Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Minnwest Bank

Redwood Falls, MinnesotaBankMinneapolis Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

balances in all related consumer deposit accounts to refund monthly service fee of$25Above the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Minnesota median
per item · Source
Nonsufficient Funds (NSF) Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$4 below the Minnesota median
per item · Source
Continued Negative Balance Fee$25Above the typical range ($5–$15 nationally)
$20 above the national median$19 above the Minnesota median
Source

ATM & CardVerified

ATM Usage Fee - other than Minnwest Bank$2.50Above the typical range ($1–$2.25 nationally)
$1 above the national median$0.50 above the Minnesota median
Source
ATM/Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national medianAt the Minnesota median
Source
Cross-border0.9%of the transaction
—
Source
Currency conversion0.2%of the transaction
—
Source

Wire TransfersVerified

Wire Transfer: Domestic - outgoing$25Within the typical range ($20–$25 nationally)
At the national medianAt the Minnesota median
Source
Wire Transfer: Domestic - incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Minnesota median
Source
Wire Transfer: Foreign - outgoing$50Within the typical range ($40–$50 nationally)
At the national medianAt the Minnesota median
Source
Wire Transfer: Foreign - incoming$30Above the typical range ($10–$25 nationally)
$10 above the national median$12.50 above the Minnesota median
Source

Check ServicesVerified

Cashier's Checks$5Within the typical range ($3–$6 nationally)
At the national medianAt the Minnesota median
Source
Counter Checks$0.50Below the typical range ($1–$4 nationally)
$1.50 below the national median$0.50 below the Minnesota median
per item · Source
Foreign Check per Item Processing: Returned$35Above the typical range ($5–$10 nationally)
$30 above the national median$27.50 above the Minnesota median
Source
Collection Item - Domestic$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the Minnesota median
Source
Check Copies / Images$1Below the typical range ($2–$5 nationally)
$2 below the national median$2.25 below the Minnesota median
per item · Source
Check Image - Non Image Readable manually submitted$15Above the typical range ($2–$5 nationally)
$12 above the national median$11.75 above the Minnesota median
Source
Imaged Check Handling$3Within the typical range ($2–$5 nationally)
At the national median$0.25 below the Minnesota median
per month · Source

Account ServicesVerified

Notary fee (customer)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median$2.25 below the Minnesota median
Source
Safe Deposit Box - Drill and replace lock$100Above the typical range ($30–$70 nationally)
$55 above the national median$55 above the Minnesota median
Source
Safe Deposit Box Late Fee - 30 days or more past due$10Below the typical range ($30–$70 nationally)
$35 below the national median$35 below the Minnesota median
per month · Source
Safe Deposit Box replacement key$30Within the typical range ($30–$70 nationally)
$15 below the national median$15 below the Minnesota median
Source
Executions, Garnishments, Levies$100Above the typical range ($30–$90 nationally)
$50 above the national median$32.50 above the Minnesota median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
balances in all related consumer deposit accounts to refund monthly service fee of	$25Above the typical range ($4–$10 nationally)	$19 above the national median$20 above the Minnesota median	per month	—	Source
Fees – A service charge	$25Above the typical range ($4–$10 nationally)	$19 above the national median$20 above the Minnesota median	per item	—	Source
Fees – A service charge	$5Within the typical range ($4–$10 nationally)	$1 below the national medianAt the Minnesota median	per item	—	Source
Fees – A service charge	$15Above the typical range ($4–$10 nationally)	$9 above the national median$10 above the Minnesota median	per item	—	Source
monthly service charge. Waived by eligible direct deposit	$5Within the typical range ($4–$10 nationally)	$1 below the national medianAt the Minnesota median	per month	—	Source
monthly service charge. Waived by maintaining a monthly average balance	$15Above the typical range ($4–$10 nationally)	$9 above the national median$10 above the Minnesota median	per month	—	Source
Service charge	$10Within the typical range ($4–$10 nationally)	$4 above the national median$5 above the Minnesota median	per month	—	Source
Account Closing Fee (if open less than 4 months)	$25Within the typical range ($10–$25 nationally)	$7.50 above the national medianAt the Minnesota median	—	—	Source
Inactive Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Minnesota median	per month	—	Source
Account Research	$40Above the typical range ($12–$25 nationally)	$22.50 above the national median$20 above the Minnesota median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Minnesota median	per item	—	Source
Nonsufficient Funds (NSF) Fee	$25
ATM & CardVerified
ATM Usage Fee - other than Minnwest Bank	$2.50Above the typical range ($1–$2.25 nationally)	$1 above the national median$0.50 above the Minnesota median	—	—	Source
ATM/Debit Card Replacement Fee	$10
Wire TransfersVerified
Wire Transfer: Domestic - outgoing	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Minnesota median	—	—	Source
Wire Transfer: Domestic - incoming	$15
Check ServicesVerified
Cashier's Checks	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Minnesota median	—	—	Source
Counter Checks	$0.50
Cash & DepositVerified
Returned Deposited Item	$5Below the typical range ($8–$25 nationally)	$10 below the national median$5 below the Minnesota median	—	—	Source
Account ServicesVerified
Notary fee (customer)	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median$2.25 below the Minnesota median	—	—	Source
Safe Deposit Box - Drill and replace lock	$100
Retirement & IRAVerified
IRA/HSA Transfer Fee (to another financial institution)	$25Within the typical range ($25–$35 nationally)	At the national median$5 below the Minnesota median	—	—	Source

Against Minneapolis Fed district banks

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$25.00
Of 63 others that publish it, 8 lower, 11 the same and 44 higher.
Monthly maintenance
$15.00
Of 59 others that publish it, 53 lower, 1 the same and 5 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

33 verified fees collected

Headline fees published

11 of 15

Published fees

Under review

Assets

$2.9B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.9B

Total deposits

$2.6B

Service charge income

$429K

Fee income ratio

1.3%

Return on assets

1.04%

Branches

Service charge income by quarter

Q2 2026$429K

Q1 2026$437K

Q4 2025$451K

Q3 2025$453K

Financial profile · Pro

Performance from regulator filings

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Based on 65,791 published fee entries from 3,612 institutions

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