vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$10 below the Texas median
At the national medianAt the Texas median
per month · Source
$7.50 above the national median$9.50 above the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
$5 above the national median$5 above the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$15 below the national median$15 below the Texas median
per item · Source
$3 below the national median$3 below the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
per transaction · Source
$1.50 above the national median$1.50 above the Texas median
per transaction · Source
$5 below the national median$2.50 below the Texas median
$5 below the national medianAt the Texas median
$10 below the national median$5 below the Texas median
$25 below the national median$25 below the Texas median
$2 below the national median$2 below the Texas median
per item · Source
$1.25 below the national median$1.25 below the Texas median
$2 below the national median$2 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
At the national medianAt the Texas median
$2.50 below the national median$3 below the Texas median
$5 above the national medianAt the Texas median
per month · Source
$1 below the national median$1 below the Texas median
per item · Source
$17.50 below the national median$5 below the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closing Fee | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the Texas median | — | — | Source |
| Inactive Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per month | — | Source |
| Account Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Courtesy for ACH | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | — | — | Source |
| Overdraft Courtesy for ATM/Debit | $30 | ||||
ATM & CardVerified | |||||
| ATM POS Purchase | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | per transaction | — | Source |
| atM transfers (foreign atM) visa debit Card Withdrawal (foreign atM) | $3 | ||||
Wire TransfersVerified | |||||
| Wire Transfers (Outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | — | — | Source |
| Wire Transfers (Incoming) | $0 | ||||
Check ServicesVerified | |||||
| Teller Check Fee | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Texas median | per item | — | Source |
| Money Orders | $0.75 | ||||
Cash & DepositVerified | |||||
| Non-SFCU Cash Advance Fee | $5Within the typical range ($2–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service (Members Only) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
Lending FeesVerified | |||||
| Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Texas median | per month | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Skip-A-Payment | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$5 below the Texas median | — | — | Source |
Overdraft
$30.00
Of 122 others that publish it, 49 lower, 39 the same and 34 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
28
Under review
0
Assets
$57.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$57.7M
Total deposits
$48.1M
Service charge income (year to date)
$86K
Fee income ratio
5.3%
Return on assets
-1.67%
Financial profile · Pro
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| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Overdraft Courtesy for Bill Pay | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | — | — | Source |
| Overdraft Courtesy for Check | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | — | — | Source |
| Non-Sufficient Funds ACH | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Non-Sufficient Funds ATM/Debit | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Non-Sufficient Funds Bill Pay | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Non-Sufficient Funds Check | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Returned Check Item | $15Below the typical range ($25–$32 nationally) | $15 below the national median$15 below the Texas median | per item | — | Source |
| overdraft transfer fee | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Texas median | per item | — | Source |
| $1.50 above the national median$1.50 above the Texas median |
| per transaction |
| — |
| Source |
| Card Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | — | — | Source |
| $10 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| International Wire Transfer | $25Below the typical range ($40–$50 nationally) | $25 below the national median$25 below the Texas median | — | — | Source |
| $1.25 below the national median$1.25 below the Texas median |
| — |
| — |
| Source |
| Non-Member Check Cashing Fee | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Texas median | per item | — | Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |