vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Texas median
$12.50 below the national median$10.50 below the Texas median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10993. canonical_hint=account_research; text_hash=a0094308eb35319ac519bb6bf5b4c096c59136bb0862654b6bf9eb82c71e8258; excerpt="Returned Mail Fee – Undeliverable Address $5.00" · Source
$3 above the national median$3 above the Texas median
per item · Source
$3 above the national median$3 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
$0.50 above the national median$0.50 above the Texas median
$5 below the national median$2.50 below the Texas median
$5 below the national medianAt the Texas median
$10 above the national median$10 above the Texas median
At the national medianAt the Texas median
$5.50 above the national median$3.50 above the Texas median
$1 below the national median$1 below the Texas median
per item · 10 checks for $1.00 · Source
$1 below the national median$1 below the Texas median
$5 below the national median$5 below the Texas median
$10 below the national median$7 below the Texas median
$2.50 below the national median$3 below the Texas median
per item · Free for Peoples Bank Customers Only · Source
$2.50 below the national median$3 below the Texas median
$50 above the national median$50 above the Texas median
$1.50 above the national median$1.50 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Inactivity (after 6 months with balance of or less) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Returned Mail Fee – Undeliverable Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10993. canonical_hint=account_research; text_hash=a0094308eb35319ac519bb6bf5b4c096c59136bb0862654b6bf9eb82c71e8258; excerpt="Returned Mail Fee – Undeliverable Address $5.00" | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (Item Paid) Each paid item of debit transaction | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Texas median | per item | — | Source |
| NSF Fee (Item Returned) Each time an item or debit transaction is | $33 | ||||
ATM & CardVerified | |||||
| Use ATM at other locations | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Texas median | — | — | Source |
| Overnight of Replacement Debit Card | $35 | ||||
Wire TransfersVerified | |||||
| Wire Transfer – Outgoing Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | — | — | Source |
| Wire Transfer – Outgoing International | $60 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks (Peoples Bank Customers Only) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Stop Payments | $33 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Items | $5Below the typical range ($8–$25 nationally) | $10 below the national median$7 below the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Notary Services | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | per item | Free for Peoples Bank Customers Only | Source |
| Notary Services (Peoples Bank Customers Only) | $0 | ||||
Gift & Prepaid CardsVerified | |||||
| VISA Gift Cards | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.50 above the Texas median | — | — | Source |
Overdraft
$33.00
Of 49 others that publish it, 28 lower and 21 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$33
Headline fees published
9 of 15
Published fees
19
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q4 2025 · FDIC call report
Total assets
$1.2B
Total deposits
$1.0B
Service charge income
$377K
Fee income ratio
2.6%
Return on assets
1.88%
Branches
12
Service charge income by quarter
Financial profile · Pro
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| $3 above the national median$3 above the Texas median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee (Sweep) | $7Above the typical range ($2.50–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
| $5 below the national median$2.50 below the Texas median |
| — |
| — |
| Source |
| $10 above the national median$10 above the Texas median |
| — |
| — |
| Source |
| $5.50 above the national median$3.50 above the Texas median |
| — |
| — |
| Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Texas median | per item | 10 checks for $1.00 | Source |
| Temporary Checks 10/ | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Collection items (Incoming & Outgoing) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| $2.50 below the national median$3 below the Texas median |
| — |
| — |
| Source |
| Freezes/ /Levies | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Texas median | — | — | Source |