Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Newport News Mun. Emp Credit Union

Newport News, VirginiaCredit UnionRichmond Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (after 1 year of inactivity; per month if Balance < $50)$5Within the typical range ($5–$10 nationally)

At the national median$5 below the Virginia median

Escheat Fee$25

$20 above the national median$15 above the Virginia median

Source

Account Reconciliation (per hour)$20

$2.50 above the national median$5 above the Virginia median

Source

Overdraft & NSFVerified

Overdrafts (per item)$30Within the typical range ($25–$33 nationally)
At the national medianAt the Virginia median
per item · Source
Returned NSF Drafts/ACH Debits (per item)$30Within the typical range ($25–$32 nationally)
At the national medianAt the Virginia median
per item · Source

ATM & CardVerified

Balance Inquiry$0.50Below the typical range ($1–$2.25 nationally)
$1 below the national median$0.50 below the Virginia median
Source
Non-Proprietary ATM Network Fee (per transaction)$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Virginia median
per transaction · Source
ATM / Debit Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Virginia median
Source

Wire TransfersVerified

Wire Transfers: Outgoing (domestic)$10Below the typical range ($20–$25 nationally)
$15 below the national median$13.75 below the Virginia median
Source
Wire Transfers: Incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median$5 below the Virginia median
Source
Wire Transfers: Outgoing (foreign)$25Below the typical range ($40–$50 nationally)
$25 below the national median$22.50 below the Virginia median
Source

Check ServicesVerified

Money Order (per item)$2Within the typical range ($1.50–$3 nationally)
At the national median$0.50 below the Virginia median
per item · Source
Stop Payment on Check or ACH (single item)$30Within the typical range ($20–$30 nationally)
$2.50 above the national medianAt the Virginia median
Source
Stop Payment on Credit Union Check$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$5 above the Virginia median
Source
Counter Check$1Within the typical range ($1–$4 nationally)
$1 below the national median$1 below the Virginia median
per item · Source
Copy of Cleared Check / Share Draft$0Below the typical range ($2–$5 nationally)
$3 below the national median$4 below the Virginia median
Source

Digital & ElectronicVerified

Bill Pay Concierge$20Above the typical range ($0–$9.95 nationally)
$17.50 above the national median$15.50 above the Virginia median
Source
Bill Pay Service$0Within the typical range ($0–$9.95 nationally)
$2.50 below the national median$4.50 below the Virginia median
Source

Cash & DepositVerified

Returned Deposited Item$30Above the typical range ($8–$25 nationally)
$15 above the national median$7.50 above the Virginia median
Source

Account ServicesVerified

Garnishment Processing$20Below the typical range ($30–$90 nationally)
$30 below the national median$55 below the Virginia median
Source

Retirement & IRAVerified

IRA External Transfer$20Below the typical range ($25–$35 nationally)
$5 below the national median$5 below the Virginia median
Source

Gift & Prepaid CardsVerified

Travel Money Card (new card and/or reload)$2.50Below the typical range ($3–$4.95 nationally)
$1 below the national median$1.45 below the Virginia median
Source
VISA Gift Card$1.50Below the typical range ($3–$4.95 nationally)
$2 below the national median$2.45 below the Virginia median
Source

Other FeesVerified

Statement Copies (per statement)$0Below the typical range ($2–$5 nationally)
$3 below the national median$4.50 below the Virginia median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (after 1 year of inactivity; per month if Balance < $50)	$5Within the typical range ($5–$10 nationally)	At the national median$5 below the Virginia median	per month	—	Source
Escheat Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median$15 above the Virginia median	—	—	Source
Account Reconciliation (per hour)	$20Within the typical range ($11.38–$25 nationally)	$2.50 above the national median$5 above the Virginia median	—	—	Source
Overdraft & NSFVerified
Overdrafts (per item)	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Virginia median	per item	—	Source
Returned NSF Drafts/ACH Debits (per item)	$30
ATM & CardVerified
Balance Inquiry	$0.50Below the typical range ($1–$2.25 nationally)	$1 below the national median$0.50 below the Virginia median	—	—	Source
Non-Proprietary ATM Network Fee (per transaction)	$1
Wire TransfersVerified
Wire Transfers: Outgoing (domestic)	$10Below the typical range ($20–$25 nationally)	$15 below the national median$13.75 below the Virginia median	—	—	Source
Wire Transfers: Incoming	$0
Check ServicesVerified
Money Order (per item)	$2Within the typical range ($1.50–$3 nationally)	At the national median$0.50 below the Virginia median	per item	—	Source
Stop Payment on Check or ACH (single item)	$30
Digital & ElectronicVerified
Bill Pay Concierge	$20Above the typical range ($0–$9.95 nationally)	$17.50 above the national median$15.50 above the Virginia median	—	—	Source
Bill Pay Service	$0
Cash & DepositVerified
Returned Deposited Item	$30Above the typical range ($8–$25 nationally)	$15 above the national median$7.50 above the Virginia median	—	—	Source
Account ServicesVerified
Garnishment Processing	$20Below the typical range ($30–$90 nationally)	$30 below the national median$55 below the Virginia median	—	—	Source
Retirement & IRAVerified
IRA External Transfer	$20Below the typical range ($25–$35 nationally)	$5 below the national median$5 below the Virginia median	—	—	Source
Gift & Prepaid CardsVerified
Travel Money Card (new card and/or reload)	$2.50Below the typical range ($3–$4.95 nationally)	$1 below the national median$1.45 below the Virginia median	—	—	Source
VISA Gift Card	$1.50
Other FeesVerified
Statement Copies (per statement)	$0Below the typical range ($2–$5 nationally)	$3 below the national median$4.50 below the Virginia median	—	—	Source

Against Virginia credit unions

Overdraft
$30.00
Of 30 others that publish it, 11 lower, 6 the same and 13 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

24 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$54.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$54.4M

Total deposits

$49.2M

Service charge income (year to date)

$131K

Fee income ratio

9.5%

Return on assets

1.21%

Financial profile · Pro

Performance from regulator filings

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