vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$2 below the Texas median
per month · Source
$2.50 below the national medianAt the Texas median
per item · Source
$2.50 above the national median$4.50 above the Texas median
$5 below the national median$5 below the Texas median
$5 below the national median$5 below the Texas median
per transaction · Source
$5 below the national median$5 below the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
$5 below the national median$2.50 below the Texas median
$10 below the national median$5 below the Texas median
per item · Source
$10 below the national median$10 below the Texas median
per item · Source
$3 below the national median$3 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
$2.50 below the national median$4.50 below the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · per page of 4 checks (12 free at account opening) · Institution’s schedule
$1 below the national median$1 below the Texas median
per item · Source
At the national median$3 above the Texas median
per item · Source
$25 below the national median$25 below the Texas median
per item · Source
$5 below the national median$10 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Restart Checking Account Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2 below the Texas median | per month | — | Source |
| Account closed within 90 days of opening | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Texas median | per item | — | Source |
| Account Research & Balancing | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$4.50 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| Insufficient Funds (NSF) | $25 | ||||
ATM & CardVerified | |||||
| Transaction Fee for Out-of-Network ATMs | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| Debit Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Fee (outgoing) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Texas median | per item | — | Source |
| International Wire Fee (outgoing) | $40 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Texas median | per item | — | Source |
| Money Orders | $1 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Check | $15Within the typical range ($8–$25 nationally) | At the national median$3 above the Texas median | per item | — | Source |
Account ServicesVerified | |||||
| Lien/Levy/Garnishment | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$25 below the Texas median | per item | — | Source |
Lending FeesVerified | |||||
| Late Payment Fee, Credit Cards: After 15 days late | $15Within the typical range ($10–$25 nationally) | $5 below the national median$10 below the Texas median | per item | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Photocopy of Cancelled Checks | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| Statement Copies | $2 | ||||
Overdraft
$25.00
Of 124 others that publish it, 15 lower, 18 the same and 91 higher.
Monthly maintenance
$5.00
Of 73 others that publish it, 18 lower, 15 the same and 40 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
10 of 15
Published fees
21
Under review
0
Assets
$690.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$690.4M
Total deposits
$547.0M
Service charge income (year to date)
$2.4M
Fee income ratio
9.0%
Return on assets
2.56%
Financial profile · Pro
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| $5 below the national median$5 below the Texas median |
| per transaction |
| — |
| Source |
| Online Bill Payment NSF Fee | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
| $5 below the national median$2.50 below the Texas median |
| — |
| — |
| Source |
| $10 below the national median$10 below the Texas median |
| per item |
| — |
| Source |
| $1 below the national median$1 below the Texas median |
| per item |
| — |
| Source |
| Stop Payment Fee (checks and drafts) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Texas median | per item | — | Source |
| Temporary Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2 above the Texas median | per item | per page of 4 checks (12 free at account opening) | Institution’s schedule |
| Photocopy of Cancelled Checks | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| $1 below the national median$1 below the Texas median |
| — |
| — |
| Source |