vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$10 below the South Dakota median
$7.50 above the national median$10 above the South Dakota median
$5 below the national median$5 below the South Dakota median
$20 below the national median$20 below the South Dakota median
$5 above the national median$5 above the South Dakota median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3408. canonical_hint=nsf; text_hash=ae5b2c550bb0fb42351bd72fd04e9f17a8a08042575e6fa2de52e350642e5c9f; excerpt="Return Check Fee $35.00 | Document Copy Fee $10.00" · Source
At the national medianAt the South Dakota median
per item · Source
$0.50 below the national median$1 below the South Dakota median
At the national medianAt the South Dakota median
$2 below the national median$2 below the South Dakota median
$1 above the national median$1 above the South Dakota median
$1 above the national median$0.50 above the South Dakota median
$2.50 below the national median$4 below the South Dakota median
$2 above the national median$1 above the South Dakota median
per item · Source
$2 below the national median$0.50 below the South Dakota median
$2 below the national median$2 below the South Dakota median
per item · Source
$5 above the national medianAt the South Dakota median
$10 above the national median$5 above the South Dakota median
$5 above the national median$10 above the South Dakota median
per item · Source
$0.50 above the national median$1 above the South Dakota median
$1.50 above the national median$2 above the South Dakota median
$2 below the national median$1 below the South Dakota median
per month · Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3408. canonical_hint=document_reproduction; text_hash=ae5b2c550bb0fb42351bd72fd04e9f17a8a08042575e6fa2de52e350642e5c9f; excerpt="Copy of Statement $1.00 /month | Processing Fee $35.00" · Source
$7 above the national median$8 above the South Dakota median
$12.50 below the national median$18.75 below the South Dakota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed within 90 days | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$10 below the South Dakota median | — | — | Source |
| Research/Reconciliation Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the South Dakota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the South Dakota median | — | — | Source |
| NSF EFT Auto Draws | $10 | ||||
ATM & CardVerified | |||||
| Non-Advantage ATM usage fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the South Dakota median | — | — | Source |
| Replacement Credit Card | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the South Dakota median | — | — | Source |
| Convert check to cashier’s check | $6 | ||||
Cash & DepositVerified | |||||
| VISA Cash Advance Fee (Foreign VISA) | $10Within the typical range ($2–$10 nationally) | $5 above the national medianAt the South Dakota median | — | — | Source |
| VISA Cash Advance Fee (non-member) | $15 | ||||
Lending FeesVerified | |||||
| Late Payment Fee (after 10 days) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$10 above the South Dakota median | per item | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card Purchase | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$1 above the South Dakota median | — | — | Source |
| Travel Card Reload cost (internal) | $5 | ||||
Other FeesVerified | |||||
| Copy of Statement | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1 below the South Dakota median | per month | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3408. canonical_hint=document_reproduction; text_hash=ae5b2c550bb0fb42351bd72fd04e9f17a8a08042575e6fa2de52e350642e5c9f; excerpt="Copy of Statement $1.00 /month | Processing Fee $35.00" | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
7 of 15
Published fees
23
Under review
0
Assets
$40.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$40.9M
Total deposits
$34.8M
Service charge income (year to date)
$38K
Fee income ratio
3.7%
Return on assets
1.17%
Financial profile · Pro
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| $20 below the national median$20 below the South Dakota median |
| — |
| — |
| Source |
| Return Check Fee | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the South Dakota median | — | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3408. canonical_hint=nsf; text_hash=ae5b2c550bb0fb42351bd72fd04e9f17a8a08042575e6fa2de52e350642e5c9f; excerpt="Return Check Fee $35.00 | Document Copy Fee $10.00" | Source |
| Overdraft Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the South Dakota median | per item | — | Source |
| At the national medianAt the South Dakota median |
| — |
| — |
| Source |
| $1 above the national median$1 above the South Dakota median |
| — |
| — |
| Source |
| Money Order | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$0.50 above the South Dakota median | — | — | Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4 below the South Dakota median | — | — | Source |
| Counter Checks (4 /page) | $4Within the typical range ($1–$4 nationally) | $2 above the national median$1 above the South Dakota median | per item | — | Source |
| Third-party check cashing | $3Below the typical range ($5–$10 nationally) | $2 below the national median$0.50 below the South Dakota median | — | — | Source |
| Copy of Check | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the South Dakota median | per item | — | Source |
| $10 above the national median$5 above the South Dakota median |
| — |
| — |
| Source |
| $1.50 above the national median$2 above the South Dakota median |
| — |
| — |
| Source |
| Document Copy Fee |
| $10Above the typical range ($2–$5 nationally) |
| $7 above the national median$8 above the South Dakota median |
| — |
| — |
| Source |
| Skip-A-Payment | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$18.75 below the South Dakota median | — | — | Source |