vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Michigan median
per month · Source
$2.50 above the national medianAt the Michigan median
At the national median$0.50 above the Michigan median
$2 below the national median$1 below the Michigan median
$0.50 below the national median$0.85 below the Michigan median
per transaction · Source
$5 below the national median$2.50 below the Michigan median
$5 below the national median$5 below the Michigan median
$10 below the national median$5 below the Michigan median
At the national median$2 above the Michigan median
$5 below the national median$3 below the Michigan median
$7.50 below the national median$7 below the Michigan median
$13 above the national median$13 above the Michigan median
$10 above the national median$10 above the Michigan median
$4.50 above the national median$4 above the Michigan median
$2.50 below the national median$3 below the Michigan median
At the national medianAt the Michigan median
$5 above the national median$5 above the Michigan median
At the national medianAt the Michigan median
$10 below the national median$10 below the Michigan median
At the national medianAt the Michigan median
per item · Source
$37.50 below the national median$42.50 below the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account - monthly fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Account Reconciliation | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Michigan median | — | — | Source |
| Paper Statement | $3Within the typical range ($2–$4.95 nationally) | At the national median$0.50 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Over draft fee (non sufficient funds fee) | $28Within the typical range ($25–$32 nationally) | $2 below the national median$1 below the Michigan median | — | — | Source |
ATM & CardVerified | |||||
| ATM Withdrawal or Transfer/transaction | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.85 below the Michigan median | per transaction | — | Source |
| Replace lost or stolen ATM/Debit/VISA card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
| Wires incoming | $0 | ||||
Check ServicesVerified | |||||
| Official Check - Payment to third party | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Official Check - Reissue | $0 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3 below the Michigan median | — | — | Source |
Cash & DepositVerified | |||||
| Coin processing - Must be rolled | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Deposited Item Return | $20 | ||||
Account ServicesVerified | |||||
| Garnishment/Levy Processing | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Verification of deposit | $0 | ||||
Other FeesVerified | |||||
| Statement Copy - per page | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Subordination fee | $0 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$41.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$41.7M
Total deposits
$35.5M
Service charge income (year to date)
$52K
Fee income ratio
5.2%
Return on assets
0.96%
Financial profile · Pro
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| $5 below the national median$2.50 below the Michigan median |
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| $10 below the national median$5 below the Michigan median |
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| $5 below the national median$3 below the Michigan median |
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| Stop Payment | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$7 below the Michigan median | — | — | Source |
| Starter checks - first 8 checks free | $15Above the typical range ($1–$4 nationally) | $13 above the national median$13 above the Michigan median | — | — | Source |
| Check cashing fee | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Michigan median | — | — | Source |
| Check Copy | $7.50Above the typical range ($2–$5 nationally) | $4.50 above the national median$4 above the Michigan median | — | — | Source |
| $5 above the national median$5 above the Michigan median |
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| $10 below the national median$10 below the Michigan median |
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| $37.50 below the national median$42.50 below the Michigan median |
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