vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$6.98 below the Georgia median
per month · Source
$12.50 below the national median$5 below the Georgia median
per transaction · Source
At the national medianAt the Georgia median
per month · Source
$2.50 above the national median$5 above the Georgia median
$5 below the national median$7 below the Georgia median
$5 below the national median$5 below the Georgia median
per item · Source
$10 above the national median$10 above the Georgia median
$15 below the national median$25 below the Georgia median
per item · Institution’s schedule
$5 below the national medianAt the Georgia median
At the national medianAt the Georgia median
per item · Institution’s schedule
$2 below the national median$2 below the Georgia median
$2.50 below the national median$7 below the Georgia median
per item · Source
At the national medianAt the Georgia median
$2 above the national median$2 above the Georgia median
At the national medianAt the Georgia median
$10 above the national median$15 above the Georgia median
At the national medianAt the Georgia median
$1.50 below the national median$1 below the Georgia median
per item · Source
$12.50 below the national median$7.50 below the Georgia median
$12.50 above the national median$17.50 above the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Share Draft Account Monthly Maintenance | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.98 below the Georgia median | per month | — | Source |
| Club Account Early Withdrawal (Per withdrawal prior to November 1st) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Georgia median | per transaction | — | Source |
| Dormant Account Monthly fee for up to 12 months | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per month | — | Source |
| Account Research (Per hour / One hour minimum) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF (Non‐Sufficient funds) | $25Within the typical range ($25–$32 nationally) | $5 below the national median$7 below the Georgia median | — | — | Source |
ATM & CardVerified | |||||
| New/Replacement Travel Money Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Georgia median | per item | — | Source |
| Visa Debit Card Replacement/Reissue Fee | $20 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer (Outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Georgia median | — | — | Source |
| Incoming Wire | $10 | ||||
Check ServicesVerified | |||||
| Official Check to Third Party (After three (3) free per month) | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Georgia median | — | — | Source |
| Stop Payment Check/ACH Request (Signature required) | $25 | ||||
Account ServicesVerified | |||||
| Garnishment and Levy Processing | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Georgia median | — | — | Source |
Lending FeesVerified | |||||
| Loan Late Fee | $30Above the typical range ($10–$25 nationally) | $10 above the national median$15 above the Georgia median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer Fee | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Georgia median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Travel Money Card Reload | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$1 below the Georgia median | per item | — | Source |
Other FeesVerified | |||||
| Duplicate Lien Release | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$7.50 below the Georgia median | — | — | Source |
| Loan Modification | $50 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
7 of 15
Published fees
20
Under review
0
Assets
$27.6M
Work at Southern Pine Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$27.6M
Total deposits
$20.9M
Service charge income (year to date)
$15K
Fee income ratio
2.2%
Return on assets
0.95%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $10 above the national median$10 above the Georgia median |
| — |
| — |
| Source |
| Visa Debit Card Rush Order Fee | $25Below the typical range ($30–$50 nationally) | $15 below the national median$25 below the Georgia median | per item | — | Institution’s schedule |
| At the national medianAt the Georgia median |
| per item |
| — |
| Institution’s schedule |
| $2.50 below the national median$7 below the Georgia median |
| per item |
| — |
| Source |
| Check Cashing (Non‐Members) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Copy of Cancelled Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Georgia median | — | — | Source |
| $12.50 above the national median$17.50 above the Georgia median |
| — |
| — |
| Source |