vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$5 above the Massachusetts median
At the national medianAt the Massachusetts median
per month · Source
$12.50 above the national median$5 above the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
per month · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #11895. canonical_hint=account_research; text_hash=7b48431ef168f04fbc0f6c5b6a5ac1bb58762241defcb3bb88687d888299dcbd; excerpt="Returned Mail Fee (monthly) | $5.00" · Source
$1 below the national medianAt the Massachusetts median
$2 above the national median$2 above the Massachusetts median
$2 above the national median$2 above the Massachusetts median
per item · Source
$5 above the national median$5 above the Massachusetts median
per item · Source
$0.50 above the national median$0.50 above the Massachusetts median
per item · Source
$5 above the national median$5 above the Massachusetts median
$10 above the national median$10 above the Massachusetts median
At the national medianAt the Massachusetts median
$3 above the national median$2 above the Massachusetts median
$4.50 above the national median$5.75 above the Massachusetts median
$1 above the national median$1.25 above the Massachusetts median
per item · Source
$10 above the national median$10 above the Massachusetts median
$2 above the national medianAt the Massachusetts median
per item · Source
$10 above the national median$17.86 above the Massachusetts median
$10 below the national median$2.14 below the Massachusetts median
$65 above the national median$45 above the Massachusetts median
$10 above the national median$10 below the Massachusetts median
$5 below the national median$25 below the Massachusetts median
$30 above the national median$10 above the Massachusetts median
$5 above the national median$15 below the Massachusetts median
$40 above the national median$20 above the Massachusetts median
$155 above the national median$135 above the Massachusetts median
$15 below the national median$35 below the Massachusetts median
per item · Source
$25 above the national median$25 above the Massachusetts median
At the national medianAt the Massachusetts median
$2 above the national medianAt the Massachusetts median
per item · Source
$27.50 below the national median$140 below the Massachusetts median
$212.50 above the national median$100 above the Massachusetts median
$112.50 above the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure (within 30 days of opening) | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 above the Massachusetts median | — | — | Source |
| Inactive Account (monthly – no activity in 12 months) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | per month | — | Source |
| Research/Account Reconciliation (per hour; $30 minimum) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$5 above the Massachusetts median | — | — | Source |
| Returned Mail Fee (monthly) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | per month | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #11895. canonical_hint=account_research; text_hash=7b48431ef168f04fbc0f6c5b6a5ac1bb58762241defcb3bb88687d888299dcbd; excerpt="Returned Mail Fee (monthly) | $5.00" | Source |
| Paper Statement | $2Within the typical range ($2–$4.95 nationally) | $1 below the national medianAt the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Fee | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Massachusetts median | — | — | Source |
| Nonsufficient Funds Fee (each) | $32 | ||||
ATM & CardVerified | |||||
| ATM Withdrawal Fee (each – after 8 per month) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Massachusetts median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fee: Domestic - Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Wire Transfer Fee: Domestic - Incoming | $20 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Money Order | $5 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item – Member or Business | $25Within the typical range ($8–$25 nationally) | $10 above the national median$17.86 above the Massachusetts median | — | — | Source |
| Returned Deposited Item – Non-Member | $5 | ||||
Account ServicesVerified | |||||
| 10” x 10” safe deposit box | $110Above the typical range ($30–$70 nationally) | $65 above the national median$45 above the Massachusetts median | — | — | Source |
| 3” x 10” safe deposit box | $55 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy (each) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | per item | — | Source |
| Duplicate Release of Lien | $10 | ||||
Overdraft
$32.00
Of 42 others that publish it, 37 lower, 1 the same and 4 higher.
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Headline fees vs. national median
Overdraft
$32
Headline fees published
10 of 15
Published fees
33
Under review
0
Assets
$280.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$280.2M
Total deposits
$242.0M
Service charge income (year to date)
$432K
Fee income ratio
6.8%
Return on assets
-1.06%
Financial profile · Pro
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| $2 above the national median$2 above the Massachusetts median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee (each) | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5 above the Massachusetts median | per item | — | Source |
| $10 above the national median$10 above the Massachusetts median |
| — |
| — |
| Source |
| $3 above the national median$2 above the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment Request (each): Personal/Business Check | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$5.75 above the Massachusetts median | — | — | Source |
| Temporary Checks (per sheet) Free for Senior Checking | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1.25 above the Massachusetts median | per item | — | Source |
| Foreign Check Collection | $30Above the typical range ($10–$25 nationally) | $10 above the national median$10 above the Massachusetts median | — | — | Source |
| Cancelled Check Copy (each) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | per item | — | Source |
| $10 below the national median$2.14 below the Massachusetts median |
| — |
| — |
| Source |
| $10 above the national median$10 below the Massachusetts median |
| — |
| — |
| Source |
| 3” x 5” safe deposit box | $40Within the typical range ($30–$70 nationally) | $5 below the national median$25 below the Massachusetts median | — | — | Source |
| 5” x 10” safe deposit box | $75Above the typical range ($30–$70 nationally) | $30 above the national median$10 above the Massachusetts median | — | — | Source |
| 5” x 5” safe deposit box | $50Within the typical range ($30–$70 nationally) | $5 above the national median$15 below the Massachusetts median | — | — | Source |
| 6” x 10” safe deposit box | $85Above the typical range ($30–$70 nationally) | $40 above the national median$20 above the Massachusetts median | — | — | Source |
| Safe Deposit Drilling Fee | $200Above the typical range ($30–$70 nationally) | $155 above the national median$135 above the Massachusetts median | — | — | Source |
| Safe Deposit Key Replacement (per key) | $30Within the typical range ($30–$70 nationally) | $15 below the national median$35 below the Massachusetts median | per item | — | Source |
| Tax Levy/Attachment | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 above the Massachusetts median | — | — | Source |
| $27.50 below the national median$140 below the Massachusetts median |
| — |
| — |
| Source |
| Partial Release of Lien | $250Above the typical range ($25–$100 nationally) | $212.50 above the national median$100 above the Massachusetts median | — | — | Source |
| Subordination Fee | $150Above the typical range ($25–$100 nationally) | $112.50 above the national medianAt the Massachusetts median | — | — | Source |