vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5.73 below the California median
per month · Source
$6 below the national median$4 below the California median
$3 below the national median$1.50 below the California median
At the national median$1.50 above the California median
per month · Source
$7.50 above the national median$5 above the California median
$3 above the national median$3.50 above the California median
per month · Source
$16 below the national median$11 below the California median
per item · Source
$16 below the national median$9 below the California median
per item · Source
At the national medianAt the California median
per day · Source
$2 below the national medianAt the California median
$0.50 above the national medianAt the California median
per item · Source
$5 above the national median$5 above the California median
At the national median$5 above the California median
$5 above the national median$5 above the California median
$7.50 below the national median$2.50 below the California median
$5 above the national median$2 above the California median
$2.50 above the national median$10 below the California median
$25 above the national median$30 above the California median
per item · Source
At the national medianAt the California median
$5 above the national median$5 above the California median
At the national medianAt the California median
per year · Source
$15 above the national median$15 above the California median
$7.50 below the national median$45 below the California median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Youth Checking Monthly Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5.73 below the California median | per month | — | Source |
| I must maintain a minimum balance of | $1Below the typical range ($5–$10 nationally) | $6 below the national median$4 below the California median | — | — | Source |
| Escheat Notice | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Monthly Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | per month | — | Source |
| Research/Account Reconciliation (per hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the California median | — | — | Source |
| Monthly Paper Statement Fee | $6Above the typical range ($2–$4.59 nationally) | $3 above the national median$3.50 above the California median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (each) | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | per item | — | Source |
| Insufficient Funds (NSF) (each) | $14 | ||||
ATM & CardVerified | |||||
| Out-of-Network ATM Withdrawals (each) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the California median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer - Domestic (outgoing) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Wire Transfer - International (outgoing) | $50 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks Payable to Third Party | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Stop Payment Request (check or ACH) | $20 | ||||
Cash & DepositVerified | |||||
| Returned Deposited/Cashed Item | $20Within the typical range ($8–$25 nationally) | $5 above the national median$2 above the California median | — | — | Source |
Account ServicesVerified | |||||
| Notary Fee (per notarized signature) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$10 below the California median | — | — | Source |
| Levy, Subpoena Processing (each) | $75 | ||||
Retirement & IRAVerified | |||||
| IRA Annual Maintenance Fee | $15Within the typical range ($10–$25 nationally) | At the national medianAt the California median | per year | — | Source |
| IRA Transfer to Another Institution | $40 | ||||
Other FeesVerified | |||||
| Skip-a-Pay/Loan Extension | $30Within the typical range ($25–$100 nationally) | $7.50 below the national median$45 below the California median | per item | — | Source |
Overdraft
$14.00
Of 79 others that publish it, 6 lower, 24 the same and 49 higher.
Monthly maintenance
$0.00
Of 54 others that publish it, 0 lower, 9 the same and 45 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$14
Headline fees published
12 of 15
Published fees
23
Under review
0
Assets
$2.1B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.1B
Total deposits
$1.7B
Service charge income (year to date)
$2.5M
Fee income ratio
4.5%
Return on assets
0.11%
Financial profile · Pro
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| $16 below the national median$9 below the California median |
| per item |
| — |
| Source |
| Daily Negative Balance Fee | $5Within the typical range ($5–$15 nationally) | At the national medianAt the California median | per day | — | Source |
| Overdraft Protection Transfers from Savings | $3Within the typical range ($2.50–$5 nationally) | $2 below the national medianAt the California median | — | — | Source |
| At the national median$5 above the California median |
| — |
| — |
| Source |
| $7.50 below the national median$2.50 below the California median |
| — |
| — |
| Source |
| $25 above the national median$30 above the California median |
| per item |
| — |
| Source |
| Legal Processing | $50Within the typical range ($30–$100 nationally) | At the national medianAt the California median | — | — | Source |
| Verification of Deposit | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| $15 above the national median$15 above the California median |
| — |
| — |
| Source |