vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
$2.50 above the national median$5 below the Massachusetts median
$3 above the national median$3 above the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$5 below the national median$5 below the Massachusetts median
per item · Source
$2.50 above the national median
per item · Source
At the national medianAt the Massachusetts median
$3 above the national median$3 above the Massachusetts median
$20 below the national median$15 below the Massachusetts median
At the national medianAt the Massachusetts median
At the national median$1 below the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
$10 below the national median$10 below the Massachusetts median
$0.50 below the national median$2.50 below the Massachusetts median
$2.50 below the national medianAt the Massachusetts median
$8.16 below the national median$0.30 below the Massachusetts median
$5 above the national median$5 above the Massachusetts median
per year · Source
$2.50 below the national median$1.25 below the Massachusetts median
$37 below the national median$57 below the Massachusetts median
$85 above the national median$65 above the Massachusetts median
per month · Source
$20 below the national median$40 below the Massachusetts median
$35 above the national median$15 above the Massachusetts median
At the national median$20 below the Massachusetts median
per year · Source
$15 below the national median$5 below the Massachusetts median
$2 above the national medianAt the Massachusetts median
$2 below the national median$4 below the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure (Closeout within 90 days) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Massachusetts median | — | — | Source |
| Acct Inactivity Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Account Research Fee Per Hour | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$5 below the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Charge - Paid (per item) | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Massachusetts median | per item | — | Source |
ATM & CardVerified | |||||
| ATM Inquiry Service Charge | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| ATM Withdrawal Service Charge | $1.50 | ||||
Wire TransfersVerified | |||||
| Domestic Wire (Outgoing) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Incoming Wire Deposit | $13 | ||||
Check ServicesVerified | |||||
| Treasurers Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Money Orders | $2 | ||||
Digital & ElectronicVerified | |||||
| UniBank Bill Pay Service | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Massachusetts median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Item Fee | $6.84Below the typical range ($8–$25 nationally) | $8.16 below the national median$0.30 below the Massachusetts median | — | — | Source |
| Night Deposit Annual Rent Assessment | $15 | ||||
Account ServicesVerified | |||||
| Notary Public Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Additional/Replacement Key | $8 | ||||
Lending FeesVerified | |||||
| Late Charge Assessment | $5Below the typical range ($10–$25 nationally) | $15 below the national median$5 below the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| EFT Services: Statement Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
| Other Copy Fee | $1 | ||||
Overdraft
$33.00
Of 29 others that publish it, 18 lower, 2 the same and 9 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$33
Headline fees published
10 of 15
Published fees
29
Under review
0
Assets
$3.1B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$3.1B
Total deposits
$2.6B
Service charge income
$449K
Fee income ratio
1.6%
Return on assets
1.15%
Branches
15
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| per item |
| — |
| Source |
| Card Reissue Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Massachusetts median | per item | — | Source |
| International Service Assessment | $5Within the typical range ($1–$5 nationally) | $2.50 above the national median | per item | — | Source |
| $3 above the national median$3 above the Massachusetts median |
| — |
| — |
| Source |
| International Wire (Outgoing) | $30Below the typical range ($40–$50 nationally) | $20 below the national median$15 below the Massachusetts median | — | — | Source |
| At the national median$1 below the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment Fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Foreign Check Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Massachusetts median | — | — | Source |
| Check Copy Fee | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$2.50 below the Massachusetts median | — | — | Source |
| $5 above the national median$5 above the Massachusetts median |
| per year |
| — |
| Source |
| $37 below the national median$57 below the Massachusetts median |
| — |
| — |
| Source |
| Safe Deposit Box 10" X 10" | $130Above the typical range ($30–$70 nationally) | $85 above the national median$65 above the Massachusetts median | per month | — | Source |
| Safe Deposit Box 2" X 5" | $25Below the typical range ($30–$70 nationally) | $20 below the national median$40 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 5" X 10" | $80Above the typical range ($30–$70 nationally) | $35 above the national median$15 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 5" X 5" | $45Within the typical range ($30–$70 nationally) | At the national median$20 below the Massachusetts median | — | — | Source |
| Legal Processing Fee | $50Within the typical range ($30–$100 nationally) | At the national median | per year | — | Source |
| $2 below the national median$4 below the Massachusetts median |
| — |
| — |
| Source |