Fee benchmarks for 241 financial institutions in Tennessee, compared against national medians. Part of Federal Reserve District 6 (Atlanta).
Institutions
241
With Fee Data
24
Banks
113
Credit Unions
128
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 113 | 34 |
| Credit Unions | 128 | 25 |
9 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Tennessee Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| Debit Card Replacement | $20.00 | $30.00 | -33.3% | 4 |
| Monthly Maintenance | $7.00 | $10.00 | -30.0% | 4 |
| NSF / Returned Item | $33.00 | $25.00 | +32.0% | 4 |
4 more categories with peer filters, CSV exports, AI research, and full API access.
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Tennessee. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| Overdraft (OD) | $35.00 | $30.00 | +16.7% | 3 |
| Stop Payment | $30.00 | $25.00 | +20.0% | 3 |
Data as of Aug 12, 2026 · 13,317 observations