vs. U.S. typical range:LowerTypicalHigher
$2 above the national median$0.05 above the Tennessee median
per month · Source
$1 below the national median$2.95 below the Tennessee median
per month · Source
$4 above the national median$2.05 above the Tennessee median
per month · Source
$1 above the national median$1.25 below the Tennessee median
per month · Source
$2.50 below the national medianAt the Tennessee median
At the national median$3 below the Tennessee median
per month · Source
$2.50 above the national median$5 above the Tennessee median
$0.50 below the national median$0.50 below the Tennessee median
$0.50 below the national median$0.50 below the Tennessee median
per month · Source
$5 above the national median$4 above the Tennessee median
per item · When linked sweep account does not have sufficient funds to cover the sweep, or when overdraft occurs · Institution’s schedule
$5 above the national median$4 above the Tennessee median
$30 above the national median$30 above the Tennessee median
$1.50 below the national median$1 below the Tennessee median
$5 below the national median$5 below the Tennessee median
At the national medianAt the Tennessee median
$5.50 above the national median$5 above the Tennessee median
$4.50 above the national median$2 above the Tennessee median
$2.50 below the national median$0.38 below the Tennessee median
$75 above the national median$75 above the Tennessee median
$15 above the national median$15 above the Tennessee median
$2.75 below the national median$2.75 below the Tennessee median
per item · Source
$2 above the national median$2 above the Tennessee median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $8Within the typical range ($4–$10 nationally) | $2 above the national median$0.05 above the Tennessee median | per month | — | Source |
| Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.95 below the Tennessee median | per month | — | Source |
| Monthly Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.05 above the Tennessee median | per month | — | Source |
| Minimum balance fee | $8Within the typical range ($5–$10 nationally) | $1 above the national median$1.25 below the Tennessee median | per month | — | Source |
| Account Closing Fee | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Tennessee median | — | — | Source |
| Dormant Accounts | $5Within the typical range ($5–$10 nationally) | At the national median$3 below the Tennessee median | per month | — | Source |
| Account Research | $20Within the typical range ($11.38–$25 nationally) | $2.50 above the national median$5 above the Tennessee median | — | — | Source |
| Paper Statement Fee | $2.50Within the typical range ($2–$4.68 nationally) | $0.50 below the national median$0.50 below the Tennessee median | — | — | Source |
| Paper Statements | $2.50Within the typical range ($2–$4.68 nationally) | $0.50 below the national median$0.50 below the Tennessee median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Charge | $35Above the typical range ($25–$33 nationally) | $5 above the national median$4 above the Tennessee median | per item | When linked sweep account does not have sufficient funds to cover the sweep, or when overdraft occurs | Institution’s schedule |
| Overdraft Item Fee | $35 | ||||
ATM & CardVerified | |||||
| Refunded Out-Of-Network ATMs | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1 below the Tennessee median | — | — | Source |
| ATM Debit Card Replacement Fee | $5 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| Money Orders | $7.50 | ||||
Digital & ElectronicVerified | |||||
| Online Banking with Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$0.38 below the Tennessee median | — | — | Source |
Account ServicesVerified | |||||
| Garnishments/Levies | $125Above the typical range ($30–$90 nationally) | $75 above the national median$75 above the Tennessee median | — | — | Source |
| Account Verification | $25 | ||||
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$2.75 below the Tennessee median | per item | — | Source |
| Statement Reprints | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 97 others that publish it, 49 lower, 34 the same and 14 higher.
Monthly maintenance
$8.00
Of 84 others that publish it, 43 lower, 6 the same and 35 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
22
Under review
0
Assets
$16.8B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$16.8B
Total deposits
$14.4B
Service charge income
$4.1M
Fee income ratio
2.3%
Return on assets
1.46%
Branches
132
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$4 above the Tennessee median |
| — |
| — |
| Source |
| If the Sweep Transfer is linked to another consumer checking account and the linked account does not have sufficient fun | $35Above the typical range ($2.50–$5 nationally) | $30 above the national median$30 above the Tennessee median | — | — | Source |
| $5 below the national median$5 below the Tennessee median |
| — |
| — |
| Source |
| $5.50 above the national median$5 above the Tennessee median |
| — |
| — |
| Source |
| Stop Payment Charge | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$2 above the Tennessee median | — | — | Source |
| $15 above the national median$15 above the Tennessee median |
| — |
| — |
| Source |
| $2 above the national median$2 above the Tennessee median |
| — |
| — |
| Source |