vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.75 below the Massachusetts median
per month · Source
$8 above the national median$10 above the Massachusetts median
per month · Source
$2 below the national medianAt the Massachusetts median
per month · Source
$3 above the national median$5 above the Massachusetts median
per month · Source
$4 below the national median$4 below the Massachusetts median
$12.50 above the national median$5 above the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
$7.50 below the national median$15 below the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national median$5 above the Massachusetts median
$1 above the national medianAt the Massachusetts median
per day · Source
$2.50 above the national median$3.75 above the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
$2 above the national medianAt the Massachusetts median
$22.50 above the national median$25 above the Massachusetts median
$7.50 above the national median$10 above the Massachusetts median
$8 below the national median$0.14 below the Massachusetts median
$130 above the national median$110 above the Massachusetts median
$155 above the national median$135 above the Massachusetts median
$205 above the national median$185 above the Massachusetts median
$30 above the national median$10 above the Massachusetts median
$5 above the national median$15 below the Massachusetts median
$65 above the national median$45 above the Massachusetts median
$20 above the national medianAt the Massachusetts median
$50 above the national median$50 above the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
$5 below the national median$5 above the Massachusetts median
$200 below the national median$400 below the Massachusetts median
$15 above the national median$15 above the Massachusetts median
$3 above the national median$1 above the Massachusetts median
$27.50 below the national median$140 below the Massachusetts median
$87.50 above the national median$25 below the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| MyInterest Checking Service Charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.75 below the Massachusetts median | per month | — | Source |
| Service Charge if balance falls below | $15Above the typical range ($5–$10 nationally) | $8 above the national median$10 above the Massachusetts median | per month | — | Source |
| Service Charge if balance falls below | $5Within the typical range ($5–$10 nationally) | $2 below the national medianAt the Massachusetts median | per month | — | Source |
| Service Charge if combined loan and deposit balances fall below | $10Within the typical range ($5–$10 nationally) | $3 above the national median$5 above the Massachusetts median | per month | — | Source |
| Abandoned Property Negotiable Instrument | $1Below the typical range ($5–$10 nationally) | $4 below the national median$4 below the Massachusetts median | — | — | Source |
| Account Research Fee (one-hour minimum) | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$5 above the Massachusetts median | — | — | Source |
| Bad Address Fee (per account) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | — | — | Source |
| Money Market Regulation D Excess Transaction Fee | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$15 below the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Service (OPS) Paid Item | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Non-Sufficient Funds (NSF) Returned Item | $35 | ||||
ATM & CardVerified | |||||
| Replacement card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Incoming Wire Transfer | $10 | ||||
Check ServicesVerified | |||||
| Each additional Check or Money Order | $3Within the typical range ($1.50–$3 nationally) | $1 above the national medianAt the Massachusetts median | per day | — | Source |
| Stop Payment | $30 | ||||
Digital & ElectronicVerified | |||||
| Expediated Bill Payment - Check | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$25 above the Massachusetts median | — | — | Source |
| Expediated Bill Payment - Electronic | $10 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $7Below the typical range ($8–$25 nationally) | $8 below the national median$0.14 below the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10" x 10" | $175Above the typical range ($30–$70 nationally) | $130 above the national median$110 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 18" x 15" | $200 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 above the Massachusetts median | — | — | Source |
| plus Appraisal Fee | $125 | ||||
Retirement & IRAVerified | |||||
| IRA Outgoing Trustee Transfer Fee | $40Above the typical range ($25–$35 nationally) | $15 above the national median$15 above the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Duplicate Statement | $6Above the typical range ($2–$5 nationally) | $3 above the national median$1 above the Massachusetts median | — | — | Source |
| Lien Release Letter | $10 | ||||
Overdraft
$35.00
Of 42 others that publish it, 40 lower, 1 the same and 1 higher.
Monthly maintenance
$5.00
Of 24 others that publish it, 14 lower, 1 the same and 9 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
36
Under review
0
Assets
$1.4B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.4B
Total deposits
$1.1B
Service charge income (year to date)
$905K
Fee income ratio
2.6%
Return on assets
0.88%
Financial profile · Pro
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| $5 above the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Outgoing International Wire Transfer | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Massachusetts median | — | — | Source |
| $2.50 above the national median$3.75 above the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment of a Bill Payer Check | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Copy of a Bill Payer Check | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
| $7.50 above the national median$10 above the Massachusetts median |
| — |
| — |
| Source |
| $155 above the national median$135 above the Massachusetts median |
| — |
| — |
| Source |
| Safe Deposit Box 24" x 19" | $250Above the typical range ($30–$70 nationally) | $205 above the national median$185 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 3" x 10" | $75Above the typical range ($30–$70 nationally) | $30 above the national median$10 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 3" x 5" | $50Within the typical range ($30–$70 nationally) | $5 above the national median$15 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 5" x 10" | $110Above the typical range ($30–$70 nationally) | $65 above the national median$45 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 5" x 5" | $65Within the typical range ($30–$70 nationally) | $20 above the national medianAt the Massachusetts median | — | — | Source |
| Processing of Levy, Garnishment or Other Legal Service | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Massachusetts median | per item | — | Source |
| Verification of Deposit | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $200 below the national median$400 below the Massachusetts median |
| — |
| — |
| Source |
| $27.50 below the national median$140 below the Massachusetts median |
| — |
| — |
| Source |
| Preparation of Subordination Agreement | $125Above the typical range ($25–$100 nationally) | $87.50 above the national median$25 below the Massachusetts median | — | — | Source |