vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$2.50 above the Alabama median
per month · Source
$7.50 above the national median$15 above the Alabama median
$7.50 below the national medianAt the Alabama median
per transaction · Source
At the national median$0.49 below the Alabama median
per month · Source
$2 below the national median$2 below the Alabama median
$2 below the national median$2 below the Alabama median
$0.65 below the national median$0.15 below the Alabama median
$1.50 above the national median$2 above the Alabama median
$3 above the national median$3 above the Alabama median
per item · Source
$0.50 above the national median$1 below the Alabama median
$1.50 below the national median$0.50 below the Alabama median
per item · Source
$4.50 above the national median$2.78 above the Alabama median
per month · Source
$2.50 below the national median$4.22 below the Alabama median
$12 below the national median$10.50 below the Alabama median
$25 below the national median$20 below the Alabama median
$130 above the national median$135 above the Alabama median
$55 above the national median$60 above the Alabama median
per year · Source
$15 below the national median$10 below the Alabama median
per year · Source
$5 above the national median$10 above the Alabama median
per year · Source
$20 below the national median$15 below the Alabama median
per year · Source
$15 below the national median$15 below the Alabama median
per item · Source
$15 below the national median$15 below the Alabama median
$5 above the national median$5 above the Alabama median
$1.50 above the national median$2 above the Alabama median
$1.50 above the national median$2 above the Alabama median
$2 above the national median$3 above the Alabama median
$312.50 above the national median$315 above the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Second Chance Checking Monthly Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.50 above the Alabama median | per month | — | Source |
| Account Closure Fee (closed within 90 days) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Alabama median | — | — | Source |
| Club Early Withdrawal Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Alabama median | per transaction | — | Source |
| Inactivity Fee (defined as no activity for 6 months on any single share) | $5Within the typical range ($5–$10 nationally) | At the national median$0.49 below the Alabama median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee - may be imposed in connection with checks, in person withdrawals, ATM withdrawals, or by other electronic | $28Within the typical range ($25–$33 nationally) | $2 below the national median$2 below the Alabama median | — | — | Source |
| Return Check Fee | $28 | ||||
ATM & CardVerified | |||||
| ATM inquiries | $0.85Below the typical range ($1–$2.25 nationally) | $0.65 below the national median$0.15 below the Alabama median | — | — | Source |
| ATM withdrawals with a foreign card | $3 | ||||
Check ServicesVerified | |||||
| Money Order Service Charge | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$3 above the Alabama median | per item | — | Source |
| Stop Payment Request | $28 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Inactivity Fee (inactive for 3 months) | $7Within the typical range ($0–$9.95 nationally) | $4.50 above the national median$2.78 above the Alabama median | per month | — | Source |
| Online/ Mobile Banking, Phone Teller, Online Bill Pay | $0 | ||||
Cash & DepositVerified | |||||
| Return Deposit Item | $3Below the typical range ($8–$25 nationally) | $12 below the national median$10.50 below the Alabama median | — | — | Source |
Account ServicesVerified | |||||
| Fee replacement for safe deposit box key: Actual Cost / approx | $20Below the typical range ($30–$70 nationally) | $25 below the national median$20 below the Alabama median | — | — | Source |
| Fee to drill safe deposit box: Actual Cost / approx | $175 | ||||
Lending FeesVerified | |||||
| Loan Late Charge | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the Alabama median | — | — | Source |
| VISA Late Fee | $25 | ||||
Gift & Prepaid CardsVerified | |||||
| Reloadable Debit Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$2 above the Alabama median | — | — | Source |
| VISA Gift Card | $5 | ||||
Other FeesVerified | |||||
| Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Alabama median | — | — | Source |
| Mortgage Loan Application Fee | $350 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$28
Headline fees published
6 of 15
Published fees
27
Under review
0
Assets
$183.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$183.7M
Total deposits
$165.8M
Service charge income (year to date)
$1.7M
Fee income ratio
24.3%
Return on assets
0.68%
Financial profile · Pro
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| $2 below the national median$2 below the Alabama median |
| — |
| — |
| Source |
| $1.50 above the national median$2 above the Alabama median |
| — |
| — |
| Source |
| $0.50 above the national median$1 below the Alabama median |
| — |
| — |
| Source |
| Copy of Check Request | $1.50Below the typical range ($2–$5 nationally) | $1.50 below the national median$0.50 below the Alabama median | per item | — | Source |
| $2.50 below the national median$4.22 below the Alabama median |
| — |
| — |
| Source |
| $130 above the national median$135 above the Alabama median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$60 above the Alabama median | per year | — | Source |
| Safe Deposit Box 3x10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$10 below the Alabama median | per year | — | Source |
| Safe Deposit Box 5x10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$10 above the Alabama median | per year | — | Source |
| Safe Deposit Box 5x5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$15 below the Alabama median | per year | — | Source |
| Subpoena/Levy/Garnishment | $35Within the typical range ($30–$89.38 nationally) | $15 below the national median$15 below the Alabama median | per item | — | Source |
| $5 above the national median$5 above the Alabama median |
| — |
| — |
| Source |
| $1.50 above the national median$2 above the Alabama median |
| — |
| — |
| Source |
| $312.50 above the national median$315 above the Alabama median |
| — |
| — |
| Source |