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Home/Research/Alabama
State Fee Report

Alabama Bank & Credit Union Fees

Fee benchmarks for 183 financial institutions in Alabama, compared against national medians. Part of Federal Reserve District 6 (Atlanta).

Institutions

183

With Fee Data

21

Banks

94

Credit Unions

89

Bank vs. Credit Union — Alabama

How fees compare between banks and credit unions in this state.

CharterInstitutionsFee Observations
Banks9429
Credit Unions8928

Fee Benchmarks — Alabama vs. National

5 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee CategoryAlabama MedianNational MedianDeltaInstitutions
NSF / Returned Item$18.00$25.00-28.0%5
Debit Card Replacement$5.00$30.00-83.3%4
Wire Transfer (Domestic Out)$20.00$20.00-3

2 more fee categories for Alabama

2 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions
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Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Alabama. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.

Data as of Aug 12, 2026 · 13,317 observations