vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the Minnesota median
per month · Source
$4 above the national median$5 above the Minnesota median
per month · Source
$6 below the national median$5 below the Minnesota median
per month · Source
$5 above the national median$5 above the Minnesota median
per month · Source
$22.50 above the national median$20 above the Minnesota median
$7.50 below the national median$10 below the Minnesota median
per item · Source
At the national medianAt the Minnesota median
per item · Source
At the national medianAt the Minnesota median
per item · Source
At the national median$1 above the Minnesota median
per item · Source
$5 below the national median$2 below the Minnesota median
$1 above the national median$0.50 above the Minnesota median
per month · Source
At the national medianAt the Minnesota median
$5 above the national median$5 above the Minnesota median
At the national medianAt the Minnesota median
At the national medianAt the Minnesota median
per item · Source
$2.50 above the national median$5 above the Minnesota median
per item · Source
At the national median$2.50 below the Minnesota median
per item · Source
$20 above the national median$20 above the Minnesota median
per item · Source
$2 above the national median$1.75 above the Minnesota median
per item · Source
$3 above the national median$2.75 above the Minnesota median
$20 below the national median$20 below the Minnesota median
per year · Source
$10 below the national median$10 below the Minnesota median
per year · Source
$15 below the national median$15 below the Minnesota median
per year · Source
$5 below the national median$5 below the Minnesota median
per year · Source
$50 above the national median$32.50 above the Minnesota median
per item · Source
$5 above the national median$3.75 above the Minnesota median
$10 below the national median$11.25 below the Minnesota median
At the national median$5 below the Minnesota median
per item · Source
$2 above the national median$2 above the Minnesota median
$17.50 below the national median$15 below the Minnesota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| 4Premium Checking: Monthly service fee | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the Minnesota median | per month | — | Source |
| Monthly fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$5 above the Minnesota median | per month | — | Source |
| Monthly Fee (Value Checking) | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5 below the Minnesota median | per month | — | Source |
| INACTIVE ACCOUNT | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Minnesota median | per month | — | Source |
| RECONCILIATION AND RESEARCH | $40Above the typical range ($12–$25 nationally) | $22.50 above the national median$20 above the Minnesota median | — | — | Source |
| RETURNED MAIL | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the Minnesota median | per item | — | Source |
Overdraft & NSFVerified | |||||
| OVERDRAFT FEE | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| Overdraft Privilege | $30 | ||||
ATM & CardVerified | |||||
| Each subsequent ATM transact | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$0.50 above the Minnesota median | per month | — | Source |
| CARD REPLACEMENT | $10 | ||||
Wire TransfersVerified | |||||
| WIRE TRANSFER OUTGOING | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Minnesota median | — | — | Source |
| WIRE TRANSFER INCOMING | $10 | ||||
Check ServicesVerified | |||||
| STOP PAYMENT | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Minnesota median | per item | — | Source |
| CHECK CASHING (ON-US, NON-MEMBER) | $5 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 2 x 5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Minnesota median | per year | — | Source |
| Safe Deposit Box 3 x 10 | $35 | ||||
Lending FeesVerified | |||||
| LATE FEE | $25Within the typical range ($10–$25 nationally) | $5 above the national median$3.75 above the Minnesota median | — | — | Source |
| LATE PAYMENT | $10 | ||||
Retirement & IRAVerified | |||||
| IRA TRANSFER | $25Within the typical range ($25–$35 nationally) | At the national median$5 below the Minnesota median | per item | — | Source |
Other FeesVerified | |||||
| STATEMENT COPY | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Minnesota median | — | — | Source |
| LIEN RELEASE | $20 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 60 others that publish it, 26 lower, 25 the same and 9 higher.
Monthly maintenance
$5.00
Of 26 others that publish it, 9 lower, 5 the same and 12 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
30
Under review
0
Assets
$6.1B
Work at Trustone Financial Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$6.1B
Total deposits
$4.6B
Service charge income (year to date)
$7.4M
Fee income ratio
4.0%
Return on assets
1.01%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national medianAt the Minnesota median |
| per item |
| — |
| Source |
| RETURNED CHECK OR ACH FEE | $30Within the typical range ($25–$32 nationally) | At the national median$1 above the Minnesota median | per item | — | Source |
| Overdraft Protection | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$2 below the Minnesota median | — | — | Source |
| At the national medianAt the Minnesota median |
| — |
| — |
| Source |
| REPLACEMENT CARD | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Minnesota median | — | — | Source |
| At the national medianAt the Minnesota median |
| per item |
| — |
| Source |
| At the national median$2.50 below the Minnesota median |
| per item |
| — |
| Source |
| FOREIGN CHECK COLLECTION | $40Above the typical range ($10–$25 nationally) | $20 above the national median$20 above the Minnesota median | per item | — | Source |
| CHECK COPY | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.75 above the Minnesota median | per item | — | Source |
| SALES DRAFT COPY | $6Above the typical range ($2–$5 nationally) | $3 above the national median$2.75 above the Minnesota median | — | — | Source |
| $10 below the national median$10 below the Minnesota median |
| per year |
| — |
| Source |
| Safe Deposit Box 3 x 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Minnesota median | per year | — | Source |
| Safe Deposit Box 5 x 5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Minnesota median | per year | — | Source |
| GARNISHMENT/LEVY | $100Above the typical range ($30–$90 nationally) | $50 above the national median$32.50 above the Minnesota median | per item | — | Source |
| $10 below the national median$11.25 below the Minnesota median |
| — |
| — |
| Source |
| $17.50 below the national median$15 below the Minnesota median |
| — |
| — |
| Source |