vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Oklahoma median
per month · Source
$7.50 below the national median$10 below the Oklahoma median
$12.50 below the national median$15 below the Oklahoma median
per item · Source
$22.50 above the national median$20 above the Oklahoma median
per year · Source
$0.50 below the national median$0.50 below the Oklahoma median
per month · Source
At the national median$3 above the Oklahoma median
per item · Source
At the national median$2.75 above the Oklahoma median
per item · Source
$3 below the national median$3 below the Oklahoma median
per item · Source
At the national median$0.50 above the Oklahoma median
per transaction · Source
$3 below the national median$0.50 below the Oklahoma median
per item · Source
$15 below the national median$8.95 below the Oklahoma median
per item · Source
$2 below the national median$2 below the Oklahoma median
per item · Source
$2.50 above the national median$5 above the Oklahoma median
per item · Source
$1 below the national medianAt the Oklahoma median
per item · Knox extract.rules v19 categorized a line held for review from Rosetta artifact #3331. canonical_hint=counter_check; text_hash=4a04dc1fb7d7dd63684ecd3afbea07e7056197110dbdb2e28bd112febfb9c688; excerpt="Oklahoma City, OK 73102 | Temporary Checks ............................... $ 1.00 per page (includes 4 cks) | IRA Share Account Enrollment Fee ...... $ 8.00 at opening" · Source
At the national medianAt the Oklahoma median
per item · Source
$10 below the national median$5 below the Oklahoma median
per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3331. canonical_hint=check_cashing; text_hash=4a04dc1fb7d7dd63684ecd3afbea07e7056197110dbdb2e28bd112febfb9c688; excerpt="(405) 813-5500 | There is no monthly non-business checking account fee charged if one of | Items Sent for Collection Fee ............... $ 10.00 per item" · Source
$2 above the national median$3 above the Oklahoma median
per item · Source
At the national median$9.05 above the Oklahoma median
per item · Source
$2.50 above the national medianAt the Oklahoma median
per item · Source
$105 above the national median$110 above the Oklahoma median
per item · Source
$55 above the national median$60 above the Oklahoma median
per item · Source
$15 above the national median$20 above the Oklahoma median
per year · Source
$30 below the national median$25 below the Oklahoma median
per year · Source
At the national medianAt the Oklahoma median
per item · Source
At the national median$2 below the Oklahoma median
per item · Source
$2 above the national median$2 above the Oklahoma median
$57 above the national median$57 above the Oklahoma median
$17 above the national median$17 above the Oklahoma median
$27 above the national median$27 above the Oklahoma median
per item · Source
$22.50 above the national median$35.26 above the Oklahoma median
per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3331. canonical_hint=other_lending_fee; text_hash=4a04dc1fb7d7dd63684ecd3afbea07e7056197110dbdb2e28bd112febfb9c688; excerpt="SOUTH OFFICE | 2. When using direct deposit to a MECU account; | Loan Documentation Fee ..................... $ 60.00 per loan" · Source
$2.50 below the national median$10.26 above the Oklahoma median
per item · Source
$62.50 above the national median$75.26 above the Oklahoma median
per item · Source
$137.50 above the national median$150.26 above the Oklahoma median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Oklahoma median | per month | — | Source |
| Account Research Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the Oklahoma median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Oklahoma median | per item | — | Source |
| Savings Excess Withdrawals | $40Above the typical range ($12–$25 nationally) | $22.50 above the national median$20 above the Oklahoma median | per year | — | Source |
| Paper Statement Fee | $2.50Within the typical range ($2–$4.76 nationally) | $0.50 below the national median$0.50 below the Oklahoma median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Fee | $30Within the typical range ($25–$33 nationally) | At the national median$3 above the Oklahoma median | per item | — | Source |
| Insufficient (NSF) fee | $30 | ||||
ATM & CardVerified | |||||
| Non-TransFund ATM Fee | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 above the Oklahoma median | per transaction | — | Source |
| Lost or Replaced Debit Card Fee | $7 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee (outgoing/domestic ONLY) | $10Below the typical range ($20–$25 nationally) | $15 below the national median$8.95 below the Oklahoma median | per item | — | Source |
Check ServicesVerified | |||||
| Corporate Check Fee | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Oklahoma median | per item | — | Source |
| Stop Payment Fee | $30 | ||||
Cash & DepositVerified | |||||
| Deposited Item Return Fee | $15Within the typical range ($8–$25 nationally) | At the national median$9.05 above the Oklahoma median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Fee (non-members) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Oklahoma median | per item | — | Source |
| Drill Box | $150 | ||||
Lending FeesVerified | |||||
| Loan Late Fee | $20Within the typical range ($10–$25 nationally) | At the national median$2 below the Oklahoma median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee (paper/reproduced) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Oklahoma median | — | — | Source |
| Statement Copy Fee (USB/reproduced) | $60 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 102 others that publish it, 48 lower, 36 the same and 18 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
34
Under review
0
Assets
$190.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$190.5M
Total deposits
$172.3M
Service charge income (year to date)
$1.1M
Fee income ratio
18.8%
Return on assets
0.31%
Financial profile · Pro
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| At the national median$2.75 above the Oklahoma median |
| per item |
| — |
| Source |
| Overdraft Transfer from Savings Fee | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Oklahoma median | per item | — | Source |
| $3 below the national median$0.50 below the Oklahoma median |
| per item |
| — |
| Source |
| $2.50 above the national median$5 above the Oklahoma median |
| per item |
| — |
| Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Oklahoma median | per item | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #3331. canonical_hint=counter_check; text_hash=4a04dc1fb7d7dd63684ecd3afbea07e7056197110dbdb2e28bd112febfb9c688; excerpt="Oklahoma City, OK 73102 | Temporary Checks ............................... $ 1.00 per page (includes 4 cks) | IRA Share Account Enrollment Fee ...... $ 8.00 at opening" | Source |
| Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Oklahoma median | per item | — | Source |
| Items Sent for Collection Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the Oklahoma median | per item | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3331. canonical_hint=check_cashing; text_hash=4a04dc1fb7d7dd63684ecd3afbea07e7056197110dbdb2e28bd112febfb9c688; excerpt="(405) 813-5500 | There is no monthly non-business checking account fee charged if one of | Items Sent for Collection Fee ............... $ 10.00 per item" | Source |
| Research Copies Fee (e.g., check copy) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Oklahoma median | per item | — | Source |
| $105 above the national median$110 above the Oklahoma median |
| per item |
| — |
| Source |
| Key Replacement – 1 key | $100Above the typical range ($30–$70 nationally) | $55 above the national median$60 above the Oklahoma median | per item | — | Source |
| Safe Deposit Box 10X10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$20 above the Oklahoma median | per year | — | Source |
| Safe Deposit Box 3x5 | $15Below the typical range ($30–$70 nationally) | $30 below the national median$25 below the Oklahoma median | per year | — | Source |
| Legal Process Fee | $10Below the typical range ($30–$100 nationally) | $40 below the national median | — | — | Source |
| Verification of Deposit Fee | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Oklahoma median | per item | — | Source |
| $57 above the national median$57 above the Oklahoma median |
| — |
| — |
| Source |
| Statement Copy Fee (USB/reproduced) | $20Above the typical range ($2–$5 nationally) | $17 above the national median$17 above the Oklahoma median | — | — | Source |
| Statement Copy Fee (USB/reproduced) | $30Above the typical range ($2–$5 nationally) | $27 above the national median$27 above the Oklahoma median | per item | — | Source |
| Loan Documentation Fee | $60Within the typical range ($25–$100 nationally) | $22.50 above the national median$35.26 above the Oklahoma median | per item | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3331. canonical_hint=other_lending_fee; text_hash=4a04dc1fb7d7dd63684ecd3afbea07e7056197110dbdb2e28bd112febfb9c688; excerpt="SOUTH OFFICE | 2. When using direct deposit to a MECU account; | Loan Documentation Fee ..................... $ 60.00 per loan" | Source |
| Loan Skip-a-Pay Fee (twice year/promo) | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$10.26 above the Oklahoma median | per item | — | Source |
| Minimum balance for the account is maintained: Loan Application Fee | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$75.26 above the Oklahoma median | per item | — | Source |
| OTHER CHECKING ACCOUNT RELATED FEES: Loan Subordination Fee | $175Above the typical range ($25–$100 nationally) | $137.50 above the national median$150.26 above the Oklahoma median | — | — | Source |