Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

M.P.D. Community Federal Credit Union

Nashville, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure (Within 6 Months of Opening Date)$5Below the typical range ($10–$25 nationally)

$12.50 below the national median$10 below the Tennessee median

Abandoned Property report processing fee$25

$20 above the national median$17 above the Tennessee median

Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2337. canonical_hint=dormant_account; text_hash=c24613d43adbf54ed397027af883f6e919fd04ac4fd85dd29cfc494ad99f7d17; excerpt="Abandoned Property report processing fee | $25.00" · Source

Inactive Account Fee (per Month)$12

$7 above the national median$4 above the Tennessee median

per month · Source

Account Reconciliation & Research (per Hour)$30

$12.50 above the national median$15 above the Tennessee median

Source

Overdraft & NSFVerified

Any Negotiable Item Returned Non-Sufficient Funds/Uncollectable$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Tennessee median
per item · Source

ATM & CardVerified

Foreign ATM Usage Fee$3Above the typical range ($1–$2.25 nationally)
$1.50 above the national median$2 above the Tennessee median
Source

Check ServicesVerified

Credit Union Corporate Check Payable to a Third Party (free with Secure Rewards Checking)$5Within the typical range ($3–$6 nationally)
At the national medianAt the Tennessee median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$5 below the Tennessee median
per item · Source
Photocopy (Share Draft/Checking Item)$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Tennessee median
Source

Account ServicesVerified

Notary (Members) (free with Secure Rewards Checking)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median$5 above the Tennessee median
per item · Source
Notary (Non-Member Only)$25Above the typical range ($0–$5 nationally)
$22.50 above the national median$25 above the Tennessee median
Source
Legal Process Fee (e.g. Attachment, Levy, Garnishment) per Occurrence$150Above the typical range ($30–$90 nationally)
$100 above the national median$100 above the Tennessee median
per item · Source
Temporary Lien Fee$15Below the typical range ($30–$100 nationally)
$35 below the national median$35 below the Tennessee median
per item · Source
Written Verification of Deposit$10Within the typical range ($5–$15 nationally)
At the national medianAt the Tennessee median
Source

Lending FeesVerified

Late Payment Fee (10 or More Days Late) Excluding VISA Classic Credit Card and First Mortgage$30Above the typical range ($10–$25 nationally)
$10 above the national median$5 above the Tennessee median
Source
UCC Filing Fee: Cost +$5Below the typical range ($20.08–$71.25 nationally)
$27 below the national median
Knox extract.rules v32 categorized a line held for review from Rosetta artifact #2337. canonical_hint=loan_origination; text_hash=c24613d43adbf54ed397027af883f6e919fd04ac4fd85dd29cfc494ad99f7d17; excerpt="UCC Filing Fee | Cost + $5.00" · Source

Retirement & IRAVerified

IRA Transfer Fee (to another institution)$25Within the typical range ($25–$35 nationally)
At the national medianAt the Tennessee median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2337. canonical_hint=ira_termination; text_hash=c24613d43adbf54ed397027af883f6e919fd04ac4fd85dd29cfc494ad99f7d17; excerpt="IRA Transfer Fee (to another institution) | $25.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$3.50Within the typical range ($3–$4.95 nationally)
At the national median$0.50 above the Tennessee median
per item · per card · Institution’s schedule
Visa Gift Card (per Card)$3.50Within the typical range ($3–$4.95 nationally)
At the national median$0.50 above the Tennessee median
per item · Source

Other FeesVerified

Statement Copies or History Printout (per Page)$10Above the typical range ($2–$5 nationally)
$7 above the national median$7 above the Tennessee median
per item · Source
Set 4 Class loan application fee$30Within the typical range ($25–$100 nationally)
$7.50 below the national median$5 below the Tennessee median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2337. canonical_hint=other_lending_fee; text_hash=c24613d43adbf54ed397027af883f6e919fd04ac4fd85dd29cfc494ad99f7d17; excerpt="Set 4 Class loan application fee | $30.00" · Source
Skip-A-Pay Fee$60Within the typical range ($25–$100 nationally)
$22.50 above the national median$25 above the Tennessee median
Source
Subordination Agreement$150Above the typical range ($25–$100 nationally)
$112.50 above the national median$115 above the Tennessee median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Closure (Within 6 Months of Opening Date)	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$10 below the Tennessee median	—	—	Source
Abandoned Property report processing fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median$17 above the Tennessee median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2337. canonical_hint=dormant_account; text_hash=c24613d43adbf54ed397027af883f6e919fd04ac4fd85dd29cfc494ad99f7d17; excerpt="Abandoned Property report processing fee \| $25.00"	Source
Inactive Account Fee (per Month)	$12Above the typical range ($5–$10 nationally)	$7 above the national median$4 above the Tennessee median	per month	—	Source
Account Reconciliation & Research (per Hour)	$30Above the typical range ($12–$25 nationally)	$12.50 above the national median$15 above the Tennessee median	—	—	Source
Overdraft & NSFVerified
Any Negotiable Item Returned Non-Sufficient Funds/Uncollectable	$25Within the typical range ($25–$32 nationally)	$5 below the national median$5 below the Tennessee median	per item	—	Source
ATM & CardVerified
Foreign ATM Usage Fee	$3Above the typical range ($1–$2.25 nationally)	$1.50 above the national median$2 above the Tennessee median	—	—	Source
Check ServicesVerified
Credit Union Corporate Check Payable to a Third Party (free with Secure Rewards Checking)	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Tennessee median	—	—	Source
Stop Payment	$25
Account ServicesVerified
Notary (Members) (free with Secure Rewards Checking)	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median$5 above the Tennessee median	per item	—	Source
Notary (Non-Member Only)	$25
Lending FeesVerified
Late Payment Fee (10 or More Days Late) Excluding VISA Classic Credit Card and First Mortgage	$30Above the typical range ($10–$25 nationally)	$10 above the national median$5 above the Tennessee median	—	—	Source
UCC Filing Fee: Cost +	$5
Retirement & IRAVerified
IRA Transfer Fee (to another institution)	$25Within the typical range ($25–$35 nationally)	At the national medianAt the Tennessee median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2337. canonical_hint=ira_termination; text_hash=c24613d43adbf54ed397027af883f6e919fd04ac4fd85dd29cfc494ad99f7d17; excerpt="IRA Transfer Fee (to another institution) \| $25.00"	Source
Gift & Prepaid CardsVerified
Visa Gift Card	$3.50Within the typical range ($3–$4.95 nationally)	At the national median$0.50 above the Tennessee median	per item	per card	Institution’s schedule
Visa Gift Card (per Card)	$3.50
Other FeesVerified
Statement Copies or History Printout (per Page)	$10Above the typical range ($2–$5 nationally)	$7 above the national median$7 above the Tennessee median	per item	—	Source
Set 4 Class loan application fee	$30

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

23 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$41.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$41.0M

Total deposits

$36.2M

Service charge income (year to date)

$59K

Fee income ratio

4.6%

Return on assets

0.80%

Financial profile · Pro

Performance from regulator filings

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