Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Racine Municipal Employees Federal Credit Union

Racine, WisconsinCredit UnionChicago Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

No minimum balance or monthly service fees$0Below the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Bill Pay NSF/Overdraft$30Within the typical range ($25–$33 nationally)
At the national median$2 above the Wisconsin median
Source
Overdraft due to ATM/Debit Transaction$25Within the typical range ($25–$33 nationally)
$5 below the national median$3 below the Wisconsin median
Source
Non-Sufficient Funds (NSF) Returned Item$30Within the typical range ($25–$32 nationally)
At the national median$2 above the Wisconsin median
Source
Overdraft Transfer from Savings$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the Wisconsin median
Source

ATM & CardVerified

ATM Withdrawals (5 Free Per Month)$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Wisconsin median
per item · Source
Replacement ATM/Debit Card$10Within the typical range ($5–$10 nationally)
At the national medianAt the Wisconsin median
Source

Check ServicesVerified

Cashier’s Checks & Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national median$1 below the Wisconsin median
per item · Source
Stop Payment Request$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$2.50 above the Wisconsin median
Source
Copy of Paid Check$3Within the typical range ($2–$5 nationally)
At the national medianAt the Wisconsin median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
No minimum balance or monthly service fees	$0Below the typical range ($4–$10 nationally)	$6 below the national median$6 below the Wisconsin median	per month	—	Source
Dormant/Inactive Account	$2Below the typical range ($5–$10 nationally)	$3 below the national median$3 below the Wisconsin median	per month	—	Source
Account Balancing or Research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7.50 above the Wisconsin median	—	—	Source
Overdraft & NSFVerified
Bill Pay NSF/Overdraft	$30Within the typical range ($25–$33 nationally)	At the national median$2 above the Wisconsin median	—	—	Source
Overdraft due to ATM/Debit Transaction	$25
ATM & CardVerified
ATM Withdrawals (5 Free Per Month)	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national medianAt the Wisconsin median	per item	—	Source
Replacement ATM/Debit Card	$10
Check ServicesVerified
Cashier’s Checks & Money Orders	$2Within the typical range ($1.50–$3 nationally)	At the national median$1 below the Wisconsin median	per item	—	Source
Stop Payment Request	$30
Digital & ElectronicVerified
Bill Pay Payments -3 FREE payments per month	$1Within the typical range ($0–$9.95 nationally)	$1.50 below the national median$2.50 below the Wisconsin median	per item	—	Source
Other FeesVerified
Statement Copies	$1Below the typical range ($2–$5 nationally)	$2 below the national median$1.63 below the Wisconsin median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

14 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$25.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$25.9M

Total deposits

$22.3M

Service charge income (year to date)

$34K

Fee income ratio

5.0%

Return on assets

1.21%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,787 published fee entries from 3,612 institutions

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