vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the New York median
per month · Source
$7.50 above the national median$8.75 above the New York median
$7.50 below the national median$6.25 below the New York median
$2 above the national median$2.50 below the New York median
per month · Source
$32.50 above the national median$32.50 above the New York median
$10.50 below the national median$10.50 below the New York median
per month · Source
$5 below the national median$0.75 below the New York median
per item · Source
$5 below the national median$0.75 below the New York median
At the national median$4.25 above the New York median
per item · Source
$25 above the national median$25 above the New York median
$1 above the national median$1 above the New York median
per item · Source
$5 above the national median$5 above the New York median
$10 above the national median$10 above the New York median
—
$10 above the national median$10 above the New York median
$10 below the national median$10 below the New York median
$15 above the national median$20 above the New York median
$2 above the national median$2 above the New York median
per item · Source
$2 above the national median$2 above the New York median
per item · Source
$1 above the national median$1 above the New York median
per item · Source
$22.50 above the national median$25 above the New York median
per item · Source
$2.50 below the national medianAt the New York median
$2 above the national medianAt the New York median
per item · Source
At the national median$2 below the New York median
per item · Source
$4.50 above the national median$4.50 above the New York median
per item · Source
$2.50 below the national median$2.50 below the New York median
$15 above the national median$10 above the New York median
per item · Source
$0.50 below the national medianAt the New York median
per item · Source
$50 above the national median$25 above the New York median
per item · Source
$30 above the national median$25 above the New York median
$10 above the national median$5 above the New York median
$10 above the national median$5 above the New York median
$10 above the national median$5 above the New York median
At the national medianAt the New York median
$2 above the national median$2 above the New York median
per item · Source
$12.50 below the national median$11.25 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee (per account number) | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the New York median | per month | — | Source |
| Account Closure Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$8.75 above the New York median | — | — | Source |
| Club Account Early Withdrawal Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$6.25 below the New York median | — | — | Source |
| Inactive/Dormant Account Fee | $7Within the typical range ($5–$10 nationally) | $2 above the national median$2.50 below the New York median | per month | — | Source |
| Account Balancing/Research Fee | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$32.50 above the New York median | — | — | Source |
| Incorrect Address Fee | $7Below the typical range ($12–$25 nationally) | $10.50 below the national median$10.50 below the New York median | per month | — | Source |
Overdraft & NSFVerified | |||||
| EFT, ACH, Check NSF | $25Within the typical range ($25–$32 nationally) | $5 below the national median$0.75 below the New York median | per item | — | Source |
| NSF - Uncollected Funds | $25 | ||||
ATM & CardVerified | |||||
| NON-VCCFCU ATM/Debit Transactions | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1 above the New York median | per item | — | Source |
| Account Card Replacement (ATM, Debit, VISA) 1x | $15 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfers | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the New York median | — | — | Source |
| Incoming Wire Transfers | $0 | ||||
Check ServicesVerified | |||||
| Cashiers Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the New York median | per item | — | Source |
| Corporate Checks (all info required for addressee) | $7 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Payment | $7Within the typical range ($0–$9.95 nationally) | $4.50 above the national median$4.50 above the New York median | per item | — | Source |
| Virtual Branch – Home Banking & Bill Pay | $0 | ||||
Cash & DepositVerified | |||||
| Deposit Checks Returned Unpaid | $30Above the typical range ($8–$25 nationally) | $15 above the national median$10 above the New York median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Public (Members Only) | $2Within the typical range ($0–$5 nationally) | $0.50 below the national medianAt the New York median | per item | — | Source |
| Legal Document Processing Fee (levies, subpoenas, etc) | $100 | ||||
Lending FeesVerified | |||||
| HELOC Loan Late Fee | $50Above the typical range ($10–$25 nationally) | $30 above the national median$25 above the New York median | — | — | Source |
| Line of Credit Late Fee | $30 | ||||
Retirement & IRAVerified | |||||
| IRA transfer to another institution | $25Within the typical range ($25–$35 nationally) | At the national medianAt the New York median | — | — | Source |
Other FeesVerified | |||||
| Account Statement Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New York median | per item | — | Source |
| Member Loan Application Fee | $25 | ||||
Monthly maintenance
$5.00
Of 25 others that publish it, 19 lower, 3 the same and 3 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
11 of 15
Published fees
35
Under review
0
Assets
$54.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$54.6M
Total deposits
$47.8M
Service charge income (year to date)
$72K
Fee income ratio
6.6%
Return on assets
0.81%
Financial profile · Pro
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| $5 below the national median$0.75 below the New York median |
| — |
| — |
| Source |
| Returned EFT/ACH/Check (NSF) | $30Within the typical range ($25–$32 nationally) | At the national median$4.25 above the New York median | per item | — | Source |
| Negative Balance Fee | $30Above the typical range ($5–$17 nationally) | $25 above the national median$25 above the New York median | — | — | Source |
| $5 above the national median$5 above the New York median |
| — |
| — |
| Source |
| Expedited Shipping (plastic card replacement) | $50Within the typical range ($30–$50 nationally) | $10 above the national median$10 above the New York median | — | — | Source |
| Visa Credit Card Foreign Transaction Fee | 1%of the transaction | — | — | — | Source |
| $10 below the national median$10 below the New York median |
| — |
| — |
| Source |
| Outgoing International Wire Transfers | $65Above the typical range ($40–$50 nationally) | $15 above the national median$20 above the New York median | — | — | Source |
| $2 above the national median$2 above the New York median |
| per item |
| — |
| Source |
| Money Orders- up | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$1 above the New York median | per item | — | Source |
| Online Bill Payment Stop Payment | $50Above the typical range ($20–$30 nationally) | $22.50 above the national median$25 above the New York median | per item | — | Source |
| Stop Payment Member Share Draft (single or range) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the New York median | — | — | Source |
| Photocopy Charge (per item) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | per item | — | Source |
| Photocopy of Check/Deposit/Withdrawal | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the New York median | per item | — | Source |
| $2.50 below the national median$2.50 below the New York median |
| — |
| — |
| Source |
| $50 above the national median$25 above the New York median |
| per item |
| — |
| Source |
| $10 above the national median$5 above the New York median |
| — |
| — |
| Source |
| Member Loan Late Fee | $30Above the typical range ($10–$25 nationally) | $10 above the national median$5 above the New York median | — | — | Source |
| Visa Credit Card Late Fee | $30Above the typical range ($10–$25 nationally) | $10 above the national median$5 above the New York median | — | — | Source |
| $12.50 below the national median$11.25 below the New York median |
| — |
| — |
| Source |