Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Delta Community Federal Credit Union

Atlanta, GeorgiaCredit UnionAtlanta Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Balancing Checking Account Monthly service charge$25Above the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee$25Within the typical range ($25–$33 nationally)
$5 below the national median$7 below the Georgia median
per item · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3125. canonical_hint=overdraft; text_hash=1654469f9f55ea1912a1a301d154821a19ffc8699d81e7ba34aeca865ecd9ca6; excerpt="Courtesy Pay Fee | $25.00 per item paid | Fee Type: | Courtesy Pay Fee Amount: | $25.00 per item paid" · Source
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) Amount$15Below the typical range ($25–$33 nationally)
$15 below the national median$17 below the Georgia median
per item · Source
NSF for Returned Checks or ACH$20Below the typical range ($25–$32 nationally)
$10 below the national median$12 below the Georgia median
Source
Overdraft Transfer from Credit Accounts$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the Georgia median
Source
Overdraft Transfer from Deposit Accounts$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$2 below the Georgia median
Source

Check ServicesVerified

Official Check Withdrawal$10Above the typical range ($3–$6 nationally)
$5 above the national median$5 above the Georgia median
per item · Source
Money Order$5Above the typical range ($1.50–$3 nationally)
$3 above the national median$3 above the Georgia median
per item · Source
Stop Payment$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$17 below the Georgia median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$7 below the Georgia median
Source
Stop Payment Fee (ACH, Bill Pay, Check or Zelle)$28Within the typical range ($20–$30 nationally)
$0.50 above the national median$4 below the Georgia median
per item · Source
Copy of Paid Check (trace # provided)$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Georgia median
per item · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3125. canonical_hint=check_image; text_hash=1654469f9f55ea1912a1a301d154821a19ffc8699d81e7ba34aeca865ecd9ca6; excerpt="Copy of Paid Check (trace # provided) | $5.00 each | Fee Type: | Copy of Paid Check (trace # provided) Amount: | $5.00 each" · Source

Lending FeesVerified

Fee Type: Late Payment Fee for Consumer Loans Amount$25Within the typical range ($10–$25 nationally)
$5 above the national median$10 above the Georgia median
per month · Source
Late Fee$25Within the typical range ($10–$25 nationally)
$5 above the national median$10 above the Georgia median
Source

Other FeesVerified

Each additional faxed page$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Georgia median
per item · Source
Fee Type: Fax - Outgoing (first 3 pages) Amount$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Georgia median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Balancing Checking Account Monthly service charge	$25Above the typical range ($4–$10 nationally)	$19 above the national median$18.02 above the Georgia median	per month	—	Source
Monthly Fee	$0Below the typical range ($4–$10 nationally)	$6 below the national median$6.98 below the Georgia median	per month	—	Source
Inactive Account Fee or Low Balance Fee Amount	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Georgia median	per month	—	Source
Account Research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$10 above the Georgia median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$25Within the typical range ($25–$33 nationally)	$5 below the national median$7 below the Georgia median	per item	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3125. canonical_hint=overdraft; text_hash=1654469f9f55ea1912a1a301d154821a19ffc8699d81e7ba34aeca865ecd9ca6; excerpt="Courtesy Pay Fee \| $25.00 per item paid \| Fee Type: \| Courtesy Pay Fee Amount: \| $25.00 per item paid"	Source
ATM & CardVerified
Non-Network ATM Fee Amount	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national median$1 above the Georgia median	per transaction	—	Source
Card Replacement	$0
Wire TransfersVerified
Domestic Wire Transfer - Outgoing	$25Within the typical range ($20–$25 nationally)	At the national median$5 above the Georgia median	—	—	Source
International Wire Transfer - Outgoing	$50
Check ServicesVerified
Official Check Withdrawal	$10Above the typical range ($3–$6 nationally)	$5 above the national median$5 above the Georgia median	per item	—	Source
Money Order	$5
Cash & DepositVerified
Coin Machine Fee	3%	—	per day	—	Source
Cash Advance Fee Amount	$6Within the typical range ($2–$10 nationally)	$1 above the national median	—
Account ServicesVerified
Court Order Processing Fee	$50Within the typical range ($30–$100 nationally)	At the national medianAt the Georgia median	—	—	Source
Lending FeesVerified
Fee Type: Late Payment Fee for Consumer Loans Amount	$25Within the typical range ($10–$25 nationally)	$5 above the national median$10 above the Georgia median	per month	—	Source
Late Fee	$25
Other FeesVerified
Each additional faxed page	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Georgia median	per item	—	Source
Fee Type: Fax - Outgoing (first 3 pages) Amount	$5

Against Atlanta Fed district credit unions

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$25.00
Of 166 others that publish it, 11 lower, 26 the same and 129 higher.
Monthly maintenance
$12.50
Of 91 others that publish it, 83 lower and 8 higher.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$9.1B

Total deposits

$8.0B

Service charge income (year to date)

$15.6M

Fee income ratio

6.0%

Return on assets

1.17%

Financial profile · Pro

Performance from regulator filings

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