vs. U.S. typical range:LowerTypicalHigher
$1 above the national medianAt the Texas median
per month · Source
$17.50 above the national median$20 above the Texas median
$32.50 above the national median$35 above the Texas median
$5 below the national median$5 below the Texas median
$7.50 above the national median$9.50 above the Texas median
$2 above the national median$2 above the Texas median
per month · Source
$5 above the national median$5 above the Texas median
$5 above the national median$5 above the Texas median
$5 above the national median$5.25 above the Texas median
$0.50 above the national median$0.50 above the Texas median
$10 below the national median$7.50 below the Texas median
$5 below the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
$7.50 above the national median$5.50 above the Texas median
$6 above the national median$6 above the Texas median
$5 below the national median$2 below the Texas median
$5 below the national median$15 below the Texas median
$220 above the national median$220 above the Texas median
per year · Source
At the national medianAt the Texas median
per year · Source
$5 below the national median$5 below the Texas median
per item · Source
$25 above the national median$25 above the Texas median
per year · Source
$115 above the national median$115 above the Texas median
per year · Source
$65 above the national median$65 above the Texas median
per year · Source
$50 above the national median$50 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee | $7Within the typical range ($4–$10 nationally) | $1 above the national medianAt the Texas median | per month | — | Source |
| Early Account Closure | $35Above the typical range ($10–$25 nationally) | $17.50 above the national median$20 above the Texas median | — | — | Source |
| Early Account Closure (by customer) | $50Above the typical range ($10–$25 nationally) | $32.50 above the national median$35 above the Texas median | — | — | Source |
| Consumer, Inactivity Fee | $0Below the typical range ($5–$10 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | — | — | Source |
| Mail Delivery of Paper Statements | $5Above the typical range ($2–$4.59 nationally) | $2 above the national median$2 above the Texas median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Return Item Fee/NSF Item Fee A fee of | $35 | ||||
ATM & CardVerified | |||||
| ATM Service Fee o This | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Texas median | — | — | Source |
| Replacement Card | $0 | ||||
Wire TransfersVerified | |||||
| Wire Transfers – Outgoing Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | per item | — | Source |
| Wire Transfers – Outgoing International | $50 | ||||
Check ServicesVerified | |||||
| Cashiers checks are processed | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Stop Payment | $35 | ||||
Cash & DepositVerified | |||||
| Deposited Item Returned | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2 below the Texas median | — | — | Source |
| Night Depository Key (replacement) | $5 | ||||
Account ServicesVerified | |||||
| 10x42 Locker | $265Above the typical range ($30–$70 nationally) | $220 above the national median$220 above the Texas median | per year | — | Source |
| 4x10 (short boxes) | $45 | ||||
Overdraft
$35.00
Of 49 others that publish it, 31 lower, 16 the same and 2 higher.
Monthly maintenance
$7.00
Of 29 others that publish it, 14 lower and 15 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
12 of 15
Published fees
25
Under review
0
Assets
$2.6B
Work at Extraco Banks, National Association? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.6B
Total deposits
$2.1B
Service charge income
$818K
Fee income ratio
3.8%
Return on assets
0.76%
Branches
16
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 above the national median$5 above the Texas median |
| — |
| — |
| Source |
| Overdraft Protection Sweep Fee (per sweep) | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5.25 above the Texas median | — | — | Source |
| $10 below the national median$7.50 below the Texas median |
| — |
| — |
| Source |
| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| $7.50 above the national median$5.50 above the Texas median |
| — |
| — |
| Source |
| Personalized Temporary Checks | $8Above the typical range ($1–$4 nationally) | $6 above the national median$6 above the Texas median | — | — | Source |
| $5 below the national median$15 below the Texas median |
| — |
| — |
| Source |
| At the national medianAt the Texas median |
| per year |
| — |
| Source |
| Lost Key | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
| Safe Deposit 4x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$25 above the Texas median | per year | — | Source |
| Safe Deposit Box 14x15 | $160Above the typical range ($30–$70 nationally) | $115 above the national median$115 above the Texas median | per year | — | Source |
| Safe Deposit Box 5x10 | $110Above the typical range ($30–$70 nationally) | $65 above the national median$65 above the Texas median | per year | — | Source |
| Fees Legal Process | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Texas median | — | — | Source |