vs. U.S. typical range:LowerTypicalHigher
$1.95 above the national median$0.95 above the Texas median
per month · Source
$6 below the national median$7 below the Texas median
per month · Source
$7.50 above the national median$10 above the Texas median
$20 above the national median$20 above the Texas median
$7.50 below the national median$5.50 below the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
per item · Source
$1 above the national median$1 above the Texas median
$1.50 above the national median$1.50 above the Texas median
$25 below the national median$22.50 below the Texas median
$10 below the national median$10 below the Texas median
$2.50 above the national median$0.50 above the Texas median
$5 above the national median$5 above the Texas median
$20 above the national median$20 above the Texas median
$2 above the national median$2 above the Texas median
—
$5 below the national median$5 below the Texas median
per year · Source
$10 below the national median$7 below the Texas median
$5 below the national median$5 below the Texas median
per year · Source
$20 below the national median$20 below the Texas median
per year · Source
$30 below the national median$30 below the Texas median
per year · Source
$15 below the national median$15 below the Texas median
per year · Source
$25 below the national median$25 below the Texas median
per year · Source
$35 above the national median$35 above the Texas median
$35 below the national median$35 below the Texas median
At the national medianAt the Texas median
$5 above the national medianAt the Texas median
$0.50 below the national median$0.50 below the Texas median
$1 above the national median$1 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| ePLUS Checking Monthly service charge | $7.95Within the typical range ($4–$10 nationally) | $1.95 above the national median$0.95 above the Texas median | per month | — | Source |
| or take advantage of both options to reduce your monthly fee to | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7 below the Texas median | per month | — | Source |
| Account Closure Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Escheat Fee for Sending Dormant Account Funds to the State | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Texas median | — | — | Source |
| Address Change - Returned Mail/Bad E-mail address | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5.50 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF Items or Closed Account Items | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Texas median | — | — | Source |
| Repost or Returned NSF | $30 | ||||
ATM & CardVerified | |||||
| Foreign Debit/ATM card transaction fee at all 1CFCU ATMs on Goodfellow AFB | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1 above the Texas median | — | — | Source |
| Foreign Debit/ATM card transaction fee at all other 1CFCU ATMs | $3 | ||||
Wire TransfersVerified | |||||
| Foreign Bank Wire | $40Within the typical range ($40–$50 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Indefinite ACH Stop Payment Fee for Any Amount………………………………………….…..… | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | — | — | Source |
| Incoming and Outgoing Collection Items | |||||
Cash & DepositVerified | |||||
| Coin Machine | 10% | — | — | — | Source |
| Annual Fee / Cash Advance Fee / Balance Transfer Fee .. .. . | $0Below the typical range ($2–$10 nationally) | $5 below the national median | |||
Account ServicesVerified | |||||
| 10 x 10 ..(per year) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Texas median | per year | — | Source |
| 3 x 10 (per year) | $25 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Texas median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| MasterCard Gift Cards .. . | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1 above the Texas median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
28
Under review
0
Assets
$421.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$421.8M
Total deposits
$361.9M
Service charge income (year to date)
$1.6M
Fee income ratio
11.3%
Return on assets
1.14%
Financial profile · Pro
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| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| $1.50 above the national median$1.50 above the Texas median |
| — |
| — |
| Source |
| Overnight or Rush Card – Actual Cost . | $15Below the typical range ($30–$50 nationally) | $25 below the national median$22.50 below the Texas median | — | — | Source |
| $25Within the typical range ($10–$25 nationally) |
| $5 above the national median$5 above the Texas median |
| — |
| — |
| Source |
| Outgoing Foreign Collection Items | $40Above the typical range ($10–$25 nationally) | $20 above the national median$20 above the Texas median | — | — | Source |
| Check Copies ordered through 1CFCU staff | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
| per year |
| — |
| Source |
| Handling fee for Charged-back Item when Current Balance covers Charge-back | $5Below the typical range ($8–$25 nationally) | $10 below the national median$7 below the Texas median | — | — | Source |
| $20 below the national median$20 below the Texas median |
| per year |
| — |
| Source |
| 3 x 5 (per year) | $15Below the typical range ($30–$70 nationally) | $30 below the national median$30 below the Texas median | per year | — | Source |
| 5 x 10 (per year) | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Texas median | per year | — | Source |
| 5 x 5 (per year) | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Texas median | per year | — | Source |
| Drill Fee | $80Above the typical range ($30–$70 nationally) | $35 above the national median$35 above the Texas median | — | — | Source |
| Lost Key Fee | $10Below the typical range ($30–$70 nationally) | $35 below the national median$35 below the Texas median | — | — | Source |
| Liens, Levies, Garnishments, Freezes, Subpoenas | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Texas median | — | — | Source |