vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national medianAt the Oklahoma median
At the national medianAt the Oklahoma median
per month · Source
$2.50 above the national medianAt the Oklahoma median
$12.50 above the national median$10 above the Oklahoma median
$7 below the national median$4 below the Oklahoma median
$3 below the national median$2 below the Oklahoma median
per day · Source
$5 above the national median$5 above the Oklahoma median
per transaction · Source
$0.50 below the national medianAt the Oklahoma median
$0.50 below the national medianAt the Oklahoma median
$5 below the national median$2.50 below the Oklahoma median
$10 below the national median$3.95 below the Oklahoma median
$5 below the national median$5 below the Oklahoma median
At the national medianAt the Oklahoma median
$15 below the national median$20 below the Oklahoma median
$3 below the national median$3 below the Oklahoma median
$1 below the national median$2 below the Oklahoma median
$4.50 below the national median$2 below the Oklahoma median
$1.70 below the national median$0.70 below the Oklahoma median
per item · Institution’s schedule
$5 below the national medianAt the Oklahoma median
$10 below the national median$5 below the Oklahoma median
$13.50 below the national median$4.45 below the Oklahoma median
$9 below the national median$4 below the Oklahoma median
$2.50 above the national medianAt the Oklahoma median
$5 above the national median$10 above the Oklahoma median
$20 below the national median$15 below the Oklahoma median
$33 below the national median$28 below the Oklahoma median
$29 below the national median$24 below the Oklahoma median
$15 below the national median$10 below the Oklahoma median
$30 below the national median$5 below the Oklahoma median
At the national medianAt the Oklahoma median
$0.55 below the national median$1.52 below the Oklahoma median
$2 above the national median$2 above the Oklahoma median
At the national medianAt the Oklahoma median
$2 above the national median$2 above the Oklahoma median
per item · Source
$2.75 below the national median$2.75 below the Oklahoma median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed within 90 days of opening (including IRA's) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Oklahoma median | — | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Oklahoma median | per month | — | Source |
| Account balancing assistance | $20Within the typical range ($11–$25 nationally) | $2.50 above the national medianAt the Oklahoma median | — | — | Source |
| Account Research (1 hr min, 1/2 hr increments) | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$10 above the Oklahoma median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/NSF Items - fee applies to overdrafts created by: Check Debit In-person withdrawal ATM withdrawal Other electr | $23Below the typical range ($25–$33 nationally) | $7 below the national median$4 below the Oklahoma median | — | — | Source |
| Continuous overdraft after four days | $2 | ||||
ATM & CardVerified | |||||
| ATM cash withdrawal at ATMs we do not own or operate | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Oklahoma median | — | — | Source |
| Balance inquiry at ATMs we do not own or operate | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing (customer) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$3.95 below the Oklahoma median | — | — | Source |
| Wire Transfers: Incoming (customer) | $5 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Oklahoma median | — | — | Source |
| Personal Money Orders | $1 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Items/Notifications of Change (NOC's) | $1.50Below the typical range ($15–$30 nationally) | $23.50 below the national median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Items Returned Unpaid - ACH and other electronic items | $1.50Below the typical range ($8–$25 nationally) | $13.50 below the national median$4.45 below the Oklahoma median | — | — | Source |
| Lost or Multiple Night Deposit Keys | $1 | ||||
Account ServicesVerified | |||||
| Notary Public | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Oklahoma median | — | — | Source |
| Safe Deposit Box 10 X 10 | $50 | ||||
Gift & Prepaid CardsVerified | |||||
| VISA Gift Card Purchase Fee | $2.95Below the typical range ($3–$4.95 nationally) | $0.55 below the national median$1.52 below the Oklahoma median | — | — | Source |
Other FeesVerified | |||||
| Duplicate Statements - With Item Images | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Oklahoma median | — | — | Source |
| Duplicate Statements - Without Item Images | $3 | ||||
Overdraft
$23.00
Of 34 others that publish it, 7 lower, 1 the same and 26 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$23
Headline fees published
10 of 15
Published fees
36
Under review
0
Assets
$488.1M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$488.1M
Total deposits
$442.8M
Service charge income
$266K
Fee income ratio
4.5%
Return on assets
1.90%
Branches
6
Service charge income by quarter
Financial profile · Pro
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| $3 below the national median$2 below the Oklahoma median |
| per day |
| — |
| Source |
| Overdraft Sweep Transfer | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5 above the Oklahoma median | per transaction | — | Source |
| $0.50 below the national medianAt the Oklahoma median |
| — |
| — |
| Source |
| Debit Card Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Oklahoma median | — | — | Source |
| $5 below the national median$5 below the Oklahoma median |
| — |
| — |
| Source |
| Outgoing Foreign Wire (customer) | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Oklahoma median | — | — | Source |
| Incoming Foreign Wire (customer) | $5Below the typical range ($10–$25 nationally) | $15 below the national median$20 below the Oklahoma median | — | — | Source |
| $1 below the national median$2 below the Oklahoma median |
| — |
| — |
| Source |
| Stop Payments (all items) | $23Within the typical range ($20–$30 nationally) | $4.50 below the national median$2 below the Oklahoma median | — | — | Source |
| Temporary Checks | $0.30Below the typical range ($1–$4 nationally) | $1.70 below the national median$0.70 below the Oklahoma median | per item | — | Institution’s schedule |
| Foreign Collection Items | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Oklahoma median | — | — | Source |
| Incoming or Outgoing Collection Items | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the Oklahoma median | — | — | Source |
| $9 below the national median$4 below the Oklahoma median |
| — |
| — |
| Source |
| $5 above the national median$10 above the Oklahoma median |
| — |
| — |
| Source |
| Safe Deposit Box 3 X 10 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$15 below the Oklahoma median | — | — | Source |
| Safe Deposit Box 3 X 5 | $12Below the typical range ($30–$70 nationally) | $33 below the national median$28 below the Oklahoma median | — | — | Source |
| Safe Deposit Box 4 X 5 | $16Below the typical range ($30–$70 nationally) | $29 below the national median$24 below the Oklahoma median | — | — | Source |
| Safe Deposit Box 5 X 10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$10 below the Oklahoma median | — | — | Source |
| Garnishments and Levies | $20Below the typical range ($30–$90 nationally) | $30 below the national median$5 below the Oklahoma median | — | — | Source |
| Account Verification/Deposit Confirmation | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Oklahoma median | — | — | Source |
| At the national medianAt the Oklahoma median |
| — |
| — |
| Source |
| Fax | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Oklahoma median | per item | — | Source |
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$2.75 below the Oklahoma median | — | — | Source |