vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$2.50 below the Mississippi median
$3 below the national median$2.50 below the Mississippi median
$5 above the national median$5 above the Mississippi median
per quarter · Source
$3 above the national median$3 above the Mississippi median
per quarter · Source
$1 below the national median$1 below the Mississippi median
$7.50 above the national median$5 above the Mississippi median
$7.50 below the national median$10 below the Mississippi median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #2039. canonical_hint=account_research; text_hash=58fba486a604b3734ac9263ab63c303f631d1aaba7f3b1c4f630f9d0b43a6e7e; excerpt="USPS Bad Address/Return Mail Fee (8) ......................................................................................................................................... $10.0" · Source
$1 below the national median$0.25 below the Mississippi median
At the national median$5 below the Mississippi median
At the national median$5 below the Mississippi median
per item · Source
$5 above the national median$3.75 above the Mississippi median
$15 below the national median$16.25 below the Mississippi median
per item · Source
$2 below the national medianAt the Mississippi median
$2 below the national medianAt the Mississippi median
$1.50 above the national median$1 above the Mississippi median
$10 above the national median$10 above the Mississippi median
$5 above the national median$5 above the Mississippi median
$15 below the national median$10 below the Mississippi median
$2 below the national median$3.50 below the Mississippi median
per item · Source
At the national median$1.50 below the Mississippi median
$1 below the national median$2 below the Mississippi median
per item · Source
$1 above the national medianAt the Mississippi median
$7.50 below the national median$10 below the Mississippi median
per item · Source
$2.50 below the national median$5 below the Mississippi median
per item · Source
$12.50 below the national median$15 below the Mississippi median
per item · Source
$2.50 above the national medianAt the Mississippi median
per item · Source
$2 below the national median$2 below the Mississippi median
At the national median$1.25 below the Mississippi median
$5 above the national median$2.50 above the Mississippi median
per transaction · Source
At the national median$5 above the Mississippi median
per item · Source
At the national medianAt the Mississippi median
$1.50 above the national median$1.05 above the Mississippi median
At the national medianAt the Mississippi median
$12.50 below the national median$5 below the Mississippi median
$2.50 below the national median$5 above the Mississippi median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance Fee (Per Account) | $4Below the typical range ($5–$10 nationally) | $3 below the national median$2.50 below the Mississippi median | — | — | Source |
| Minimum Balance Fee (Per Savings Account) | $4Below the typical range ($5–$10 nationally) | $3 below the national median$2.50 below the Mississippi median | — | — | Source |
| Dormant Fee (Quarterly Charged) (7) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Mississippi median | per quarter | — | Source |
| Inactive (Dormant) account fee…………..……. | $8Within the typical range ($5–$10 nationally) | $3 above the national median$3 above the Mississippi median | per quarter | — | Source |
| Inactivity Fee (Per Account) (3) | $4Below the typical range ($5–$10 nationally) | $1 below the national median$1 below the Mississippi median | — | — | Source |
| Account research/reconciliation……..………… | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Mississippi median | — | — | Source |
| USPS Bad Address/Return Mail Fee (8) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the Mississippi median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #2039. canonical_hint=account_research; text_hash=58fba486a604b3734ac9263ab63c303f631d1aaba7f3b1c4f630f9d0b43a6e7e; excerpt="USPS Bad Address/Return Mail Fee (8) ......................................................................................................................................... $10.0" | Source |
| Paper Statement Mail Fee (Under 16, Over 67 Exempt) | $2Within the typical range ($2–$4.93 nationally) | $1 below the national median$0.25 below the Mississippi median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee… | $30Within the typical range ($25–$33 nationally) | At the national median$5 below the Mississippi median | — | — | Source |
| NSF/ Overdraft fee for ACH and Checks……… | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM Fee | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1 above the Mississippi median | — | — | Source |
| Debit Card Replacement… | $20 | ||||
Wire TransfersVerified | |||||
| Domestic Wire transfer fee (outgoing).……… | $10Below the typical range ($20–$25 nationally) | $15 below the national median$10 below the Mississippi median | — | — | Source |
Check ServicesVerified | |||||
| Cashiers Check fee…………………………… | $3Within the typical range ($3–$6 nationally) | $2 below the national median$3.50 below the Mississippi median | per item | — | Source |
| Official Check Fee (5) | $5 | ||||
Cash & DepositVerified | |||||
| Non LNFCU VISA/MasterCard Cash Advance | $10Within the typical range ($2–$10 nationally) | $5 above the national median$2.50 above the Mississippi median | per transaction | — | Source |
| Deposited item return fee……………………… | $15 | ||||
Account ServicesVerified | |||||
| Member will be charged a | $50Within the typical range ($30–$88.13 nationally) | At the national medianAt the Mississippi median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card/Travel Card Fee | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.05 above the Mississippi median | — | — | Source |
Other FeesVerified | |||||
| Statement copy………………………………… | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Mississippi median | — | — | Source |
| Loan Application Fee (Excludes Loan Specials) … | $25 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 166 others that publish it, 67 lower, 48 the same and 51 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
35
Under review
0
Assets
$10.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$10.5M
Total deposits
$9.6M
Service charge income (year to date)
$75K
Fee income ratio
16.9%
Return on assets
-0.70%
Financial profile · Pro
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| At the national median$5 below the Mississippi median |
| per item |
| — |
| Source |
| NSF/Return Item Fee… | $35Above the typical range ($25–$32 nationally) | $5 above the national median$3.75 above the Mississippi median | — | — | Source |
| Returned item fee………………………………. | $15Below the typical range ($25–$32 nationally) | $15 below the national median$16.25 below the Mississippi median | per item | — | Source |
| Overdraft Fee (automatic transfer from savings to checking) | $3Within the typical range ($2.50–$5 nationally) | $2 below the national medianAt the Mississippi median | — | — | Source |
| Overdraft Transfer Fee (Automatic Transfer from Savings to Checking) | $3Within the typical range ($2.50–$5 nationally) | $2 below the national medianAt the Mississippi median | — | — | Source |
| $10 above the national median$10 above the Mississippi median |
| — |
| — |
| Source |
| Lost/misplaced debit card ……………………… | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Mississippi median | — | — | Source |
| At the national median$1.50 below the Mississippi median |
| — |
| — |
| Source |
| Money order………………………………… | $1Below the typical range ($1.50–$3 nationally) | $1 below the national median$2 below the Mississippi median | per item | — | Source |
| Money Order/Official Check Fee (5) … | $3Within the typical range ($1.50–$3 nationally) | $1 above the national medianAt the Mississippi median | — | — | Source |
| Stop payment (Bill pay)………………………… | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$10 below the Mississippi median | per item | — | Source |
| Stop payment (Sharedrafts and ACH)………… | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$5 below the Mississippi median | per item | — | Source |
| Stop Payment Draft/ACH/Check | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$15 below the Mississippi median | per item | — | Source |
| Stop Payment Draft/ACH/Check | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Mississippi median | per item | — | Source |
| Check Cashing Fee (6) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Mississippi median | — | — | Source |
| Check Copy/Statement Copy Print Out……………………………………......………………………………………………..…. | $3Within the typical range ($2–$5 nationally) | At the national median$1.25 below the Mississippi median | — | — | Source |
| At the national median$5 above the Mississippi median |
| per item |
| — |
| Source |
| $12.50 below the national median$5 below the Mississippi median |
| — |
| — |
| Source |
| Skip-A-Payment Form Fee… | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$5 above the Mississippi median | — | — | Source |