vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the South Dakota median
per month · Source
At the national medianAt the South Dakota median
per month · Source
$17.50 above the national median$20 above the South Dakota median
$7.50 below the national median$5 below the South Dakota median
per transaction · Source
At the national median$0.24 below the South Dakota median
At the national medianAt the South Dakota median
per item · Source
At the national medianAt the South Dakota median
per item · Source
$0.50 above the national medianAt the South Dakota median
per transaction · Source
$5 below the national median$5 below the South Dakota median
At the national medianAt the South Dakota median
$1 above the national median$0.50 above the South Dakota median
per item · Source
$2.50 below the national median$4 below the South Dakota median
per item · Source
$7 above the national median$7 above the South Dakota median
per item · Source
$10 below the national median$2.50 below the South Dakota median
per item · Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3415. canonical_hint=deposited_item_return; text_hash=010d99a84425a84cc8da8a9ad7c9251f2998938ab26f699b8d3ae5c320322ad0; excerpt="Returned Deposit Item | $5.00 per item | Abandoned Account Fee | $50.00" · Source
$15 above the national median$30 above the South Dakota median
per year · Source
$205 above the national median$220 above the South Dakota median
$30 above the national median$45 above the South Dakota median
per year · Source
$105 above the national median$120 above the South Dakota median
$5 below the national median$10 above the South Dakota median
per year · Source
$20 below the national median$5 below the South Dakota median
$25 above the national median$25 above the South Dakota median
$7 above the national median$8 above the South Dakota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Yes Checking Account Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the South Dakota median | per month | — | Source |
| Dormancy Fees | $5Within the typical range ($5–$10 nationally) | At the national medianAt the South Dakota median | per month | — | Source |
| Account Research and/or | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$20 above the South Dakota median | — | — | Source |
| Undeliverable Mail | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the South Dakota median | per transaction | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.93 nationally) | At the national median$0.24 below the South Dakota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft of Savings | $30Within the typical range ($25–$33 nationally) | At the national medianAt the South Dakota median | per item | — | Source |
| Overdraft Transfer From Savings | $5 | ||||
ATM & CardVerified | |||||
| Off Network ATM Transactions | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the South Dakota median | per transaction | — | Source |
Wire TransfersVerified | |||||
| Domestic Outgoing Wire Transfer | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the South Dakota median | — | — | Source |
| Foreign Outgoing Wire Transfer | $50 | ||||
Check ServicesVerified | |||||
| Money Order | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$0.50 above the South Dakota median | per item | — | Source |
| Stop Payment Request | $25 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $5Below the typical range ($8–$25 nationally) | $10 below the national median$2.50 below the South Dakota median | per item | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3415. canonical_hint=deposited_item_return; text_hash=010d99a84425a84cc8da8a9ad7c9251f2998938ab26f699b8d3ae5c320322ad0; excerpt="Returned Deposit Item | $5.00 per item | Abandoned Account Fee | $50.00" | Source |
Account ServicesVerified | |||||
| 5x10 (Meadows & Singing Hills) | $60Within the typical range ($30–$70 nationally) | $15 above the national median$30 above the South Dakota median | per year | — | Source |
| Box Drilling Fee | $250 | ||||
Other FeesVerified | |||||
| Copy of Statement | $10Above the typical range ($2–$5 nationally) | $7 above the national median$8 above the South Dakota median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 60 others that publish it, 26 lower, 25 the same and 9 higher.
Monthly maintenance
$5.00
Of 26 others that publish it, 9 lower, 5 the same and 12 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
22
Under review
0
Assets
$516.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$516.0M
Total deposits
$453.5M
Service charge income (year to date)
$1.3M
Fee income ratio
7.3%
Return on assets
0.76%
Financial profile · Pro
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| At the national medianAt the South Dakota median |
| per item |
| — |
| Source |
| At the national medianAt the South Dakota median |
| — |
| — |
| Source |
| $2.50 below the national median$4 below the South Dakota median |
| per item |
| — |
| Source |
| Copies of Sales Drafts | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the South Dakota median | per item | — | Source |
| $205 above the national median$220 above the South Dakota median |
| — |
| — |
| Source |
| Home Equity Loans pass thru fees | $75Above the typical range ($30–$70 nationally) | $30 above the national median$45 above the South Dakota median | per year | — | Source |
| Key Replacement Fee | $150Above the typical range ($30–$70 nationally) | $105 above the national median$120 above the South Dakota median | — | — | Source |
| Loan Payment by Credit Card: 5x5 (Meadows & Singing Hills) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$10 above the South Dakota median | per year | — | Source |
| Safe Deposit Box 3x10 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$5 below the South Dakota median | — | — | Source |
| Levy/Garnishment Fee | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 above the South Dakota median | — | — | Source |