vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$5 above the Texas median
$7.50 above the national median$9.50 above the Texas median
$12.50 below the national median$10.50 below the Texas median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10992. canonical_hint=account_research; text_hash=27d947370beff7803c375a37a735d77a24fdbf7952210a143dcabb70acd6e77b; excerpt="Returned Mail Fee........................................................................................................................ $5.00" · Source
$1 below the national median$1 below the Texas median
$3 above the national median$3 above the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
$5 below the national median$2.50 below the Texas median
per item · Source
$5 below the national medianAt the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$13 below the national median$8 below the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$5.50 above the national median$3.50 above the Texas median
per item · Source
$1.80 below the national median$1.80 below the Texas median
per item · Source
At the national medianAt the Texas median
At the national medianAt the Texas median
$5 below the national median$5 below the Texas median
per item · Source
$2.50 above the national medianAt the Texas median
per month · Source
At the national median$10 below the Texas median
$5 above the national median$5 above the Texas median
$205 above the national median$205 above the Texas median
$20 above the national median$20 above the Texas median
per year · Source
$45 above the national median$45 above the Texas median
per year · Source
$145 above the national median$145 above the Texas median
per year · Source
$50 above the national median$50 above the Texas median
per item · Source
$2.80 below the national median$2.80 below the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing (if closed within 90 days of account opening for any reason) | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 above the Texas median | — | — | Source |
| Account Reconciliation Charge (per hour, 1 hr. minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10992. canonical_hint=account_research; text_hash=27d947370beff7803c375a37a735d77a24fdbf7952210a143dcabb70acd6e77b; excerpt="Returned Mail Fee........................................................................................................................ $5.00" | Source |
| Paper Statement Fee | $2Within the typical range ($2–$4.68 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF/Returned Items for Insufficient Funds (per item,per presentment) | $33Above the typical range ($25–$32 nationally) | $3 above the national median$3 above the Texas median | per item | — | Source |
ATM & CardVerified | |||||
| and/or balance inquiry | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| Replacement Debit Cardiii (per card) | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing Domestic (per transfer) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | per item | — | Source |
| Wire Transfers - Outgoing International (per transfer) | $55 | ||||
Check ServicesVerified | |||||
| Cashier's Check (per check) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Stop Payments (per check, ACH item, or sequence of checks) | $33 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment Service (optional enrollment) | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national medianAt the Texas median | per month | — | Source |
Cash & DepositVerified | |||||
| Night Depository Key | $10Within the typical range ($5–$20 nationally) | At the national median$10 below the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Lost Key Fee | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Safe Deposit Box - Drill Box (per box) | $250 | ||||
Other FeesVerified | |||||
| Photocopies (per page) | $0.20Below the typical range ($2–$5 nationally) | $2.80 below the national median$2.80 below the Texas median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
8 of 15
Published fees
25
Under review
0
Assets
$1.2B
Work at Pointbank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.2B
Total deposits
$968.3M
Service charge income
$732K
Fee income ratio
7.3%
Return on assets
1.02%
Branches
10
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national median$2.50 below the Texas median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Texas median |
| per item |
| — |
| Source |
| Wire Transfers - Incoming Domestic or International (per transfer) | $7Below the typical range ($10–$25 nationally) | $13 below the national median$8 below the Texas median | per item | — | Source |
| $5.50 above the national median$3.50 above the Texas median |
| per item |
| — |
| Source |
| Temporary Checks (per check, minimum of 10) | $0.20Below the typical range ($1–$4 nationally) | $1.80 below the national median$1.80 below the Texas median | per item | — | Source |
| Non-PointBank Accountholder Check Cashing | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Collection Items (Canadian only)(plus third party cost incurred by PointBank) | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Texas median | — | — | Source |
| Draft Collection Items (per item requiring special handling),plus cost | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
| $205 above the national median$205 above the Texas median |
| — |
| — |
| Source |
| Safe Deposit Box 3x10 (annually) | $65Within the typical range ($30–$70 nationally) | $20 above the national median$20 above the Texas median | per year | — | Source |
| Safe Deposit Box 5x10 (annually) | $90Above the typical range ($30–$70 nationally) | $45 above the national median$45 above the Texas median | per year | — | Source |
| Safe Deposit Box l0xl0 (annually) | $190Above the typical range ($30–$70 nationally) | $145 above the national median$145 above the Texas median | per year | — | Source |
| Garnishments/Levies/Subpoena (per request) | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Texas median | per item | — | Source |