vs. U.S. typical range:LowerTypicalHigher
$3.50 below the national median$2.50 below the West Virginia median
per month · Source
$1 above the national median$1 above the West Virginia median
per month · Source
$7.50 above the national median$11.50 above the West Virginia median
$7.50 below the national median$3.50 below the West Virginia median
$6 above the national median$5.06 above the West Virginia median
per item · Source
$6 above the national median$6 above the West Virginia median
per item · Source
At the national medianAt the West Virginia median
$1.50 above the national median$0.25 above the West Virginia median
per transaction · Source
At the national medianAt the West Virginia median
$3 above the national median$3 above the West Virginia median
$8.50 above the national median$6 above the West Virginia median
$1.50 below the national median$1.50 below the West Virginia median
per item · Source
At the national medianAt the West Virginia median
per item · Source
$5 below the national median$10 below the West Virginia median
$2.50 below the national medianAt the West Virginia median
$3 below the national median$9.25 below the West Virginia median
per item · Source
$20 below the national median$7.50 below the West Virginia median
per item · Source
$70 above the national median$82.50 above the West Virginia median
per transaction · Source
$75 above the national median$50 above the West Virginia median
$10 below the national median$10 below the West Virginia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Fee | $2.50Below the typical range ($4–$10 nationally) | $3.50 below the national median$2.50 below the West Virginia median | per month | — | Source |
| Dormant Account Fee | $6Within the typical range ($5–$10 nationally) | $1 above the national median$1 above the West Virginia median | per month | — | Source |
| Funds Transfers: Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$11.50 above the West Virginia median | — | — | Source |
| Undeliverable Mail | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$3.50 below the West Virginia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $36Above the typical range ($25–$33 nationally) | $6 above the national median$5.06 above the West Virginia median | per item | — | Source |
| NSF Returned Item Fee | $36 | ||||
ATM & CardVerified | |||||
| Foreign ATM Usage | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$0.25 above the West Virginia median | per transaction | — | Source |
| Replacement Card | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks (customer) | $8Above the typical range ($3–$6 nationally) | $3 above the national median$3 above the West Virginia median | — | — | Source |
| Stop Payments | $36 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the West Virginia median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposited Item Fee | $12Within the typical range ($8–$25 nationally) | $3 below the national median$9.25 below the West Virginia median | per item | — | Source |
Account ServicesVerified | |||||
| Key Replacement | $25Below the typical range ($30–$70 nationally) | $20 below the national median$7.50 below the West Virginia median | per item | — | Source |
| Safe Deposit Box 10x10.5 | $115 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the West Virginia median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$36.00
Of 52 others that publish it, 43 lower, 5 the same and 4 higher.
Monthly maintenance
$2.50
Of 55 others that publish it, 8 lower and 47 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$36
Headline fees published
9 of 15
Published fees
20
Under review
0
Assets
$1.0B
Work at Clear Mountain Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.0B
Total deposits
$887.5M
Service charge income
$645K
Fee income ratio
4.8%
Return on assets
1.76%
Branches
12
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $6 above the national median$6 above the West Virginia median |
| per item |
| — |
| Source |
| Overdraft Protection Auto Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the West Virginia median | — | — | Source |
| At the national medianAt the West Virginia median |
| — |
| — |
| Source |
| $8.50 above the national median$6 above the West Virginia median |
| — |
| — |
| Source |
| Counter Checks | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$1.50 below the West Virginia median | per item | — | Source |
| Check Cashing Fee (non-customer, on-us) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | per item | — | Source |
| Collection Items | $15Within the typical range ($10–$25 nationally) | $5 below the national median$10 below the West Virginia median | — | — | Source |
| $70 above the national median$82.50 above the West Virginia median |
| per transaction |
| — |
| Source |
| Tax Levy/Garnishment | $125Above the typical range ($30–$87.50 nationally) | $75 above the national median$50 above the West Virginia median | — | — | Source |