Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Enbright Federal Credit Union

Nashville, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Money Market Low Balance Fee$10Within the typical range ($5–$10 nationally)

$3 above the national median$0.75 above the Tennessee median

Account Balancing Assistance$25

$7.50 above the national median$10 above the Tennessee median

Source

Return Mail Fee / Incorrect$5

$12.50 below the national median$10 below the Tennessee median

Source

Paper Statement Fee$5.95

$2.95 above the national median$2.95 above the Tennessee median

per month · Source

Overdraft & NSFVerified

Returned Check$33Above the typical range ($25–$32 nationally)
$3 above the national median$3 above the Tennessee median
Source

ATM & CardVerified

ATM Balance Inquiry Fee$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Tennessee median
per item · Source
Copy of ATM/Debit Card Sales$5Above the typical range ($1–$2.25 nationally)
$3.50 above the national median$4 above the Tennessee median
per item · Source
Replace Lost or Stolen ATM/Debit$25Above the typical range ($5–$10 nationally)
$15 above the national median$15 above the Tennessee median
per item · Source

Wire TransfersVerified

Wire Transfer - Incoming$10Within the typical range ($5–$15 nationally)
At the national median$5 below the Tennessee median
Source

Check ServicesVerified

& Account is Stop Payment - Draft or ACH$33Above the typical range ($20–$30 nationally)
$5.50 above the national median$3 above the Tennessee median
Source
Stop Payment - Bill Pay Item$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$5 above the Tennessee median
per item · Source

Digital & ElectronicVerified

Bill Payment Service$1Within the typical range ($0–$9.95 nationally)
$1.50 below the national median$0.62 above the Tennessee median
per month · Source

Account ServicesVerified

Levy or Garnishment Fee$25Below the typical range ($30–$90 nationally)
$25 below the national median$25 below the Tennessee median
Source

Retirement & IRAVerified

IRA Transfer$25Within the typical range ($25–$35 nationally)
At the national medianAt the Tennessee median
Source

Gift & Prepaid CardsVerified

Visa Gift Cards$3.99Within the typical range ($3–$4.95 nationally)
$0.49 above the national median$0.99 above the Tennessee median
per item · Source

Other FeesVerified

ID Theft Security Fee: Unsecured Loan Processing Fee$5Below the typical range ($25–$100 nationally)
$32.50 below the national median$30 below the Tennessee median
Source
Secured Loan Processing Fee$25Within the typical range ($25–$100 nationally)
$12.50 below the national median$10 below the Tennessee median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Money Market Low Balance Fee	$10Within the typical range ($5–$10 nationally)	$3 above the national median$0.75 above the Tennessee median	per item	—	Source
Account Balancing Assistance	$25Within the typical range ($11.38–$25 nationally)	$7.50 above the national median$10 above the Tennessee median	—	—	Source
Return Mail Fee / Incorrect	$5Below the typical range ($11.38–$25 nationally)	$12.50 below the national median$10 below the Tennessee median	—	—	Source
Paper Statement Fee	$5.95Above the typical range ($2–$4.68 nationally)	$2.95 above the national median$2.95 above the Tennessee median	per month	—	Source
Overdraft & NSFVerified
Returned Check	$33Above the typical range ($25–$32 nationally)	$3 above the national median$3 above the Tennessee median	—	—	Source
ATM & CardVerified
ATM Balance Inquiry Fee	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national medianAt the Tennessee median	per item	—	Source
Copy of ATM/Debit Card Sales	$5
Wire TransfersVerified
Wire Transfer - Incoming	$10Within the typical range ($5–$15 nationally)	At the national median$5 below the Tennessee median	—	—	Source
Check ServicesVerified
& Account is Stop Payment - Draft or ACH	$33Above the typical range ($20–$30 nationally)	$5.50 above the national median$3 above the Tennessee median	—	—	Source
Stop Payment - Bill Pay Item	$35
Digital & ElectronicVerified
Bill Payment Service	$1Within the typical range ($0–$9.95 nationally)	$1.50 below the national median$0.62 above the Tennessee median	per month	—	Source
Account ServicesVerified
Levy or Garnishment Fee	$25Below the typical range ($30–$90 nationally)	$25 below the national median$25 below the Tennessee median	—	—	Source
Retirement & IRAVerified
IRA Transfer	$25Within the typical range ($25–$35 nationally)	At the national medianAt the Tennessee median	—	—	Source
Gift & Prepaid CardsVerified
Visa Gift Cards	$3.99Within the typical range ($3–$4.95 nationally)	$0.49 above the national median$0.99 above the Tennessee median	per item	—	Source
Other FeesVerified
ID Theft Security Fee: Unsecured Loan Processing Fee	$5Below the typical range ($25–$100 nationally)	$32.50 below the national median$30 below the Tennessee median	—	—	Source
Secured Loan Processing Fee	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $33

10% above the national median NSF fee

17 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$79.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$79.3M

Total deposits

$70.1M

Service charge income (year to date)

$268K

Fee income ratio

9.0%

Return on assets

0.07%

Financial profile · Pro

Performance from regulator filings

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Based on 65,783 published fee entries from 3,612 institutions

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