vs. U.S. typical range:LowerTypicalHigher
$2 above the national median$1 above the Texas median
per month · Source
At the national medianAt the Texas median
per month · Source
$7.50 above the national median$9.50 above the Texas median
$12.50 below the national median$10.50 below the Texas median
per month · Source
$5 below the national median$5 below the Texas median
per item · Source
$5 below the national median$5 below the Texas median
per item · Source
$4 below the national median$3.75 below the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
$5 below the national median$2.50 below the Texas median
per item · Source
$15 below the national median$12.50 below the Texas median
per item · Source
At the national median$5 above the Texas median
per item · Source
$4 below the national median$4 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
$2.50 below the national median$4.50 below the Texas median
per item · Source
$3 below the national median$3 below the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
$10 above the national median$10 above the Texas median
per item · Source
$20 below the national median$20 below the Texas median
per year · Source
$30 below the national median$30 below the Texas median
per year · Source
At the national medianAt the Texas median
per year · Source
$2 below the national median$2 below the Texas median
$45 above the national median$20 above the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Merit Checking Monthly Service | $8Within the typical range ($4–$10 nationally) | $2 above the national median$1 above the Texas median | per month | — | Source |
| Inactive Dormant Account after one year | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per month | — | Source |
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | — | — | Source |
| Monthly Bad Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
| Non-Sufficient Funds | $25 | ||||
ATM & CardVerified | |||||
| ATM Fee at Non-Proprietary ATMs | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| Debit/ATM Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (outgoing) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Texas median | per item | — | Source |
Check ServicesVerified | |||||
| Certified Check | $1Below the typical range ($3–$6 nationally) | $4 below the national median$4 below the Texas median | per item | — | Source |
| Money Order | $1 | ||||
Cash & DepositVerified | |||||
| Cash Advance | $15Above the typical range ($2–$10 nationally) | $10 above the national median$10 above the Texas median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box – 3-10 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Texas median | per year | — | Source |
| Safe Deposit Box – 3x5 | $15 | ||||
Other FeesVerified | |||||
| Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | per item | — | Source |
Overdraft
$25.00
Of 124 others that publish it, 15 lower, 18 the same and 91 higher.
Monthly maintenance
$8.00
Of 73 others that publish it, 45 lower, 6 the same and 22 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
24
Under review
0
Assets
$184.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$184.0M
Total deposits
$159.9M
Service charge income (year to date)
$575K
Fee income ratio
10.6%
Return on assets
0.80%
Financial profile · Pro
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| $5 below the national median$5 below the Texas median |
| per item |
| — |
| Source |
| Overdraft From Shares | $1Below the typical range ($2.50–$5 nationally) | $4 below the national median$3.75 below the Texas median | per item | — | Source |
| $5 below the national median$2.50 below the Texas median |
| per item |
| — |
| Source |
| Debit Card Rush Order | $25Below the typical range ($30–$50 nationally) | $15 below the national median$12.50 below the Texas median | per item | — | Source |
| $1 below the national median$1 below the Texas median |
| per item |
| — |
| Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Texas median | per item | — | Source |
| Check Cashing | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Texas median | per item | — | Source |
| Items sent for collection | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| $30 below the national median$30 below the Texas median |
| per year |
| — |
| Source |
| Safe Deposit Box – 5x10 | $45Within the typical range ($30–$70 nationally) | At the national medianAt the Texas median | per year | — | Source |
| Safe Deposit Box – Drilling | $43Within the typical range ($30–$70 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |
| Legal Document Process | $95Within the typical range ($30–$100 nationally) | $45 above the national median$20 above the Texas median | per item | — | Source |