vs. U.S. typical range:LowerTypicalHigher
$11 above the national median$12 above the Minnesota median
per month · Institution’s schedule
$7.50 above the national medianAt the Minnesota median
At the national medianAt the Minnesota median
per month · Source
$12.50 above the national median$10 above the Minnesota median
At the national medianAt the Minnesota median
per item · Source
At the national median$1 above the Minnesota median
per item · Source
$1 above the national medianAt the Minnesota median
per day · Source
$0.50 below the national median$1 below the Minnesota median
per item · Institution’s schedule
$5 below the national median$5 below the Minnesota median
$10 below the national median$10 below the Minnesota median
At the national medianAt the Minnesota median
per item · Additional outside fees may apply · Institution’s schedule
$10 below the national median$10 below the Minnesota median
per item · Additional outside fees may apply · Institution’s schedule
$5 above the national median$5 above the Minnesota median
per item · Institution’s schedule
At the national medianAt the Minnesota median
per item · Additional outside fees may apply · Institution’s schedule
$15 below the national median$15 below the Minnesota median
per item · Additional outside fees may apply · Institution’s schedule
$15 below the national median$15 below the Minnesota median
$5 below the national median$2.50 below the Minnesota median
per item · Institution’s schedule
At the national medianAt the Minnesota median
per item · Institution’s schedule
$2.50 above the national median$5 above the Minnesota median
$2.50 above the national median$5 above the Minnesota median
per item · Source
$10 above the national median$10 above the Minnesota median
$5 below the national median$5 below the Minnesota median
$9.87 below the national median$9.87 below the Minnesota median
per item · Per item in file · Institution’s schedule
$3 below the national median$3 below the Minnesota median
per item · Per file sent · Institution’s schedule
$20 above the national median$20 above the Minnesota median
per item · Per file · Institution’s schedule
At the national median$2.50 below the Minnesota median
per item · Institution’s schedule
$2.50 below the national medianAt the Minnesota median
$2.50 above the national median$5 above the Minnesota median
At the national medianAt the Minnesota median
$0.12 above the national median$0.12 above the Minnesota median
per item · Per roll · Institution’s schedule
$0.50 above the national median$0.50 above the Minnesota median
per item · Per strap · Institution’s schedule
$3 above the national median$1.50 above the Minnesota median
per item · Institution’s schedule
$1.50 below the national median$1.25 below the Minnesota median
per item · Institution’s schedule
$2.50 below the national median$2.25 below the Minnesota median
$1.50 below the national median$1.25 below the Minnesota median
$15 below the national median$15 below the Minnesota median
$20 below the national median$20 below the Minnesota median
$85 above the national median$85 above the Minnesota median
per year · Only available for clients with current Gateway Bank account; annual fee requires auto debit · Institution’s schedule
$15 above the national median$15 above the Minnesota median
per year · Only available for clients with current Gateway Bank account; annual fee requires auto debit · Institution’s schedule
$10 below the national median$10 below the Minnesota median
per year · Only available for clients with current Gateway Bank account; annual fee requires auto debit · Institution’s schedule
$35 above the national median$35 above the Minnesota median
per year · Only available for clients with current Gateway Bank account; annual fee requires auto debit · Institution’s schedule
$85 above the national median$85 above the Minnesota median
$15 above the national median$15 above the Minnesota median
$10 below the national median$10 below the Minnesota median
$35 above the national median$35 above the Minnesota median
$50 above the national median$32.50 above the Minnesota median
per item · Institution’s schedule
$1.45 above the national median$1 above the Minnesota median
per item · Institution’s schedule
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Maintenance | $17Above the typical range ($4–$10 nationally) | $11 above the national median$12 above the Minnesota median | per month | — | Institution’s schedule |
| Account Closing Fee (less than 6 months) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Minnesota median | — | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Minnesota median | per month | — | Source |
| Account Reconciliation/Research (1 hour min.) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Minnesota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| Returned Item Fee | $30 | ||||
ATM & CardVerified | |||||
| Non-Network ATM Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the Minnesota median | per item | — | Institution’s schedule |
| Replacement ATM/Debit Cards | $5 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Minnesota median | per item | Additional outside fees may apply | Institution’s schedule |
| Repetitive Outgoing Domestic Wire Transfer | $15 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Minnesota median | per item | — | Institution’s schedule |
| ACH Stop Payment | $30 | ||||
Digital & ElectronicVerified | |||||
| ACH Credits and Debits | $0.13Below the typical range ($5–$20 nationally) | $9.87 below the national median$9.87 below the Minnesota median | per item | Per item in file | Institution’s schedule |
| ACH File Origination | $7 | ||||
Cash & DepositVerified | |||||
| Coin Counting - Current Clients | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Minnesota median | — | — | Source |
| Coin Purchase | $0.12 | ||||
Account ServicesVerified | |||||
| Notary Service - Non Client | $1Within the typical range ($0–$5 nationally) | $1.50 below the national median$1.25 below the Minnesota median | per item | — | Institution’s schedule |
| Notary Service – Client | $0 | ||||
Gift & Prepaid CardsVerified | |||||
| MasterCard Prepaid Gift Cards | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$1 above the Minnesota median | per item | — | Institution’s schedule |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 62 others that publish it, 24 lower, 21 the same and 17 higher.
Monthly maintenance
$17.00
Of 58 others that publish it, 54 lower and 4 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
49
Under review
0
Assets
$319.5M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$319.5M
Total deposits
$269.7M
Service charge income
$30K
Fee income ratio
0.85%
Return on assets
2.32%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| At the national median$1 above the Minnesota median |
| per item |
| — |
| Source |
| Daily Overdraft Fee | $6Within the typical range ($5–$15 nationally) | $1 above the national medianAt the Minnesota median | per day | — | Source |
| $5 below the national median$5 below the Minnesota median |
| — |
| — |
| Source |
| ATM/Debit Card Rush Production | $30Within the typical range ($30–$50 nationally) | $10 below the national median$10 below the Minnesota median | — | — | Source |
| $10 below the national median$10 below the Minnesota median |
| per item |
| Additional outside fees may apply |
| Institution’s schedule |
| Incoming Domestic Wire Transfer | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the Minnesota median | per item | — | Institution’s schedule |
| Outgoing International Wire Transfer | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Minnesota median | per item | Additional outside fees may apply | Institution’s schedule |
| Repetitive Outgoing International Wire Transfer | $35Below the typical range ($40–$50 nationally) | $15 below the national median$15 below the Minnesota median | per item | Additional outside fees may apply | Institution’s schedule |
| Repetitive Outgoing International: Wire Transfer | $35Below the typical range ($40–$50 nationally) | $15 below the national median$15 below the Minnesota median | — | — | Source |
| Incoming International Wire Transfer | $15Within the typical range ($10–$25 nationally) | $5 below the national median$2.50 below the Minnesota median | per item | — | Institution’s schedule |
| $2.50 above the national median$5 above the Minnesota median |
| — |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Minnesota median | per item | — | Source |
| Collection Item | $30Above the typical range ($10–$25 nationally) | $10 above the national median$10 above the Minnesota median | — | — | Source |
| Foreign Item Deposit | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Minnesota median | — | — | Source |
| $3 below the national median$3 below the Minnesota median |
| per item |
| Per file sent |
| Institution’s schedule |
| ACH Setup | $30Above the typical range ($5–$20 nationally) | $20 above the national median$20 above the Minnesota median | per item | Per file | Institution’s schedule |
| ACH Reversals/File Correction | $25Within the typical range ($15–$30 nationally) | At the national median$2.50 below the Minnesota median | per item | — | Institution’s schedule |
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Minnesota median | — | — | Source |
| Returned Bill Payment Fee | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national median$5 above the Minnesota median | — | — | Source |
| Mobile Deposit | $0Within the typical range ($0–$0 nationally) | At the national median | — | — | Source |
| $0.12 above the national median$0.12 above the Minnesota median |
| per item |
| Per roll |
| Institution’s schedule |
| Currency Purchase | $0.50Within the typical range ($0–$3 nationally) | $0.50 above the national median$0.50 above the Minnesota median | per item | Per strap | Institution’s schedule |
| Cash Advance | $8Within the typical range ($2–$10 nationally) | $3 above the national median$1.50 above the Minnesota median | per item | — | Institution’s schedule |
| $2.50 below the national median$2.25 below the Minnesota median |
| — |
| — |
| Source |
| Notary Service – Non Client | $1Within the typical range ($0–$5 nationally) | $1.50 below the national median$1.25 below the Minnesota median | — | — | Source |
| Drilling Charges | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Minnesota median | — | — | Source |
| Lost Key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Minnesota median | — | — | Source |
| Safe Deposit Box - 10 x 10 | $130Above the typical range ($30–$70 nationally) | $85 above the national median$85 above the Minnesota median | per year | Only available for clients with current Gateway Bank account; annual fee requires auto debit | Institution’s schedule |
| Safe Deposit Box - 3 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 above the Minnesota median | per year | Only available for clients with current Gateway Bank account; annual fee requires auto debit | Institution’s schedule |
| Safe Deposit Box - 3 x 5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$10 below the Minnesota median | per year | Only available for clients with current Gateway Bank account; annual fee requires auto debit | Institution’s schedule |
| Safe Deposit Box - 5 x 10 | $80Above the typical range ($30–$70 nationally) | $35 above the national median$35 above the Minnesota median | per year | Only available for clients with current Gateway Bank account; annual fee requires auto debit | Institution’s schedule |
| Safe Deposit Box 10 x 10 | $130Above the typical range ($30–$70 nationally) | $85 above the national median$85 above the Minnesota median | — | — | Source |
| Safe Deposit Box 3 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 above the Minnesota median | — | — | Source |
| Safe Deposit Box 3 x 5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$10 below the Minnesota median | — | — | Source |
| Safe Deposit Box 5 x 10 | $80Above the typical range ($30–$70 nationally) | $35 above the national median$35 above the Minnesota median | — | — | Source |
| Garnishment/Levy Execution | $100Above the typical range ($30–$89.38 nationally) | $50 above the national median$32.50 above the Minnesota median | per item | — | Institution’s schedule |
| Audit Confirmation | $15Within the typical range ($5–$15 nationally) | $5 above the national median | — | — | Source |