vs. U.S. typical range:LowerTypicalHigher
$1.05 below the national median$2.03 below the Georgia median
per month · Source
$6 above the national median$5.02 above the Georgia median
per month · Source
$1 below the national medianAt the Georgia median
per month · Source
$7.50 below the national medianAt the Georgia median
per transaction · Source
$5 above the national median$5 above the Georgia median
per month · Source
$11.50 above the national median$14 above the Georgia median
$7.50 below the national median$5 below the Georgia median
per month · Source
At the national medianAt the Georgia median
$1 below the national median$3 below the Georgia median
per item · Source
$1 below the national median$3 below the Georgia median
per item · Source
At the national medianAt the Georgia median
per item · Source
$0.50 below the national medianAt the Georgia median
$10 above the national medianAt the Georgia median
per item · Source
At the national median$5 above the Georgia median
$5 above the national median$5 above the Georgia median
$2 above the national median$2 above the Georgia median
$1.50 above the national median$3 below the Georgia median
per item · Source
$5 above the national median$5 above the Georgia median
per item · Source
$9 above the national median$4 above the Georgia median
$1 below the national median$1 below the Georgia median
At the national medianAt the Georgia median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #4228. canonical_hint=legal_process; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Legal Processing Fee $ 50.00" · Source
$87.50 above the national median$92.50 above the Georgia median
Knox extract.rules v29 categorized a line held for review from Rosetta artifact #4228. canonical_hint=other_lending_fee; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Consumer Loan Refinance Fee $ 125.00" · Source
$162.50 above the national median$167.50 above the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| ExcelChecking Monthly Fee | $4.95Within the typical range ($4–$10 nationally) | $1.05 below the national median$2.03 below the Georgia median | per month | — | Source |
| Fresh Start Checking Monthly Fee | $12Above the typical range ($4–$10 nationally) | $6 above the national median$5.02 above the Georgia median | per month | — | Source |
| PlatinumChecking Minimum Balance less than per Month | $6Within the typical range ($5–$10 nationally) | $1 below the national medianAt the Georgia median | per month | — | Source |
| Holiday Club Early Withdrawal Fees per withdrawal | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Georgia median | per transaction | — | Source |
| Dormant Account Fee per month | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Georgia median | per month | — | Source |
| Account Research & balancing assistance (per hour) | $29Above the typical range ($12–$25 nationally) | $11.50 above the national median$14 above the Georgia median | — | — | Source |
| No Forwarding Address Fee|Bad Address(per mailing per month) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Georgia median | per month | — | Source |
| Withdrawal for Paper Statement Fee (Paper Statement and Mailing Fee) | $3Within the typical range ($2–$4.95 nationally) | At the national medianAt the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Excel Courtesy Pay Fee for Overdraft (per presentment) | $29Within the typical range ($25–$33 nationally) | $1 below the national median$3 below the Georgia median | per item | — | Source |
| Return Check Fees (Your own check-per presentment) | $29 | ||||
ATM & CardVerified | |||||
| ATM Service Fee Network Withdrawal (Foreign ATM Withdrawal outside Excel or Publix/Presto networks) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Georgia median | — | — | Source |
| Expedited Processing Fee for Debit/Credit Cards per card processed | |||||
Wire TransfersVerified | |||||
| Member Wire Fee Domestic (Wire Transfer - Outgoing) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Georgia median | — | — | Source |
| Member Wire Fee Domestic (Wire Transfer - Incoming) | $15 | ||||
Check ServicesVerified | |||||
| Third Party Cashier's Check/Official Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the Georgia median | — | — | Source |
| Stop Payment Fees (per item for Checks or Pre-authorized withdrawals) | $29 | ||||
Account ServicesVerified | |||||
| Legal Processing Fee | $50Within the typical range ($30–$100 nationally) | At the national medianAt the Georgia median | — | Knox extract.rules v20 categorized a line held for review from Rosetta artifact #4228. canonical_hint=legal_process; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Legal Processing Fee $ 50.00" | Source |
Other FeesVerified | |||||
| Consumer Loan Refinance Fee | $125Above the typical range ($25–$100 nationally) | $87.50 above the national median$92.50 above the Georgia median | — | Knox extract.rules v29 categorized a line held for review from Rosetta artifact #4228. canonical_hint=other_lending_fee; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Consumer Loan Refinance Fee $ 125.00" | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$29.00
Of 166 others that publish it, 53 lower, 12 the same and 101 higher.
Monthly maintenance
$8.48
Of 91 others that publish it, 62 lower, 1 the same and 28 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
11 of 15
Published fees
23
Under review
0
Assets
$174.0M
Work at Excel Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$174.0M
Total deposits
$113.8M
Service charge income (year to date)
$1.4M
Fee income ratio
20.1%
Return on assets
1.16%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $1 below the national median$3 below the Georgia median |
| per item |
| — |
| Source |
| Overdraft Fees - (Automatic Transfer from other deposit account - per presentment) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Georgia median | per item | — | Source |
| $50Within the typical range ($30–$50 nationally) |
| $10 above the national medianAt the Georgia median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Georgia median |
| — |
| — |
| Source |
| $1.50 above the national median$3 below the Georgia median |
| per item |
| — |
| Source |
| On-us Check Cashing Fee/non-member per item | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Georgia median | per item | — | Source |
| Collection Item - (Domestic or foreign) | $29Above the typical range ($10–$25 nationally) | $9 above the national median$4 above the Georgia median | — | — | Source |
| Copy of Draft | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Georgia median | — | — | Source |
| Subordination Fee-HELOCS |
| $200Above the typical range ($25–$100 nationally) |
| $162.50 above the national median$167.50 above the Georgia median |
| — |
| — |
| Source |