vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$2.95 below the Tennessee median
per month · Source
$4 above the national median$2.05 above the Tennessee median
per month · Source
$12.50 below the national median$10 below the Tennessee median
$5 above the national median$2 above the Tennessee median
per month · Source
$7.50 above the national median$10 above the Tennessee median
$2.50 above the national median$5 above the Tennessee median
$12.50 below the national median$10 below the Tennessee median
per item · Source
$7.50 below the national median$5 below the Tennessee median
per item · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #5186. canonical_hint=account_research; text_hash=2c90c2a0c0620e5a8887e448b049c5f959b3c42a3b2e356e87e3ff4b8d969585; excerpt="Excessive Withdrawal Fee- | $10.00/withdrawal if more than 3 withdrawals per month" · Source
$3 above the national median$2 above the Tennessee median
per item · Source
$3 above the national median$3 above the Tennessee median
per item · Source
At the national medianAt the Tennessee median
At the national median$5 above the Tennessee median
per item · Source
$5 above the national medianAt the Tennessee median
per item · Source
$5 below the national median$7.50 below the Tennessee median
per item · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #5186. canonical_hint=wire_intl_outgoing; text_hash=2c90c2a0c0620e5a8887e448b049c5f959b3c42a3b2e356e87e3ff4b8d969585; excerpt="Wire Transfer Fee (Foreign)- | $45.00/transfer" · Source
At the national medianAt the Tennessee median
per item · Source
At the national median$0.50 below the Tennessee median
per item · Source
$2.50 above the national medianAt the Tennessee median
per item · Source
$1 above the national median$1.50 above the Tennessee median
per item · per sheet · Institution’s schedule
$7 above the national median$7 above the Tennessee median
per item · Source
$10 above the national median$10 above the Tennessee median
per item · Source
$15 above the national median$15 above the Tennessee median
per item · Source
At the national medianAt the Tennessee median
$1.50 above the national median$2 above the Tennessee median
per item · Source
$2 above the national median$2 above the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Service Charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.95 below the Tennessee median | per month | — | Source |
| Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.05 above the Tennessee median | per month | — | Source |
| Christmas Club Fees | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | — | — | Source |
| Dormant Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$2 above the Tennessee median | per month | — | Source |
| Account Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | — | — | Source |
| Account Research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Tennessee median | — | — | Source |
| Excessive Withdrawal | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | per item | — | Source |
| Excessive Withdrawal Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Tennessee median | per item | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #5186. canonical_hint=account_research; text_hash=2c90c2a0c0620e5a8887e448b049c5f959b3c42a3b2e356e87e3ff4b8d969585; excerpt="Excessive Withdrawal Fee- | $10.00/withdrawal if more than 3 withdrawals per month" | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $33Within the typical range ($25–$33 nationally) | $3 above the national median$2 above the Tennessee median | per item | — | Source |
| NSF Fee | $33 | ||||
ATM & CardVerified | |||||
| Replacement Debit/Credit Card After First Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Tennessee median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire Transfer Fee (Domestic) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Tennessee median | per item | — | Source |
| Incoming Wire Transfer Fee | $15 | ||||
Check ServicesVerified | |||||
| Credit Union Cashier Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
| Money Order | $2 | ||||
Cash & DepositVerified | |||||
| Deposited Item Return Fee | $25Within the typical range ($8–$25 nationally) | $10 above the national median$10 above the Tennessee median | per item | — | Source |
| Returned Item Fee | $30 | ||||
Account ServicesVerified | |||||
| Garnishment/Levy Fee | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Tennessee median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$2 above the Tennessee median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Tennessee median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$33.00
Of 166 others that publish it, 133 lower, 1 the same and 32 higher.
Monthly maintenance
$7.50
Of 92 others that publish it, 54 lower, 3 the same and 35 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$33
Headline fees published
10 of 15
Published fees
24
Under review
0
Assets
$17.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$17.1M
Total deposits
$14.2M
Service charge income (year to date)
$85K
Fee income ratio
15.2%
Return on assets
-3.01%
Financial profile · Pro
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| $3 above the national median$3 above the Tennessee median |
| per item |
| — |
| Source |
| $5 above the national medianAt the Tennessee median |
| per item |
| — |
| Source |
| Wire Transfer Fee (Foreign) | $45Within the typical range ($40–$50 nationally) | $5 below the national median$7.50 below the Tennessee median | per item | Knox extract.rules v20 categorized a line held for review from Rosetta artifact #5186. canonical_hint=wire_intl_outgoing; text_hash=2c90c2a0c0620e5a8887e448b049c5f959b3c42a3b2e356e87e3ff4b8d969585; excerpt="Wire Transfer Fee (Foreign)- | $45.00/transfer" | Source |
| At the national median$0.50 below the Tennessee median |
| per item |
| — |
| Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Tennessee median | per item | — | Source |
| Temporary Checks | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1.50 above the Tennessee median | per item | per sheet | Institution’s schedule |
| Copy of Draft | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the Tennessee median | per item | — | Source |
| $15 above the national median$15 above the Tennessee median |
| per item |
| — |
| Source |