vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$5 above the Illinois median
$2.50 above the national medianAt the Illinois median
$12.50 above the national median$10 above the Illinois median
$1 below the national median$1 below the Illinois median
$2 above the national median$2 above the Illinois median
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
Knox extract.rules v46 categorized a line held for review from Rosetta artifact #3552. canonical_hint=overdraft; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="UCF (Uncollected Funds) (AOD) Paid Item Fee | $30.00" · Source
At the national medianAt the Illinois median
per item · Source
$30 above the national median$30 above the Illinois median
$10 above the national median$10 above the Illinois median
At the national median$0.25 above the Illinois median
$0.50 below the national median$0.25 below the Illinois median
At the national medianAt the Illinois median
$5 below the national median$5 below the Illinois median
At the national medianAt the Illinois median
$10 above the national median$10 above the Illinois median
$0.50 above the national median$0.50 above the Illinois median
$0.50 above the national median$0.25 above the Illinois median
$0.50 below the national median$2.50 below the Illinois median
per item · Source
$2 above the national medianAt the Illinois median
$2.50 below the national median$4.97 below the Illinois median
$1.50 below the national medianAt the Illinois median
$30 above the national median$30 above the Illinois median
$35 below the national median$35 below the Illinois median
$105 above the national median$105 above the Illinois median
$30 above the national median$30 above the Illinois median
per year · Source
$15 below the national median$15 below the Illinois median
per year · Source
$25 below the national median$25 below the Illinois median
per year · Source
$5 above the national median$5 above the Illinois median
per year · Source
$20 below the national median$20 below the Illinois median
per year · Source
$15 above the national median$15 above the Illinois median
per year · Source
$10 above the national median$15 below the Illinois median
per item · Source
At the national median$1.50 below the Illinois median
$0.50 below the national median$0.50 below the Illinois median
$2.75 below the national median$1.75 below the Illinois median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club and Just for you Club early withdrawal fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
| Account balancing assistance per hour (after the first 15 minutes) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
| Account Research per hour (after the first 15 minutes) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Illinois median | — | — | Source |
| Paper Statement Fee (per statement) | $2Within the typical range ($2–$4.85 nationally) | $1 below the national median$1 below the Illinois median | — | — | Source |
| Paper Statement Fee (per statement) Premier Money Market Email statements (per statement) | $5Above the typical range ($2–$4.85 nationally) | $2 above the national median$2 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft- each overdraft paid | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| UCF (Uncollected Funds) (AOD) Paid Item Fee | $30 | ||||
ATM & CardVerified | |||||
| ATM Interchange Fee | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.25 above the Illinois median | — | — | Source |
| ATM Interchange Fee (Transfer funds to another account at ATM’s we do not own or operate) | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfers (each): Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
| Wire Transfers (each): Incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks | $5.50Within the typical range ($3–$6 nationally) | $0.50 above the national median$0.50 above the Illinois median | — | — | Source |
| Money Orders | $2.50 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay (application required) | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$4.97 below the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Notary Fee | $1Within the typical range ($0–$5 nationally) | $1.50 below the national medianAt the Illinois median | — | — | Source |
| Change lock fee for safety deposit box (Lost Key) | $75 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee | $25Within the typical range ($25–$35 nationally) | At the national median$1.50 below the Illinois median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.50 below the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Photocopies (each) | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Illinois median | per item | — | Source |
Overdraft
$30.00
Of 53 others that publish it, 14 lower, 19 the same and 20 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
35
Under review
0
Assets
$683.1M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$683.1M
Total deposits
$618.6M
Service charge income
$122K
Fee income ratio
1.8%
Return on assets
1.06%
Branches
14
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Illinois median |
| — |
| Knox extract.rules v46 categorized a line held for review from Rosetta artifact #3552. canonical_hint=overdraft; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="UCF (Uncollected Funds) (AOD) Paid Item Fee | $30.00" |
| Source |
| Nonsufficient funds (NSF) | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Continuous overdraft after 10 business days | $35Above the typical range ($5–$15 nationally) | $30 above the national median$30 above the Illinois median | — | — | Source |
| Automatic transfer from checking or savings to cover nonsufficient fund items (for exact amount of overdraft balance) | $15Above the typical range ($2.50–$5 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| $0.50 below the national median$0.25 below the Illinois median |
| — |
| — |
| Source |
| Replace lost ATM card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | — | — | Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| Foreign Wires | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| $0.50 above the national median$0.25 above the Illinois median |
| — |
| — |
| Source |
| Stop payments- (each) | $27Within the typical range ($20–$30 nationally) | $0.50 below the national median$2.50 below the Illinois median | per item | — | Source |
| Check Cashing fee non-customer over | $7Within the typical range ($5–$10 nationally) | $2 above the national medianAt the Illinois median | — | — | Source |
| $30 above the national median$30 above the Illinois median |
| — |
| — |
| Source |
| Late charge for safety deposit box rental after 10 days | $10Below the typical range ($30–$70 nationally) | $35 below the national median$35 below the Illinois median | — | — | Source |
| Safe deposit box drilling | $150Above the typical range ($30–$70 nationally) | $105 above the national median$105 above the Illinois median | — | — | Source |
| Safe deposit box rental (annual) – 10×10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$30 above the Illinois median | per year | — | Source |
| Safe deposit box rental (annual) – 3×10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Illinois median | per year | — | Source |
| Safe deposit box rental (annual) – 3×5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Illinois median | per year | — | Source |
| Safe deposit box rental (annual) – 5×10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Illinois median | per year | — | Source |
| Safe deposit box rental (annual) – 5×5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Illinois median | per year | — | Source |
| Safe deposit box rental (annual) – 7×10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 above the Illinois median | per year | — | Source |
| Garnishments/levies (each occurrence) | $60Within the typical range ($30–$89.38 nationally) | $10 above the national median$15 below the Illinois median | per item | — | Source |