vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5.50 below the California median
per month · Source
$4 above the national median$4.50 above the California median
per month · Source
At the national median$1.50 above the California median
per month · Source
$12.50 above the national median$10 above the California median
$16 below the national median$11 below the California median
$16 below the national median$9 below the California median
$5 below the national median$3 below the California median
$5 above the national median$5 above the California median
—
$10 above the national median$10 above the California median
per item · Source
At the national medianAt the California median
$5 below the national medianAt the California median
per item · Source
$3 above the national median$2 above the California median
per item · Source
$2.50 below the national median$2.50 above the California median
per item · Source
$3 above the national median$2 above the California median
At the national median$0.50 below the California median
$5 above the national median$5 above the California median
At the national medianAt the California median
per item · Source
$2 above the national median$2 above the California median
$2.50 below the national median$5 below the California median
$25 below the national median$20 below the California median
per item · Source
$5 above the national median$5 above the California median
At the national medianAt the California median
$2 above the national median$0.75 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5.50 below the California median | per month | — | Source |
| Monthly Service Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.50 above the California median | per month | — | Source |
| Account Inactivity Fee – Monthly (after 1 year of inactivity) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | per month | — | Source |
| Account Reconciliation/Research (min. 1 hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay for non-sufficient or Uncollected Funds | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | — | — | Source |
| Non-sufficient Funds Fee for returned/uncollected Checks/Electronic Withdrawals | $14 | ||||
ATM & CardVerified | |||||
| Replacement Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Visa® International Transaction Fee | 2%of the transaction | ||||
Wire TransfersVerified | |||||
| Domestic (per wire) | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the California median | per item | — | Source |
| Wire Services: Incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check / Money Order | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$2 above the California median | per item | — | Source |
| Stop Payment (per item) | $25 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment Service | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the California median | — | — | Source |
Account ServicesVerified | |||||
| Levy/Order to withhold (per item) | $25Below the typical range ($30–$90 nationally) | $25 below the national median$20 below the California median | per item | — | Source |
| Verification of Account Letter | $15 | ||||
Retirement & IRAVerified | |||||
| IRA Early Closure | $25Within the typical range ($25–$35 nationally) | At the national medianAt the California median | — | — | Source |
Other FeesVerified | |||||
| Duplicate Statement/Account Activity Printout | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.75 above the California median | — | — | Source |
Overdraft
$14.00
Of 79 others that publish it, 6 lower, 25 the same and 48 higher.
Monthly maintenance
$5.00
Of 54 others that publish it, 17 lower, 13 the same and 24 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$14
Headline fees published
10 of 15
Published fees
23
Under review
0
Assets
$92.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$92.7M
Total deposits
$79.5M
Service charge income (year to date)
$91K
Fee income ratio
3.6%
Return on assets
0.71%
Financial profile · Pro
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| $16 below the national median$9 below the California median |
| — |
| — |
| Source |
| Automated Transfer of Funds to Clear Overdraft | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$3 below the California median | — | — | Source |
| — |
| — |
| — |
| Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| International ($US per wire): Cost + | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the California median | per item | — | Source |
| $2.50 below the national median$2.50 above the California median |
| per item |
| — |
| Source |
| Temporary Checks - supply of 10 | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | — | — | Source |
| Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national median$0.50 below the California median | — | — | Source |
| Foreign Check Processing: Cost + | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Check Copies | $3Within the typical range ($2–$5 nationally) | At the national medianAt the California median | per item | — | Source |
| Copy of Bill Payment Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | — | — | Source |
| $5 above the national median$5 above the California median |
| — |
| — |
| Source |