vs. U.S. typical range:LowerTypicalHigher
At the national median$0.49 below the Alabama median
$32.50 above the national median$35 above the Alabama median
At the national medianAt the Alabama median
per item · Per item paid. Overdrafts may be created by check, debit card, in person withdrawal, ATM withdrawal, re-presentment of item or other electronic means. May be charged more than once for re-presentment of same item. · Source
$2 below the national median$0.50 below the Alabama median
per item · Source
$0.50 below the national medianAt the Alabama median
per transaction · Source
$0.50 below the national medianAt the Alabama median
per item · Source
$1.50 above the national median$2 above the Alabama median
per item · Source
$5 below the national median$5 below the Alabama median
$15 below the national median$10 below the Alabama median
per item · Source
At the national median$5 above the Alabama median
per item · Source
$5 above the national median$2.50 above the Alabama median
per item · Source
At the national medianAt the Alabama median
per item · Source
$10 above the national median$5 above the Alabama median
per item · Source
At the national medianAt the Alabama median
per item · Source
$2.25 below the national median$4 below the Alabama median
per item · Source
$15 above the national median$13.75 above the Alabama median
per item · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #5541. canonical_hint=check_cashing; text_hash=4689eaddfb7e64bad841379074ead31a2bb7324e4c9e7e72efbe5e5a51185b56; excerpt="Foreign Check – Collection Fee $35.00 Per item" · Source
$7 above the national median$8 above the Alabama median
$14.45 above the national median$12.73 above the Alabama median
per item · Source
$10 below the national median$8.50 below the Alabama median
per item · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #5541. canonical_hint=deposited_item_return; text_hash=4689eaddfb7e64bad841379074ead31a2bb7324e4c9e7e72efbe5e5a51185b56; excerpt="Deposit Item Charge Back $5.00 Per item" · Source
$40 above the national median$45 above the Alabama median
per year · Source
At the national median$5 above the Alabama median
per year · Source
$10 below the national median$5 below the Alabama median
per year · Source
$15 above the national median$20 above the Alabama median
per year · Source
$130 above the national median$135 above the Alabama median
At the national medianAt the Alabama median
per item · Source
At the national median$1 above the Alabama median
per item · Source
$2 above the national median$3 above the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee- Savings | $5Within the typical range ($5–$10 nationally) | At the national median$0.49 below the Alabama median | — | — | Source |
| Account Research | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$35 above the Alabama median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee or Non-Sufficient Funds (NSF) Fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Alabama median | per item | Per item paid. Overdrafts may be created by check, debit card, in person withdrawal, ATM withdrawal, re-presentment of item or other electronic means. May be charged more than once for re-presentment of same item. | Source |
ATM & CardVerified | |||||
| Foreign ATM Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Alabama median | per transaction | — | Source |
| Foreign ATM Inquiry or Transfer Fee | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfer – Domestic - Outgoing | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Alabama median | per item | — | Source |
| Wire Transfer – Domestic - Incoming | $15 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Alabama median | per item | — | Source |
| Stop Payment Fee | $25 | ||||
Digital & ElectronicVerified | |||||
| Same Day Bill Pay (by ACH) | $16.95Above the typical range ($0–$9.95 nationally) | $14.45 above the national median$12.73 above the Alabama median | per item | — | Source |
Cash & DepositVerified | |||||
| Deposit Item Charge Back | $5Below the typical range ($8–$25 nationally) | $10 below the national median$8.50 below the Alabama median | per item | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #5541. canonical_hint=deposited_item_return; text_hash=4689eaddfb7e64bad841379074ead31a2bb7324e4c9e7e72efbe5e5a51185b56; excerpt="Deposit Item Charge Back $5.00 Per item" | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10X10 | $85Above the typical range ($30–$70 nationally) | $40 above the national median$45 above the Alabama median | per year | — | Source |
| Safe Deposit Box 3X10 | $45 | ||||
Other FeesVerified | |||||
| Photocopy | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Alabama median | per item | — | Source |
| Statement Copies (per statement after 1) | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 96 others that publish it, 18 lower, 9 the same and 69 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
28
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.2B
Total deposits
$1.1B
Service charge income
$591K
Fee income ratio
6.4%
Return on assets
0.62%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| $3Within the typical range ($2.50–$5 nationally) |
| $2 below the national median$0.50 below the Alabama median |
| per item |
| — |
| Source |
| $0.50 below the national medianAt the Alabama median |
| per item |
| — |
| Source |
| Non-Customer ATM Fee | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$2 above the Alabama median | per item | — | Source |
| Debit Card – Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Alabama median | — | — | Source |
| Debit Card – Expedited Delivery | $25Below the typical range ($30–$50 nationally) | $15 below the national median$10 below the Alabama median | per item | — | Source |
| $5 above the national median$2.50 above the Alabama median |
| per item |
| — |
| Source |
| Wire Transfer – International - Outgoing | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Alabama median | per item | — | Source |
| Wire Transfer – International - Incoming | $30Above the typical range ($10–$25 nationally) | $10 above the national median$5 above the Alabama median | per item | — | Source |
| $2.25 below the national median$4 below the Alabama median |
| per item |
| — |
| Source |
| Foreign Check – Collection Fee | $35Above the typical range ($10.25–$25 nationally) | $15 above the national median$13.75 above the Alabama median | per item | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #5541. canonical_hint=check_cashing; text_hash=4689eaddfb7e64bad841379074ead31a2bb7324e4c9e7e72efbe5e5a51185b56; excerpt="Foreign Check – Collection Fee $35.00 Per item" | Source |
| On-line Check Image Retrieval/Proof of Payment | $10Above the typical range ($2–$5 nationally) | $7 above the national median$8 above the Alabama median | — | — | Source |
| At the national median$5 above the Alabama median |
| per year |
| — |
| Source |
| Safe Deposit Box 3X5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$5 below the Alabama median | per year | — | Source |
| Safe Deposit Box 5X10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$20 above the Alabama median | per year | — | Source |
| Safe Deposit Box Drill Fee | $175Above the typical range ($30–$70 nationally) | $130 above the national median$135 above the Alabama median | — | — | Source |
| Garnishment or Levy | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Alabama median | per item | — | Source |
| $2 above the national median$3 above the Alabama median |
| — |
| — |
| Source |