vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the California median
At the national median$1.50 above the California median
$3 below the national median$1.50 below the California median
$2.50 above the national medianAt the California median
$16 below the national median$9 below the California median
per day · Source
$83 below the national median$94 below the California median
per day · Source
$0.50 below the national median$1 below the California median
$25 above the national median$20 above the California median
At the national medianAt the California median
At the national medianAt the California median
$5 below the national medianAt the California median
At the national median$5 above the California median
$3 below the national median$3 below the California median
$2.50 below the national median$2.50 above the California median
At the national median$1 below the California median
per item · per page of 4 · Institution’s schedule
$5 above the national median$4 above the California median
At the national medianAt the California median
$2.50 below the national median$5 below the California median
$10 above the national median$7 above the California median
$12.50 above the national medianAt the California median
$15 below the national median$10 below the California median
$5 above the national median$5 above the California median
$5 above the national median$5 above the California median
per year · Source
$5 below the national median$5 below the California median
per item · Source
At the national median$1.50 below the California median
$62.50 above the national median$25 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure (within 90 days) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the California median | — | — | Source |
| Dormant Account Fee (Waived for minors and accounts with +) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | — | — | Source |
| Escheat Notice Fee (Per Notice) | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Account Reconciliation per hour (30-minute Minimum) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) Fee | $14Below the typical range ($25–$32 nationally) | $16 below the national median$9 below the California median | per day | — | Source |
| Non-Sufficient Funds (NSF) Fee daily maximum | $42 | ||||
ATM & CardVerified | |||||
| ATM Surcharge | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the California median | — | — | Source |
| Debit Card Replacement Rush | $65 | ||||
Wire TransfersVerified | |||||
| Wire – Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the California median | — | — | Source |
| Wire – Incoming Domestic | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the California median | — | — | Source |
| Stop Payment: ACH or Share Draft | $25 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the California median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit | $25Within the typical range ($8–$25 nationally) | $10 above the national median$7 above the California median | — | — | Source |
Account ServicesVerified | |||||
| Notary | $15Above the typical range ($0–$5 nationally) | $12.50 above the national medianAt the California median | — | — | Source |
| Levy/Garnishment Fee | $35 | ||||
Retirement & IRAVerified | |||||
| IRA Annual Maintenance | $20Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the California median | per year | — | Source |
| IRA Closure/Transfer | $20 | ||||
Vehicle & TitleVerified | |||||
| Duplicate Title/Lien Release | $20Within the typical range ($15–$49.34 nationally) | $5 below the national median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national median$1.50 below the California median | — | — | Source |
| Subordination Agreement | $100 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
27
Under review
0
Assets
$49.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$49.5M
Total deposits
$42.5M
Service charge income (year to date)
$30K
Fee income ratio
2.3%
Return on assets
1.37%
Financial profile · Pro
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| $83 below the national median$94 below the California median |
| per day |
| — |
| Source |
| $25 above the national median$20 above the California median |
| — |
| — |
| Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| Wire – Outgoing International | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the California median | — | — | Source |
| Wire – Incoming International | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the California median | — | — | Source |
| $2.50 below the national median$2.50 above the California median |
| — |
| — |
| Source |
| Temporary Checks (Established Account) | $2Within the typical range ($1–$4 nationally) | At the national median$1 below the California median | per item | per page of 4 | Institution’s schedule |
| Check Cashing Non-Member | $10Within the typical range ($5–$10 nationally) | $5 above the national median$4 above the California median | — | — | Source |
| Cashier’s Check Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the California median | — | — | Source |
| $15 below the national median$10 below the California median |
| — |
| — |
| Source |
| Verification of Deposit/Account Verification Letter | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| $5 below the national median$5 below the California median |
| per item |
| — |
| Source |
| $62.50 above the national median$25 above the California median |
| — |
| — |
| Source |