State Fee Report

Maryland Bank & Credit Union Fees

Fee benchmarks for 91 financial institutions in Maryland, compared against national medians. Part of Federal Reserve District 5 (Richmond).

Institutions

With Fee Data

Banks

Credit Unions

Bank vs. Credit Union — Maryland

How fees compare between banks and credit unions in this state.

Charter	Institutions	Fee Observations
Banks	29	23
Credit Unions	62	12

Fee Benchmarks — Maryland vs. National

1 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee Category	Maryland Median	National Median	Delta	Institutions

1 more fee categories for Maryland

1 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions

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Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Maryland. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.