vs. U.S. typical range:LowerTypicalHigher
$4 above the national medianAt the Rhode Island median
per month · Source
$9 above the national median$5 above the Rhode Island median
per month · Source
At the national median$5 below the Rhode Island median
$7.50 above the national median$2.50 above the Rhode Island median
$12.50 below the national median$17.50 below the Rhode Island median
$5 above the national median$4 above the Rhode Island median
per item · Source
$5 above the national median$5 above the Rhode Island median
$2.50 above the national median$5 above the Rhode Island median
$2 below the national median$3 below the Rhode Island median
$10 above the national median$2.50 below the Rhode Island median
$2 above the national medianAt the Rhode Island median
per item · Source
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #1776. canonical_hint=nsf; text_hash=8a7d9a7c9e03d6980c808ba3ca8aed0025bd438bd284e7ba6e161fdd53dbf4b5; excerpt="Return Check Charge | $15.00" · Source
$50 above the national median$12.50 above the Rhode Island median
$2.50 below the national median$30 below the Rhode Island median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| monthly service charge without Direct Deposit | $10Within the typical range ($4–$10 nationally) | $4 above the national medianAt the Rhode Island median | per month | — | Source |
| Monthly Service Charge/Fee: N/A | $15Above the typical range ($4–$10 nationally) | $9 above the national median$5 above the Rhode Island median | per month | — | Source |
| Inactive Membership Fee | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Rhode Island median | — | — | Source |
| Account Research (per hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$2.50 above the Rhode Island median | — | — | Source |
| Undeliverable Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$17.50 below the Rhode Island median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Charge Returned (per presentment) | $35Above the typical range ($25–$32 nationally) | $5 above the national median$4 above the Rhode Island median | per item | — | Source |
| Overdraft Protection Transfer Fee | $5 | ||||
ATM & CardVerified | |||||
| Expedited Debit Card Fee | $35Within the typical range ($30–$50 nationally) | $5 below the national median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer (Incoming) | $15Within the typical range ($5–$15 nationally) | $5 above the national median | — | — | Source |
| Foreign Wire Transfer (Outgoing) | $40 | ||||
Check ServicesVerified | |||||
| Official Check Fee | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Rhode Island median | — | — | Source |
| Personalized checks (myPrime Checking) | $0 | ||||
Digital & ElectronicVerified | |||||
| myBanking™ Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median | — | — | Source |
Cash & DepositVerified | |||||
| Foreign Returned Deposited Item | $20Within the typical range ($8–$25 nationally) | $5 above the national median | — | — | Source |
| Return Check Charge | $15 | ||||
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median | — | — | Source |
| 12 x 11 3/8 | $185 | ||||
Other FeesVerified | |||||
| Loan Skip-A-Pay | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$30 below the Rhode Island median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
8 of 15
Published fees
33
Under review
0
Assets
$811.2M
Work at The Peoples Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$811.2M
Total deposits
$639.1M
Service charge income (year to date)
$1.2M
Fee income ratio
6.3%
Return on assets
0.26%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national median |
| — |
| — |
| Source |
| $10 below the national median |
| — |
| — |
| Source |
| $1.25 below the national median |
| — |
| — |
| Source |
| Stop Payment Fee (Check or ACH) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Rhode Island median | — | — | Source |
| Starter Checks | $0Below the typical range ($1–$4 nationally) | $2 below the national median$3 below the Rhode Island median | — | — | Source |
| Foreign Check Collection Fee | $30Above the typical range ($10–$25 nationally) | $10 above the national median$2.50 below the Rhode Island median | — | — | Source |
| Check Image Charge (Research Per Item) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Rhode Island median | per item | — | Source |
| At the national median |
| — |
| Knox extract.rules v19 categorized a line held for review from Rosetta artifact #1776. canonical_hint=nsf; text_hash=8a7d9a7c9e03d6980c808ba3ca8aed0025bd438bd284e7ba6e161fdd53dbf4b5; excerpt="Return Check Charge | $15.00" |
| Source |
| $140 above the national median |
| — |
| — |
| Source |
| 17 x 11 3/8 | $225Above the typical range ($30–$70 nationally) | $180 above the national median | — | — | Source |
| Safe Deposit Box 10 x 10 | $155Above the typical range ($30–$70 nationally) | $110 above the national median | — | — | Source |
| Safe Deposit Box 2 x 5 | $44Within the typical range ($30–$70 nationally) | $1 below the national median | — | — | Source |
| Safe Deposit Box 3 x 10 | $74Above the typical range ($30–$70 nationally) | $29 above the national median | — | — | Source |
| Safe Deposit Box 3 x 5 | $49Within the typical range ($30–$70 nationally) | $4 above the national median | — | — | Source |
| Safe Deposit Box 5 x 11 | $100Above the typical range ($30–$70 nationally) | $55 above the national median | — | — | Source |
| Safe Deposit Box 5 x 5 | $64Within the typical range ($30–$70 nationally) | $19 above the national median | — | — | Source |
| Safe Deposit Box Drill Fee | $300Above the typical range ($30–$70 nationally) | $255 above the national median | — | — | Source |
| Safe Deposit Box Key Replacement | $50Within the typical range ($30–$70 nationally) | $5 above the national median | — | — | Source |
| Safe Deposit Box Payment Late Fee | $15Below the typical range ($30–$70 nationally) | $30 below the national median | — | — | Source |
| IRS Levy | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$12.50 above the Rhode Island median | — | — | Source |