Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Westmoreland Water Federal Credit Union

Greensburg, PennsylvaniaCredit UnionCleveland Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days of opening$10Within the typical range ($10–$25 nationally)

$7.50 below the national medianAt the Pennsylvania median

Christmas Club early withdrawal$5

$12.50 below the national median$5 below the Pennsylvania median

per item · January 1 thru September 30 · Institution’s schedule

Christmas Club early withdrawal-January 1 thru September 30$5

$12.50 below the national median$5 below the Pennsylvania median

per item · Source

Excessive withdrawal (as per Regulation D) more than 6 per month$5

$12.50 below the national median$12.50 below the Pennsylvania median

per item · Source

Super Share-Excessive withdrawal more than 2 a month$10

$7.50 below the national median$7.50 below the Pennsylvania median

per item · Source

Overdraft & NSFVerified

Overdraft protection program$30Within the typical range ($25–$33 nationally)
At the national medianAt the Pennsylvania median
per item · Source
Non-sufficient funds$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Pennsylvania median
per item · Source
Overdraft, paid from shares$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$2 below the Pennsylvania median
per item · Source

ATM & CardVerified

ATM withdrawals in excess of 8 a month(Visa Debit Card)$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Pennsylvania median
per item · Source
Replace lost Debit card$10Within the typical range ($5–$10 nationally)
At the national medianAt the Pennsylvania median
per item · Source

Wire TransfersVerified

Wire transfer fee(domestic) OUTGOING$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Pennsylvania median
per item · Source
Wire transfer fee(international) OUTGOING$30Below the typical range ($40–$50 nationally)
$20 below the national median$10 below the Pennsylvania median
per item · Source
International INCOMING wire$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the Pennsylvania median
per item · Source

Check ServicesVerified

Money orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Pennsylvania median
per item · Source
ACH stop payment$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Pennsylvania median
per item · Source
Stop payment$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Pennsylvania median
per item · all items · Institution’s schedule

Digital & ElectronicVerified

E-Pay(Electronic bill pay)$0.25Within the typical range ($0–$9.95 nationally)
$2.25 below the national median$3.50 below the Pennsylvania median
per item · Source

Cash & DepositVerified

Deposit item returned$25Within the typical range ($8–$25 nationally)
$10 above the national median$5 above the Pennsylvania median
per item · Source

Account ServicesVerified

Account verification letter$10Within the typical range ($5–$15 nationally)
At the national medianAt the Pennsylvania median
Source

Lending FeesVerified

Late payment after 10 days$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the Pennsylvania median
per month · Source

Retirement & IRAVerified

IRA annual fee$20Within the typical range ($10–$25 nationally)
$5 above the national medianAt the Pennsylvania median
per year · Source
IRA transfer to another institution$25Within the typical range ($25–$35 nationally)
At the national medianAt the Pennsylvania median
per item · Source

Gift & Prepaid CardsVerified

Visa Gift Card$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national medianAt the Pennsylvania median
one time · Source

Other FeesVerified

Statement reprint$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Pennsylvania median
Source
Subordination agreement | per agreement$100Within the typical range ($25–$100 nationally)
$62.50 above the national median$50 above the Pennsylvania median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days of opening	$10Within the typical range ($10–$25 nationally)	$7.50 below the national medianAt the Pennsylvania median	—	—	Source
Christmas Club early withdrawal	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$5 below the Pennsylvania median	per item	January 1 thru September 30	Institution’s schedule
Christmas Club early withdrawal-January 1 thru September 30	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$5 below the Pennsylvania median	per item	—	Source
Excessive withdrawal (as per Regulation D) more than 6 per month	$5Below the typical range ($11.13–$25 nationally)	$12.50 below the national median$12.50 below the Pennsylvania median	per item	—	Source
Super Share-Excessive withdrawal more than 2 a month	$10Below the typical range ($11.13–$25 nationally)	$7.50 below the national median$7.50 below the Pennsylvania median	per item	—	Source
Overdraft & NSFVerified
Overdraft protection program	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Pennsylvania median	per item	—	Source
Non-sufficient funds	$25
ATM & CardVerified
ATM withdrawals in excess of 8 a month(Visa Debit Card)	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.50 below the Pennsylvania median	per item	—	Source
Replace lost Debit card	$10
Wire TransfersVerified
Wire transfer fee(domestic) OUTGOING	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Pennsylvania median	per item	—	Source
Wire transfer fee(international) OUTGOING	$30
Check ServicesVerified
Money orders	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$1 below the Pennsylvania median	per item	—	Source
ACH stop payment	$20
Digital & ElectronicVerified
E-Pay(Electronic bill pay)	$0.25Within the typical range ($0–$9.95 nationally)	$2.25 below the national median$3.50 below the Pennsylvania median	per item	—	Source
Cash & DepositVerified
Deposit item returned	$25Within the typical range ($8–$25 nationally)	$10 above the national median$5 above the Pennsylvania median	per item	—	Source
Account ServicesVerified
Account verification letter	$10Within the typical range ($5–$15 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Lending FeesVerified
Late payment after 10 days	$25Within the typical range ($10–$25 nationally)	$5 above the national median$5 above the Pennsylvania median	per month	—	Source
Retirement & IRAVerified
IRA annual fee	$20Within the typical range ($10–$25 nationally)	$5 above the national medianAt the Pennsylvania median	per year	—	Source
IRA transfer to another institution	$25
Gift & Prepaid CardsVerified
Visa Gift Card	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national medianAt the Pennsylvania median	one time	—	Source
Other FeesVerified
Statement reprint	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Pennsylvania median	—	—	Source
Subordination agreement \| per agreement	$100

Against Pennsylvania credit unions

Overdraft
$30.00
Of 74 others that publish it, 25 lower, 26 the same and 23 higher.

See every headline fee against its local competitors

Fee change alerts

Get an email when Westmoreland Water Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $3

90% below the national median overdraft fee

25 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$23.5M

Work at Westmoreland Water Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$23.5M

Total deposits

$19.1M

Service charge income (year to date)

$15K

Fee income ratio

2.6%

Return on assets

1.71%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 67,190 published fee entries from 3,622 institutions

See pricing