vs. U.S. typical range:LowerTypicalHigher
$4.95 above the national median$3.45 above the Florida median
per month · Source
$7.50 below the national median$15 below the Florida median
per item · Source
$5 above the national medianAt the Florida median
per month · Source
$7.50 above the national median$10 above the Florida median
$7.50 below the national median$5 below the Florida median
per item · Source
$0.50 below the national median$2.50 below the Florida median
per item · Source
At the national medianAt the Florida median
per item · Source
$0.50 below the national median$1 below the Florida median
per transaction · Source
$5 below the national median$5 below the Florida median
per item · Source
$25 below the national median$23.75 below the Florida median
per item · Institution’s schedule
—
$5 below the national median$5 below the Florida median
At the national medianAt the Florida median
$2 below the national median$2 below the Florida median
per item · Source
$12.50 below the national median$15 below the Florida median
per item · Source
$2.50 above the national medianAt the Florida median
per item · Source
$1 above the national median$1 above the Florida median
per item · 4 checks for $3.00 · Institution’s schedule
$5 below the national median$5 below the Florida median
At the national medianAt the Florida median
per item · Source
$5 below the national median$10 below the Florida median
per item · Source
At the national median$1 below the Florida median
per item · Source
—
—
—
$5 below the national median$10 below the Florida median
per item · Source
$5 above the national medianAt the Florida median
per item · Source
$75 above the national median$25 above the Florida median
per item · Source
$5 below the national median$12.50 below the Florida median
$1 below the national median$1.18 below the Florida median
per item · Source
At the national median$0.18 below the Florida median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| MyOpportunity Checking Share Draft Monthly service charge | $10.95Above the typical range ($4–$10 nationally) | $4.95 above the national median$3.45 above the Florida median | per month | — | Source |
| Primary Share Account Closure Fee (waived for Accounts open in excess of 60 days) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$15 below the Florida median | per item | — | Source |
| Dormant accounts will incur | $10Within the typical range ($5–$10 nationally) | $5 above the national medianAt the Florida median | per month | — | Source |
| Account Research Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Florida median | — | — | Source |
| Returned Mail Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Florida median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Fee | $29.50Within the typical range ($25–$33 nationally) | $0.50 below the national median$2.50 below the Florida median | per item | — | Source |
| Returned Item NSF Fee (Non-Sufficient Funds) | $30 | ||||
ATM & CardVerified | |||||
| Non-Proprietary ATM Transaction Fees: Cash Withdrawals | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the Florida median | per transaction | — | Source |
| VISA Debit Card Replacement Fee | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fees: Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| Wire Transfer Fees: Incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check Fee/Third Party Check Withdrawal Fee | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Florida median | per item | — | Source |
| Bill Payment Stop Payment Fee | $15 | ||||
Cash & DepositVerified | |||||
| Coin Machine Fee - Members | 3% | — | — | — | Source |
| Coin Machine Fee - Non-members | 7% | — | — | — | Source |
Account ServicesVerified | |||||
| Levy & Garnishment Processing Fee | $125Above the typical range ($30–$89.38 nationally) | $75 above the national median$25 above the Florida median | per item | — | Source |
Other FeesVerified | |||||
| Debit Card Fedex Fee | $25Within the typical range ($20–$40 nationally) | $5 below the national median$12.50 below the Florida median | — | — | Source |
| Document Copy Fee | $2 | ||||
Overdraft
$29.50
Of 41 others that publish it, 13 lower and 28 higher.
Monthly maintenance
$10.95
Of 26 others that publish it, 22 lower and 4 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29.50
Headline fees published
11 of 15
Published fees
26
Under review
0
Assets
$1.4B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.4B
Total deposits
$1.2B
Service charge income (year to date)
$4.3M
Fee income ratio
9.4%
Return on assets
0.91%
Financial profile · Pro
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| At the national medianAt the Florida median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the Florida median |
| per item |
| — |
| Source |
| VISA Credit Card Rush Fee | $15Below the typical range ($30–$50 nationally) | $25 below the national median$23.75 below the Florida median | per item | — | Institution’s schedule |
| VISA Foreign Transaction Fee | 1%of the transaction | — | — | — | Source |
| At the national medianAt the Florida median |
| — |
| — |
| Source |
| $12.50 below the national median$15 below the Florida median |
| per item |
| — |
| Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Florida median | per item | — | Source |
| Temporary Checks | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Florida median | per item | 4 checks for $3.00 | Institution’s schedule |
| Check Cashing Fee - Members | $0Below the typical range ($5–$10 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| Check Cashing Fee - Non-members | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Florida median | per item | — | Source |
| Collection Item Fee | $15Within the typical range ($10–$25 nationally) | $5 below the national median$10 below the Florida median | per item | — | Source |
| Check Copy Fee | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Florida median | per item | — | Source |
| VISA Credit Card Cash Advance Fee |
| 3%of the advance |
| — |
| — |
| — |
| Source |
| Returned Deposit Fee | $10Within the typical range ($8–$25 nationally) | $5 below the national median$10 below the Florida median | per item | — | Source |
| Returned Deposit Fee for Item To & From Same Member | $20Within the typical range ($8–$25 nationally) | $5 above the national medianAt the Florida median | per item | — | Source |
| $1 below the national median$1.18 below the Florida median |
| per item |
| — |
| Source |
| Statement Copy Fee | $3Within the typical range ($2–$5 nationally) | At the national median$0.18 below the Florida median | per item | — | Source |