vs. U.S. typical range:LowerTypicalHigher
$1.05 below the national median$2.05 below the Texas median
per month · Source
$14 above the national median$13 above the Texas median
per month · Source
$5 above the national median$5 above the Texas median
per month · Source
$7.50 above the national median$10 above the Texas median
$12.50 above the national median$15 above the Texas median
$12.50 below the national median$10 below the Texas median
$2 below the national median$2 below the Texas median
$5 below the national median$2.50 below the Texas median
$5 below the national medianAt the Texas median
$10 below the national median$5 below the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
$3 above the national median$3 above the Texas median
one time · Institution’s schedule
$5 below the national median$5 below the Texas median
At the national medianAt the Texas median
$3 below the national median$3 below the Texas median
$17.45 above the national median$14.95 above the Texas median
per item · Institution’s schedule
At the national median$0.05 below the Texas median
$5 below the national median$5 below the Texas median
$10 below the national median$7 below the Texas median
$2.50 below the national median$3 below the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
$9 above the national median$4 above the Texas median
$25 below the national median$22.50 below the Texas median
At the national medianAt the Texas median
per item · Source
$37.50 below the national median$25 below the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Premium Checking Monthly service charge | $4.95Within the typical range ($4–$10 nationally) | $1.05 below the national median$2.05 below the Texas median | per month | — | Source |
| Second Chance Checking Account Monthly service charge | $20Above the typical range ($4–$10 nationally) | $14 above the national median$13 above the Texas median | per month | — | Source |
| Inactive Account (no activity for one year) (Doesn't apply to memberships with certificates) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Texas median | per month | — | Source |
| Account Balancing Assistance | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Account Research (half hour minimum) | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$15 above the Texas median | — | — | Source |
| Return Mail/ Bad Address | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$10 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Tolerance (For Checks, ACH and reoccurring Debit Card Transactions) | $28Within the typical range ($25–$33 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |
ATM & CardVerified | |||||
| Card - Debit Card/Credit Card/ATM Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire Transfer (Domestic Only) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | — | — | Source |
| Incoming Wire Transfer | $0 | ||||
Check ServicesVerified | |||||
| Cashier's Check (payable to 3rd party) Cashier's Check (if 258 Club member) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Money Order (if 258 Club member) | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay - Next Business Day Rush Payment | $19.95Above the typical range ($0–$9.95 nationally) | $17.45 above the national median$14.95 above the Texas median | per item | — | Institution’s schedule |
Cash & DepositVerified | |||||
| Coin Counter Services | $0Within the typical range ($0–$3 nationally) | At the national median$0.05 below the Texas median | — | — | Source |
| Cash Advance (on Debit Card) On HTFFFCU Credit Card Non-member cash advance | $0 | ||||
Account ServicesVerified | |||||
| Notary Services (members only) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
| Garnishments/Levies | $50 | ||||
Lending FeesVerified | |||||
| Consumer Loan Late Payments | $29Above the typical range ($10–$25 nationally) | $9 above the national median$4 above the Texas median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Closure | $0Below the typical range ($25–$35 nationally) | $25 below the national median$22.50 below the Texas median | — | — | Source |
Other FeesVerified | |||||
| Document Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Online Loan Application | $0 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$28
Headline fees published
7 of 15
Published fees
27
Under review
0
Assets
$401.3M
Work at Houston Texas Fire Fighters Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$401.3M
Total deposits
$340.3M
Service charge income (year to date)
$718K
Fee income ratio
6.8%
Return on assets
0.83%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $10 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Temporary Checks (8) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Texas median | one time | — | Institution’s schedule |
| Check Cashing | $0Below the typical range ($5–$10 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| Collection Item | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Texas median | — | — | Source |
| Online Check Copies | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| $5 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| Return Deposit Item | $5Below the typical range ($8–$25 nationally) | $10 below the national median$7 below the Texas median | — | — | Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Verification of deposit or mortgage | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Texas median | — | — | Source |
| $37.50 below the national median$25 below the Texas median |
| — |
| — |
| Source |