Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Scott Federal Credit Union

Edwardsville, IllinoisCredit UnionSt. Louis Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Fee$5Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft/Courtesy Pay per submission$27Within the typical range ($25–$33 nationally)
$3 below the national median$3 below the Illinois median
per item · Source
Non-sufficient Funds (NSF) per submission$27Within the typical range ($25–$32 nationally)
$3 below the national median$3 below the Illinois median
per item · Source
Transfer to cover overdraft$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the Illinois median
Source

ATM & CardVerified

ATM Withdrawals Outside of Network$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.25 below the Illinois median
Source
Other ATM Transactions Outside of Network$0.50Below the typical range ($1–$2.25 nationally)
$1 below the national median$0.75 below the Illinois median
Source
Replacement Debit Card$7Within the typical range ($5–$10 nationally)
$3 below the national median$3 below the Illinois median
Source

Wire TransfersVerified

Outgoing Domestic Wire Transfer$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Illinois median
Source
Outgoing International Wire Transfer$60Above the typical range ($40–$50 nationally)
$10 above the national median$10 above the Illinois median
Source

Check ServicesVerified

Cashier Check$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Illinois median
Source
Money Order$4Above the typical range ($1.50–$3 nationally)
$2 above the national median$1.75 above the Illinois median
per item · Source
Stop Payment$27Within the typical range ($20–$30 nationally)
$0.50 below the national median$2.50 below the Illinois median
Source
Photocopies of Share Draft$3Within the typical range ($2–$5 nationally)
At the national median$1 below the Illinois median
Source

Cash & DepositVerified

Returned Deposit items per submission$4.50Below the typical range ($8–$25 nationally)
$10.50 below the national median$10.50 below the Illinois median
Source
Returned Deposit Items per submission$15Within the typical range ($8–$25 nationally)
At the national medianAt the Illinois median
per item · Source

Account ServicesVerified

Safe Deposit Box 10x10$55Within the typical range ($30–$70 nationally)
$10 above the national median$10 above the Illinois median
Source
Safe Deposit Box 3x5$15Below the typical range ($30–$70 nationally)
$30 below the national median$30 below the Illinois median
Source
Safe Deposit Box 5x10$35Within the typical range ($30–$70 nationally)
$10 below the national median$10 below the Illinois median
Source
Safe Deposit Box 5x5$25Below the typical range ($30–$70 nationally)
$20 below the national median$20 below the Illinois median
Source
Safe Deposit Box 6x10$30Within the typical range ($30–$70 nationally)
$15 below the national median$15 below the Illinois median
Source
Safe Deposit Box 9x10$50Within the typical range ($30–$70 nationally)
$5 above the national median$5 above the Illinois median
Source
SOB Drill$150Above the typical range ($30–$70 nationally)
$105 above the national median$105 above the Illinois median
Source
SOB Replacement Key$20Below the typical range ($30–$70 nationally)
$25 below the national median$25 below the Illinois median
Source
Tax Levies & Garnishments$50Within the typical range ($30–$90 nationally)
At the national median$25 below the Illinois median
Source

Other FeesVerified

Additional copies of statements$4Within the typical range ($2–$5 nationally)
$1 above the national median$2 above the Illinois median
Source
Photocopies (per page)$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median$1.75 below the Illinois median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$2.24 below the Illinois median	per month	—	Source
No. Scott Credit Union checking accounts do not charge a monthly maintenance fee. A	$2Below the typical range ($4–$10 nationally)	$4 below the national median$5.24 below the Illinois median	per month	—	Source
Inactivity Fee (per month inactive)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Illinois median	per month	—	Source
3 paper statement fee applies if not enrolled in eStatements	$2Within the typical range ($2–$4.85 nationally)	$1 below the national median$1 below the Illinois median	—	—	Source
Overdraft & NSFVerified
Overdraft/Courtesy Pay per submission	$27Within the typical range ($25–$33 nationally)	$3 below the national median$3 below the Illinois median	per item	—	Source
Non-sufficient Funds (NSF) per submission	$27
ATM & CardVerified
ATM Withdrawals Outside of Network	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.25 below the Illinois median	—	—	Source
Other ATM Transactions Outside of Network	$0.50
Wire TransfersVerified
Outgoing Domestic Wire Transfer	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Illinois median	—	—	Source
Outgoing International Wire Transfer	$60
Check ServicesVerified
Cashier Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Illinois median	—	—	Source
Money Order	$4
Cash & DepositVerified
Returned Deposit items per submission	$4.50Below the typical range ($8–$25 nationally)	$10.50 below the national median$10.50 below the Illinois median	—	—	Source
Returned Deposit Items per submission	$15
Account ServicesVerified
Safe Deposit Box 10x10	$55Within the typical range ($30–$70 nationally)	$10 above the national median$10 above the Illinois median	—	—	Source
Safe Deposit Box 3x5	$15
Gift & Prepaid CardsVerified
Visa Gift Card	$3.50Within the typical range ($3–$4.95 nationally)	At the national medianAt the Illinois median	per item	—	Source
Other FeesVerified
Additional copies of statements	$4Within the typical range ($2–$5 nationally)	$1 above the national median$2 above the Illinois median	—	—	Source
Photocopies (per page)	$0.25

Against Illinois credit unions

Overdraft
$27.00
Of 29 others that publish it, 10 lower, 1 the same and 18 higher.
Monthly maintenance
$3.50
Of 9 others that publish it, 4 lower and 5 higher.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.9B

Total deposits

$1.6B

Service charge income (year to date)

$5.0M

Fee income ratio

8.3%

Return on assets

1.14%

Financial profile · Pro

Performance from regulator filings

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