vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$15 below the Massachusetts median
$5 below the national median$5 below the Massachusetts median
$1 below the national median$1 below the Massachusetts median
$0.50 below the national median$0.50 below the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
$10 below the national median$10 below the Massachusetts median
$20 below the national median$15 below the Massachusetts median
$7.50 below the national median$6.25 below the Massachusetts median
$2.50 below the national medianAt the Massachusetts median
$7.77 below the national median$0.09 above the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
$1 below the national median$3 below the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research/Reconciliation/Copies | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$15 below the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF Fee (Returned Check) | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| Overdraft Transfer Fee | $4 | ||||
ATM & CardVerified | |||||
| ATM Withdrawals (excess of 5 per month) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Massachusetts median | per month | — | Source |
| Card Replacement Fee | $10 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the Massachusetts median | — | — | Source |
| International Wire Transfer | $30 | ||||
Check ServicesVerified | |||||
| Stop Payment Request | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$6.25 below the Massachusetts median | — | — | Source |
Digital & ElectronicVerified | |||||
| Online Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Massachusetts median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Check Returned | $7.23Below the typical range ($8–$25 nationally) | $7.77 below the national median$0.09 above the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Copy of Statement | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the Massachusetts median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
8 of 15
Published fees
12
Under review
0
Assets
$47.1M
Work at Worcester Fire Dept. Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$47.1M
Total deposits
$40.9M
Service charge income (year to date)
$49K
Fee income ratio
5.4%
Return on assets
0.85%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $1 below the national median$1 below the Massachusetts median |
| — |
| — |
| Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| $20 below the national median$15 below the Massachusetts median |
| — |
| — |
| Source |