Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Walled Lake Schools Federal Credit Union

Wolverine Lake, MichiganCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Debit Card Overdraft$30Within the typical range ($25–$33 nationally)
At the national median$1 above the Michigan median
Source
NSF Check Fee$30Within the typical range ($25–$32 nationally)
At the national median$1 above the Michigan median
Source

ATM & CardVerified

ATM Usage (after 8 withdrawals)$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national median$0.15 above the Michigan median
Source
ATM Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Michigan median
Source
ATM/Debit Card Rush Order$35Within the typical range ($30–$50 nationally)
$5 below the national medianAt the Michigan median
Source

Check ServicesVerified

Cashiers Check$2Below the typical range ($3–$6 nationally)
$3 below the national median$1 below the Michigan median
Source
Money Orders$1.50Within the typical range ($1.50–$3 nationally)
$0.50 below the national median$0.50 below the Michigan median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2 below the Michigan median
Source
Non Member Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national medianAt the Michigan median
Source
Copy of Check$3Within the typical range ($2–$5 nationally)
At the national median$0.50 below the Michigan median
Source

Account ServicesVerified

Drill Box - New Lock$300Above the typical range ($30–$70 nationally)
$255 above the national median$251 above the Michigan median
Source
One Lost Key – Replacement$5Below the typical range ($30–$70 nationally)
$40 below the national median$44 below the Michigan median
Source
Safe Deposit Box 10 X 10$110Above the typical range ($30–$70 nationally)
$65 above the national median$61 above the Michigan median
per year · Source
Safe Deposit Box 3 X 10$45Within the typical range ($30–$70 nationally)
At the national median$4 below the Michigan median
per year · Source
Safe Deposit Box 5 X 10$60Within the typical range ($30–$70 nationally)
$15 above the national median$11 above the Michigan median
per year · Source
Safe Deposit Box 5 X 5$40Within the typical range ($30–$70 nationally)
$5 below the national median$9 below the Michigan median
per year · Source
Safe Deposit Boxes (Annual Fee)$25Below the typical range ($30–$70 nationally)
$20 below the national median$24 below the Michigan median
per year · Source
Levies, Writs, and Garnishments$50Within the typical range ($30–$90 nationally)
At the national medianAt the Michigan median
Source
Account Verification Request$2Below the typical range ($5–$15 nationally)
$8 below the national median$8 below the Michigan median
Source

Other FeesVerified

Copy of Statement (PER MONTH)$3Within the typical range ($2–$5 nationally)
At the national medianAt the Michigan median
per month · Source
Loan Subordination$50Within the typical range ($25–$100 nationally)
$12.50 above the national median$8.75 above the Michigan median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Michigan median	—	—	Source
Returned Mail/Bad Address	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$13.75 below the Michigan median	—	—	Source
Overdraft & NSFVerified
Debit Card Overdraft	$30Within the typical range ($25–$33 nationally)	At the national median$1 above the Michigan median	—	—	Source
NSF Check Fee	$30
ATM & CardVerified
ATM Usage (after 8 withdrawals)	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national median$0.15 above the Michigan median	—	—	Source
ATM Card Replacement	$5
Check ServicesVerified
Cashiers Check	$2Below the typical range ($3–$6 nationally)	$3 below the national median$1 below the Michigan median	—	—	Source
Money Orders	$1.50
Digital & ElectronicVerified
Inactive Bill Pay	$3Within the typical range ($0–$9.95 nationally)	$0.50 above the national medianAt the Michigan median	—	—	Source
Account ServicesVerified
Drill Box - New Lock	$300Above the typical range ($30–$70 nationally)	$255 above the national median$251 above the Michigan median	—	—	Source
One Lost Key – Replacement	$5
Lending FeesVerified
Visa Late Fee	$10Within the typical range ($10–$25 nationally)	$10 below the national median$15 below the Michigan median	—	—	Source
Retirement & IRAVerified
IRA Account Closing	$10Below the typical range ($25–$35 nationally)	$15 below the national median$15 below the Michigan median	—	—	Source
Gift & Prepaid CardsVerified
Gift Cards	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median$1 below the Michigan median	—	—	Source
Other FeesVerified
Copy of Statement (PER MONTH)	$3Within the typical range ($2–$5 nationally)	At the national medianAt the Michigan median	per month	—	Source
Loan Subordination	$50

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

27 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$138.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$138.4M

Total deposits

$119.0M

Service charge income (year to date)

$41K

Fee income ratio

1.4%

Return on assets

1.37%

Financial profile · Pro

Performance from regulator filings

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Based on 66,668 published fee entries from 3,619 institutions

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