vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$4.02 above the Michigan median
per month · Source
$18 above the national median$20 above the Michigan median
$4 below the national median$2 below the Michigan median
$7.50 above the national median$15 above the Michigan median
At the national medianAt the Michigan median
per month · Source
$17.50 above the national median$16.25 above the Michigan median
$12.50 below the national median$13.75 below the Michigan median
$1 below the national median$0.50 below the Michigan median
$5 above the national median$6 above the Michigan median
$0.50 above the national median$0.15 above the Michigan median
$2.50 below the national medianAt the Michigan median
$10 above the national median$10 above the Michigan median
At the national median$5 above the Michigan median
At the national median$2 above the Michigan median
$2 above the national median$2 above the Michigan median
$7.50 above the national median$8 above the Michigan median
$5 above the national median$5 above the Michigan median
$2 above the national median$1.50 above the Michigan median
$8 below the national median$8 below the Michigan median
$7.50 above the national median$5 above the Michigan median
$55 above the national median$51 above the Michigan median
per year · Source
$5 above the national median$1 above the Michigan median
per year · Source
$5 below the national median$9 below the Michigan median
per year · Source
$25 above the national median$21 above the Michigan median
per year · Source
$20 below the national median$24 below the Michigan median
$50 above the national median$50 above the Michigan median
At the national medianAt the Michigan median
$1 below the national median$1 below the Michigan median
per item · Knox extract.rules v54 categorized a line held for review from Rosetta artifact #13637. canonical_hint=document_reproduction; text_hash=c1dd02229fe43f19ad7a4c42a12952f293d1e676791aac142c1e612ea743c872; excerpt="Fax Fee $2.00 for the first page, .25 each page after" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Maintenance Fee - Wow Checking Account | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.02 above the Michigan median | per month | — | Source |
| Minimum Balance Fee - Market Rate Savings | $25Above the typical range ($5–$10 nationally) | $18 above the national median$20 above the Michigan median | — | — | Source |
| Minimum Balance Fee - Statement Savings Account | $3Below the typical range ($5–$10 nationally) | $4 below the national median$2 below the Michigan median | — | — | Source |
| Closed Account Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Michigan median | — | — | Source |
| Dormant Account - Checking (Monthly) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Research/Reconciliation - Per Hour | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$16.25 above the Michigan median | — | — | Source |
| Return Mail - No Forwarding Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$13.75 below the Michigan median | — | — | Source |
| Paper Statement Fee | $2Within the typical range ($2–$4.59 nationally) | $1 below the national median$0.50 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$6 above the Michigan median | — | — | Source |
ATM & CardVerified | |||||
| ATM Fee - Foreign Atm | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.15 above the Michigan median | — | — | Source |
| ATM / Debit Card Reissue Fee | $7.50 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Out - Canadian | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the Michigan median | — | — | Source |
| Wire Transfer Out - International | $50 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Money Order Purchase | $4 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $7Below the typical range ($8–$25 nationally) | $8 below the national median$8 below the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Notary Fee - non customer | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| Safe Deposit Box Annual Rental Fee 10x10 | $100 | ||||
Other FeesVerified | |||||
| Fax Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Michigan median | per item | Knox extract.rules v54 categorized a line held for review from Rosetta artifact #13637. canonical_hint=document_reproduction; text_hash=c1dd02229fe43f19ad7a4c42a12952f293d1e676791aac142c1e612ea743c872; excerpt="Fax Fee $2.00 for the first page, .25 each page after" | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 115 others that publish it, 86 lower, 23 the same and 6 higher.
Monthly maintenance
$10.00
Of 68 others that publish it, 47 lower, 13 the same and 8 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
28
Under review
0
Assets
$71.6M
Work at Homestead Savings Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$71.6M
Total deposits
$64.6M
Service charge income
$32K
Fee income ratio
3.4%
Return on assets
0.75%
Branches
3
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $2.50 below the national medianAt the Michigan median |
| — |
| — |
| Source |
| At the national median$5 above the Michigan median |
| — |
| — |
| Source |
| $2 above the national median$2 above the Michigan median |
| — |
| — |
| Source |
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$8 above the Michigan median | — | — | Source |
| Check Cashing Fee - Non Customer | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | — | — | Source |
| Photo Copy - Official Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| $55 above the national median$51 above the Michigan median |
| per year |
| — |
| Source |
| Safe Deposit Box Annual Rental Fee 3x10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$1 above the Michigan median | per year | — | Source |
| Safe Deposit Box Annual Rental Fee 3x5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$9 below the Michigan median | per year | — | Source |
| Safe Deposit Box Annual Rental Fee 5x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$21 above the Michigan median | per year | — | Source |
| Safe Deposit Box Lost Key Fee | $25Below the typical range ($30–$70 nationally) | $20 below the national median$24 below the Michigan median | — | — | Source |
| Garnishment/Levy | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Michigan median | — | — | Source |
| Verification of Deposit | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Michigan median | — | — | Source |