vs. U.S. typical range:LowerTypicalHigher
At the national median$1.95 below the Tennessee median
per month · Source
$4 above the national median$2.05 above the Tennessee median
per month · Source
$1 above the national median$0.95 below the Tennessee median
per month · Source
$2 above the national median$0.05 above the Tennessee median
per month · Source
$9 above the national median$7.05 above the Tennessee median
per month · Source
$3 below the national median$4.95 below the Tennessee median
per month · Source
$2 below the national median$3.95 below the Tennessee median
per month · Source
$7.50 above the national median$10 above the Tennessee median
At the national median$3 below the Tennessee median
per month · Source
$12.50 below the national median$10 below the Tennessee median
per year · Source
$21 below the national median$22 below the Tennessee median
$30 below the national median$30 below the Tennessee median
$0.50 below the national medianAt the Tennessee median
$3 below the national median$3 below the Tennessee median
$5 above the national median$2.50 above the Tennessee median
$10 below the national median$14.99 below the Tennessee median
$1 below the national median$1 below the Tennessee median
$2 above the national median$1.50 above the Tennessee median
per item · Source
$6.50 above the national median$4 above the Tennessee median
$1 below the national median$0.50 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per item · Source
$1 below the national median$1 below the Tennessee median
per item · Source
$2.50 below the national median$0.38 below the Tennessee median
$2.50 below the national medianAt the Tennessee median
$45 above the national median$40 above the Tennessee median
per year · Source
$5 above the national medianAt the Tennessee median
per year · Source
$5 below the national median$10 below the Tennessee median
per year · Source
$15 above the national median$10 above the Tennessee median
per year · Source
$30 above the national median$25 above the Tennessee median
per year · Source
$85 above the national median$80 above the Tennessee median
At the national medianAt the Tennessee median
At the national medianAt the Tennessee median
$2 above the national median$2 above the Tennessee median
per transaction · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| monthly service charge | $6Within the typical range ($4–$10 nationally) | At the national median$1.95 below the Tennessee median | per month | — | Source |
| monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.05 above the Tennessee median | per month | — | Source |
| monthly service charge | $7Within the typical range ($4–$10 nationally) | $1 above the national median$0.95 below the Tennessee median | per month | — | Source |
| monthly service charge | $8Within the typical range ($4–$10 nationally) | $2 above the national median$0.05 above the Tennessee median | per month | — | Source |
| Monthly service charge | $15Above the typical range ($4–$10 nationally) | $9 above the national median$7.05 above the Tennessee median | per month | — | Source |
| Monthly service charge | $3Below the typical range ($4–$10 nationally) | $3 below the national median$4.95 below the Tennessee median | per month | — | Source |
| Seniors Choice Checking Monthly service charge | $4Within the typical range ($4–$10 nationally) | $2 below the national median$3.95 below the Tennessee median | per month | — | Source |
| A penalty will be charged, if the IRA is closed within the first year of opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | — | — | Source |
| Inactive Account (per month) | $5Within the typical range ($5–$10 nationally) | At the national median$3 below the Tennessee median | per month | — | Source |
| Bad Address (per year) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | per year | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Service | $9Below the typical range ($25–$33 nationally) | $21 below the national median$22 below the Tennessee median | — | — | Source |
| Nonsufficient Funds (per each returned item) | $0 | ||||
ATM & CardVerified | |||||
| Foreign ATM Transactions (withdrawal, transfer) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Tennessee median | — | — | Source |
| Replacement ATM Card | $7 | ||||
Wire TransfersVerified | |||||
| Foreign Wire Transfers - Outgoing (member-originated) | $55Above the typical range ($40–$50 nationally) | $5 above the national median$2.50 above the Tennessee median | — | — | Source |
| Wire Transfers - Domestic and Foreign: Domestic Incoming | $10 | ||||
Check ServicesVerified | |||||
| Money Orders & Cashiers Checks | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 below the Tennessee median | — | — | Source |
| Money Orders (each) | $4 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$0.38 below the Tennessee median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the Tennessee median | — | — | Source |
| 10" X 10" Box (Annual Fee) | $90 | ||||
Other FeesVerified | |||||
| Copies of Statements/Transaction History (per copy) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Tennessee median | per transaction | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$9
Headline fees published
8 of 15
Published fees
33
Under review
0
Assets
$3.3B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$3.3B
Total deposits
$2.8B
Service charge income (year to date)
$3.6M
Fee income ratio
3.5%
Return on assets
1.51%
Financial profile · Pro
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| $30 below the national median$30 below the Tennessee median |
| — |
| — |
| Source |
| $3 below the national median$3 below the Tennessee median |
| — |
| — |
| Source |
| $10 below the national median$14.99 below the Tennessee median |
| — |
| — |
| Source |
| $2 above the national median$1.50 above the Tennessee median |
| per item |
| — |
| Source |
| Stop Payment | $34Above the typical range ($20–$30 nationally) | $6.50 above the national median$4 above the Tennessee median | — | — | Source |
| Counter/Temporary/Starter Checks (four checks per page) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.50 below the Tennessee median | per item | — | Source |
| Check Cashing (per check) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
| Copies of Checks (per copy) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | per item | — | Source |
| $45 above the national median$40 above the Tennessee median |
| per year |
| — |
| Source |
| 3" X 10" Box (Annual Fee) | $50Within the typical range ($30–$70 nationally) | $5 above the national medianAt the Tennessee median | per year | — | Source |
| 3" X 5" Box (Annual Fee) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$10 below the Tennessee median | per year | — | Source |
| 5" X 10" Box (Annual Fee) | $60Within the typical range ($30–$70 nationally) | $15 above the national median$10 above the Tennessee median | per year | — | Source |
| 7" X 10" Box (Annual Fee) | $75Above the typical range ($30–$70 nationally) | $30 above the national median$25 above the Tennessee median | per year | — | Source |
| Drilling Fee | $130Above the typical range ($30–$70 nationally) | $85 above the national median$80 above the Tennessee median | — | — | Source |
| Legal Process Fee | $50Within the typical range ($30–$100 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| Verification of Deposit | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Tennessee median | — | — | Source |