vs. U.S. typical range:LowerTypicalHigher
$7.25 above the national median$9.50 above the Texas median
$12.75 below the national median$10.50 below the Texas median
$7.75 below the national median$5.50 below the Texas median
At the national medianAt the Texas median
$10 below the national median$10 below the Texas median
At the national medianAt the Texas median
$20 below the national median$20 below the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
$1.50 above the national median$1.50 above the Texas median
At the national median$2.50 above the Texas median
$5 below the national median$2.50 below the Texas median
At the national median$5 above the Texas median
per day · Source
At the national medianAt the Texas median
$10 below the national median$10 below the Texas median
At the national medianAt the Texas median
$3 above the national median$3 above the Texas median
$2.50 above the national median$0.50 above the Texas median
$15 below the national median$15 below the Texas median
At the national medianAt the Texas median
$0.51 below the national median$3.01 below the Texas median
$0.49 above the national median$2.01 below the Texas median
$2.45 above the national median$0.05 below the Texas median
$12.45 above the national median$9.95 above the Texas median
$7.45 above the national median$4.95 above the Texas median
$2.50 below the national median$3 below the Texas median
$20 below the national median$20 below the Texas median
per year · Source
$50 above the national median$50 above the Texas median
per year · Source
$10 below the national median$10 below the Texas median
per year · Source
$10 above the national median$10 above the Texas median
per year · Source
$15 below the national median$15 below the Texas median
per year · Source
$30 above the national median$30 above the Texas median
per year · Source
$305 above the national median$305 above the Texas median
At the national medianAt the Texas median
$12.50 below the national medianAt the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research Fee | $25Within the typical range ($12.50–$25 nationally) | $7.25 above the national median$9.50 above the Texas median | — | — | Source |
| BAD ADDRESS Bad Address Fee | $5Below the typical range ($12.50–$25 nationally) | $12.75 below the national median$10.50 below the Texas median | — | — | Source |
| Mortgage Fax Fee | $10Below the typical range ($12.50–$25 nationally) | $7.75 below the national median$5.50 below the Texas median | — | — | Source |
| STATEMENTS Statement Fee – Paper Statement | $3Within the typical range ($2–$4.50 nationally) | At the national medianAt the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| OVERDRAFT | $20Below the typical range ($25–$33 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
| Overdraft Privilege Fee | $30 | ||||
ATM & CardVerified | |||||
| ATM USAGE ATM Usage Fee at a non-TXTCU ATM | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Texas median | — | — | Source |
| Card Replacement Fee, Instant Issue | $10 | ||||
Wire TransfersVerified | |||||
| WIRE TRANSFER Wire Transfer – Domestic (2:00 pm Cutoff Daily) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Texas median | per day | — | Source |
| Wire Transfer – International – Sent in Foreign Funds | $50 | ||||
Check ServicesVerified | |||||
| Bank Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| MONEY ORDER Money Order Fee | $5 | ||||
Digital & ElectronicVerified | |||||
| BILL PAY Bill Pay Fee – Charitable Donation | $1.99Within the typical range ($0–$9.95 nationally) | $0.51 below the national median$3.01 below the Texas median | — | — | Source |
| Bill Pay Fee – Gift Check | $2.99 | ||||
Account ServicesVerified | |||||
| Notary Service Fee | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
| BOX Safe Deposit Box Annual Fee – 3x5x22 | $25 | ||||
Other FeesVerified | |||||
| Statement Photocopy Fee | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| LOAN EXT. / SKIP A PAY Loan Extension: Skip-a-payment Fee | $25 | ||||
Overdraft
$30.00
Of 121 others that publish it, 48 lower, 39 the same and 34 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$20
Headline fees published
10 of 15
Published fees
35
Under review
0
Assets
$2.1B
Work at Texas Trust Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.1B
Total deposits
$1.7B
Service charge income (year to date)
$8.1M
Fee income ratio
12.6%
Return on assets
0.60%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Overdraft Privilege Fee – Young Adult (18-23) | $10Below the typical range ($25–$33 nationally) | $20 below the national median$20 below the Texas median | — | — | Source |
| NSF Fee or Returned Item Fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Texas median | — | — | Source |
| Overdraft Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| At the national median$2.50 above the Texas median |
| — |
| — |
| Source |
| Card Replacement Fee, Mailed | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | — | — | Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Wire Transfer – International – Sent in U.S Funds | $40Within the typical range ($40–$50 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
| $3 above the national median$3 above the Texas median |
| — |
| — |
| Source |
| STOP PAYMENT | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | — | — | Source |
| COLLECTION ITEM Collection Item Fee – Incoming | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the Texas median | — | — | Source |
| Cashier’s Check Photocopy Fee | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| $0.49 above the national median$2.01 below the Texas median |
| — |
| — |
| Source |
| Bill Pay Fee – Rush Electronic | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$0.05 below the Texas median | — | — | Source |
| Bill Pay Fee – Rush Overnight Delivery | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$9.95 above the Texas median | — | — | Source |
| Bill Pay Fee – Rush Two-Day Delivery | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$4.95 above the Texas median | — | — | Source |
| $20 below the national median$20 below the Texas median |
| per year |
| — |
| Source |
| Safe Deposit Box Annual Fee – 10x10x22 | $95Above the typical range ($30–$70 nationally) | $50 above the national median$50 above the Texas median | per year | — | Source |
| Safe Deposit Box Annual Fee – 3x10x22 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$10 below the Texas median | per year | — | Source |
| Safe Deposit Box Annual Fee – 5x10x22 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 above the Texas median | per year | — | Source |
| Safe Deposit Box Annual Fee – 5x5x22 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Texas median | per year | — | Source |
| Safe Deposit Box Annual Fee – 7x10x22 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$30 above the Texas median | per year | — | Source |
| Safe Deposit Box Drilling Fee | $350Above the typical range ($30–$70 nationally) | $305 above the national median$305 above the Texas median | — | — | Source |
| $12.50 below the national medianAt the Texas median |
| — |
| — |
| Source |