vs. U.S. typical range:LowerTypicalHigher
$22.50 above the national median$15 above the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
$2 above the national median$3 above the Massachusetts median
$5 below the national median$5 below the Massachusetts median
$5 above the national median$5 above the Massachusetts median
At the national medianAt the Massachusetts median
$10 above the national median$10 above the Massachusetts median
$60 above the national median$50 above the Massachusetts median
per item · Institution’s schedule
$60 above the national median$50 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
At the national medianAt the Massachusetts median
$2 below the national median$2 below the Massachusetts median
per item · Source
$7.50 above the national median$8.75 above the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$2 above the national medianAt the Massachusetts median
$2.50 below the national medianAt the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
At the national medianAt the Massachusetts median
$7.50 below the national median$120 below the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research (Acct Research) | $40Above the typical range ($12–$25 nationally) | $22.50 above the national median$15 above the Massachusetts median | — | — | Source |
| Returned Mail- Incorrect Address (Returned Mail) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | — | — | Source |
| Paper Statement Fee | $5Above the typical range ($2–$4.59 nationally) | $2 above the national median$3 above the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Fee- ATM Transaction (EFT Nsf Fee) | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| Insufficient Funds Fee- Returned Check (Sd Rtn Nsf Fee) | $35 | ||||
ATM & CardVerified | |||||
| Debit Master Card/ Visa Credit Card- Replacement (Debit-Replace) | $20Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Massachusetts median | — | — | Source |
| Debit Master Card - Rush Delivery Fee | $100 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Out Transfer (Wire Out Dom) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Domestic Wire In Transfer (Wire In) | $10 | ||||
Check ServicesVerified | |||||
| Bank Check Withdrawal (1 free monthly) | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Massachusetts median | per item | — | Source |
| Stop Payment Fee for Credit Union Check (Stop Pay-CU CK) | $35 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Tax Levy/ Garnishment (Levy Garnish) | $50 | ||||
Other FeesVerified | |||||
| Real Estate Subordination (LS-Re Loan Subord) | $30Within the typical range ($25–$100 nationally) | $7.50 below the national median$120 below the Massachusetts median | — | — | Source |
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
20
Under review
0
Assets
$29.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$29.6M
Total deposits
$25.6M
Service charge income (year to date)
$50K
Fee income ratio
7.3%
Return on assets
0.67%
Financial profile · Pro
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| $5 above the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| Overdraft Transfer fee from Shares or Loan (O/D From Loan) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $60 above the national median$50 above the Massachusetts median |
| per item |
| — |
| Institution’s schedule |
| Debit Master Card- Rush Delivery Fee (Debit Card Rush) | $100Above the typical range ($30–$50 nationally) | $60 above the national median$50 above the Massachusetts median | — | — | Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| $7.50 above the national median$8.75 above the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment Fee for Personal Check (Sd Stop Pay Fee) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Check cashing for 3rd party (non-members) (3rd Pty CK Cshg) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Draft Copy (Free Via Online Banking) (Draft Copy) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |